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AIP letter expiry date?

  • 07-07-2020 11:07am
    #1
    frank730
    Registered Users, Registered Users 2 Posts: 153 ✭✭


    Hi guys, first time getting mortgage here, I got my AIP letter from BOI and noticed there is no expiry date set, is this common or they have a "default" expiry policy after say 12mths? the letter did say whenever I am ready to drawdown I will need to provide most recent payslips and salary cert again.


Comments

  • #2
    guyfawkes5
    Registered Users, Registered Users 2 Posts: 291 ✭✭guyfawkes5


    frank730 wrote: »
    Hi guys, first time getting mortgage here, I got my AIP letter from BOI and noticed there is no expiry date set, is this common or they have a "default" expiry policy after say 12mths? the letter did say whenever I am ready to drawdown I will need to provide most recent payslips and salary cert again.
    I got an AIP from BoI a few months ago and it didn't mention an expiry date explicitly, although I know it is 6 months for them.

    If you go over that time, they can resubmit again but would need new payslips and salary cert.


  • #3
    Corruptedmorals
    Registered Users, Registered Users 2 Posts: 4,195 ✭✭✭Corruptedmorals


    Usually 6 months although AIB offer 12 months, ring them to double check. The letter of offer once you go sale agreed on a house is strictly 6 months with a maximum extension of 1 month.


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