Dementia

Ciarose12

Hi, I’m wondering if anyone could help me, any advice would be greatly appreciated:

My father is currently in a care home with dementia. He is no longer able to communicate with us and unfortunately before circumstances reached this point no power of attorney was sought.

I am trying to access his money in Ulster bank to help pay for his care home. It’s not much money roughly €10,000 therefore not really worth while to go through solicitors.

Is there any way I can access this money without going through solicitors? I have produced birth certs for both myself and my father, proof of address and a letter from the care home but Ulster Bank will not allow me to access his account.

Any help appreciated. Thanks

brightspark

Sorry to hear that you are going through this.

As far as I know...It's too late for "power of attorney you will need to go for the ward of court procedure which is usually done by a solicitor

https://www.citizensinformation.ie/en/health/legal_matters_and_health/wards_of_court.html


http://www.courts.ie/Courts.ie/library3.nsf/(WebFiles)/E6C1CF1ED06088A1802579050051CD90/$FILE/Wards%20of%20court%20booklet.pdf

I suppose another option if you can afford it is to try and get a loan from your Credit Union and pay the fees yourself in the expectation of inheriting the account at some date in the future (sorry no nice way of phrasing it)

Have you also applied for "Fair Deal"?

We were fortunate with my M.I.L. that we obtained power of attorney just prior to her dementia reaching a stage where it would not have been possible, even that took time though and we ended up paying a substantial amount ourselves out of our own savings until all the paperwork was sorted.

byhookorbycrook

I’ve been through this , the short answer is no. If they have that money , the amount to be paid through Fair Deal would take the money into account ( literally .)