Single tenant made redundant, options

Large bottle small glass

Hi
I have a single tenant with Part 4 tenant right (in property 18months).

She is a really good tenant, rent always on time, no messing etc. She was recently made redundant and served notice.

She doesn't want to leave but knows she won't be now able to afford rent on her own. While she applies for new jobs, is there welfare rent assistance for someone in her position (previously on 50k approx)?

I'd really rather not be bothered with having to tidy up house and having views in current climate and would rather she stayed, but I don't want to cause issues for myself either.

If I reduce rent, is that the new fixed rent going forward? I could agree to let her go into a certain amount of arrears, knowing I'll never get it but that could cause me problems to.

I must have a chat with solicitor in the next week but would welcome any thoughts/suggestions.

Lux23

How likely is it that she will get another job? I think I would start there before coming to an agreement on reducing rent etc. She might get the dole, but it could be hard for someone like her to get rent allowance, I never did the whole time I was on the dole during the recession. The rent was too high at the time.

Mrs OBumble

She should ask welfare about HAP eligibility, it will depend on what savings she has, not on her previous salary.

Claw Hammer

Large bottle small glass wrote: »

Hi
I have a single tenant with Part 4 tenant right (in property 18months).

She is a really good tenant, rent always on time, no messing etc. She was recently made redundant and served notice.

She doesn't want to leave but knows she won't be now able to afford rent on her own. While she applies for new jobs, is there welfare rent assistance for someone in her position (previously on 50k approx)?

I'd really rather not be bothered with having to tidy up house and having views in current climate and would rather she stayed, but I don't want to cause issues for myself either.

If I reduce rent, is that the new fixed rent going forward? I could agree to let her go into a certain amount of arrears, knowing I'll never get it but that could cause me problems to.

I must have a chat with solicitor in the next week but would welcome any thoughts/suggestions.

There is no point in making her problems become your problems. You are just going to have to get off you ass and get another tenant.

Ray Palmer

She can apply for rent allowance as opposed to HAP. It is means tested but the savings limit is actually quite high. Worth her while seeing if she can qualify.

10pennymixup

Claw Hammer wrote: »

There is no point in making her problems become your problems. You are just going to have to get off you ass and get another tenant.

While I don't agree with the sentiment of "getting off your ass", it might be the best thing to get another tenant.

She is an adult that held a reasonably responsible job, and surely is quite capable of running her own affairs. She gave you notice, I'm sure that she has thought it through.

There is also the possibility that she just wants to move and is using redundancy as an excuse.

gnr vr fan

You seem like a really nice landlord.

Wheres the property? Can I rent there? How much?

the_syco

Large bottle small glass wrote: »

If I reduce rent, is that the new fixed rent going forward?

Generally, yes.

Large bottle small glass wrote: »

She is a really good tenant, rent always on time, no messing etc. She was recently made redundant and served notice.

If she wants to, she can live there rent free for another month or two, as there's no evictions due to COVID.

Large bottle small glass wrote: »

She doesn't want to leave

And then she could stay until you evict her in a few months time.

Large bottle small glass

All turned out fine, my very good tenant left.

Lots of interest in renting house again.

Two very suitable tenants, one on HAP.

Any obvious downsides to HAP for a landlord? Idiots guide please, I've done quite a few rental agreements since 07 but they have all been private and long term.

Thanks for assistance

Bikerman2019

You cannot refuse HAP and if seen to being doing it, you are in the crap. However, if you choose a non HAP tenant as they seem a better fit, that is up to you.



The tenant pays a small amount and the HAP office pays the rest. If the tenant stops paying the little bit, you get nothing at all.



I let a house in the last month and after the HAP office telling the tenant they would get HAP, they then refused it on the basis they had to much coming in ?!?!?


So now my HAP tenant is now a self financing tenant. I guess it would be a good idea to ensure if going HAP, that the tenant has written confirmation as in my case, they got burnt in the ass.


Thats all I can say on the subject but am sure others more knowledgeable will be able to assist better.

Fol20

Large bottle small glass wrote: »

All turned out fine, my very good tenant left.

Lots of interest in renting house again.

Two very suitable tenants, one on HAP.

Any obvious downsides to HAP for a landlord? Idiots guide please, I've done quite a few rental agreements since 07 but they have all been private and long term.

Thanks for assistance

Run a mile!

Too much work to get HAP
Potential for them to inspect the property and for you to incur 1000s
Just get a working professional and save yourself the headache.

arctictree

Why do the council stop paying you if the tenant stops paying?

Samuel T. Cogley

arctictree wrote: »

Why do the council stop paying you if the tenant stops paying?

It's a great way to house people for free for a bit.

Bikerman2019

arctictree wrote: »

Why do the council stop paying you if the tenant stops paying?

Because thats the rules !

arctictree

Bikerman2019 wrote: »

Because thats the rules !

Yes but what's the reasoning behind the rule? Surely they would get more properties without this rule...

Bikerman2019

arctictree wrote: »

Yes but what's the reasoning behind the rule? Surely they would get more properties without this rule...

Who fecking knows. I follow facebook forums for HAP and everyone complains landlords refuse HAP or say yes, but privately dont.


Is it any fecking wonder ??? I caretake 2 places. One is very much "I am entitled to....." he is well managed but gets nothing but what is in the lease. You reap as you sow. He still thinks he is in a council house - he is not.



The other is fine, well managed and alround fine. They are polite and reasonable and that is how it goes both ways.

Fred Cryton

Large bottle small glass wrote: »

All turned out fine, my very good tenant left.

Lots of interest in renting house again.

Two very suitable tenants, one on HAP.

Any obvious downsides to HAP for a landlord? Idiots guide please, I've done quite a few rental agreements since 07 but they have all been private and long term.

Thanks for assistance

Why in Gods name would you take on a HAP tenant. Run a mile just don't make it obvious.

the_syco

Bikerman2019 wrote: »

You cannot refuse HAP and if seen to being doing it, you are in the crap.

You can't say no to a HAP tenant, but at the same time, you don't have to reply to them either :pac:

Bikerman2019 wrote: »

The tenant pays a small amount and the HAP office pays the rest. If the tenant stops paying the little bit, you get nothing at all.

If the tenant stops paying, you get no rent, but you won't be notified that you're getting no rent.

=-=

I would recommend the 10 or 20 year plans if you want to rent your house to the council. Otherwise only rent private.

Why can’t she pay rent out of her redundancy payment? She is likely to also have savings and she will get jobseekers benefit.