Is this car a bargain for its price?

FrankC21

https://www.windsor.ie/used-cars/11228452-skoda-octavia-rs-2.0-tdi-184-hp-4-dr/

Just considering financing the car for 5 years.

punisher5112

FrankC21 wrote: »

https://www.windsor.ie/used-cars/11228452-skoda-octavia-rs-2.0-tdi-184-hp-4-dr/

Just considering financing the car for 5 years.

With your budget over seas may be an option but remember the Nox tax charge so it would need low figures on that to be worthwhile

FrankC21

punisher5112 wrote: »

With your budget over seas may be an option but remember the Nox tax charge so it would need low figures on that to be worthwhile

Nox Is that the new tax for all diesel cars?

bazz26

This is better value imo:

https://www.carsireland.ie/detail.php?ad_id=2520197&r=s.php%3Fm%5B%5D%3D78%26o%5B%5D%3D673%26f%3D2%26nn%3D12%26b%3D3%26yn%3D2015%26yx%3D2017%26pp%3D50%26g%3D0

Mechanically it's the same car as the Skoda.

colm_mcm

That 151 is not a bargain by any means,

Infernal Racket

Way overpriced op

punisher5112

FrankC21 wrote: »

Nox Is that the new tax for all diesel cars?

Yes so you want to be damn sure if the Nox value per model that you would bring in....


Could well get you up another year or spec for the money... Euro6 diesel engines would be the lowest figures....

Wildly Boaring

bazz26 wrote: »

This is better value imo:

https://www.carsireland.ie/detail.php?ad_id=2520197&r=s.php%3Fm%5B%5D%3D78%26o%5B%5D%3D673%26f%3D2%26nn%3D12%26b%3D3%26yn%3D2015%26yx%3D2017%26pp%3D50%26g%3D0

Mechanically it's the same car as the Skoda.

Good find Baz
Got a very similar 150bhp fr estate in November for similar money. The 184s were €20k at the time

Heres Johnny

That car is close to what I'd expect to pay for an Audi A4 151, which is a much more expensive car when new. Not even close to a bargain

Eoinbmw

Heres Johnny wrote: »

That car is close to what I'd expect to pay for an Audi A4 151, which is a much more expensive car when new. Not even close to a bargain

Its a diesel vrs they where 40k new but the one in add is still overpriced!

GustavoFring

They were 33500 when that was new. And that's quite basic too.

FrankC21

bazz26 wrote: »

This is better value imo:

https://www.carsireland.ie/detail.php?ad_id=2520197&r=s.php%3Fm%5B%5D%3D78%26o%5B%5D%3D673%26f%3D2%26nn%3D12%26b%3D3%26yn%3D2015%26yx%3D2017%26pp%3D50%26g%3D0

Mechanically it's the same car as the Skoda.

They gave me a quote for my ford fiesta trade in 950

2017 Leon ST 2.0TDi 184hp FR: €17,450
Trade in: €950
Cost to change: €16,500

To cover the minimum 10% deposit you would have to put in €800 with your trade in. (total deposit = €950 on trade in + 800 deposit = €1750 = 10%)

Over 5 years this comes out at €313.03 x 60 months see above screenshot of the breakdown.

Finance is subject to approval and terms and conditions apply.

Should I wait a bit till this whole lockdown finished?

GustavoFring

Thats a decent car for that price, particularly being the better 184 over the 150. If you're happy with it just go for it.

bazz26

I'd try and squeeze a bit more out of them if you can. Normally I'd say take the Fiesta trade-in out of the deal and seek a straight deal discount off the Leon but with Covid-19 its going to be very hard and risky selling anything privately now.

FrankC21

bazz26 wrote: »

I'd try and squeeze a bit more out of them if you can. Normally I'd say take the Fiesta trade-in out of the deal and seek a straight deal discount off the Leon but with Covid-19 its going to be very hard and risky selling anything privately now.

What do I tell them? And agreed it is risky, how does the transaction work with the current situation? I can't go to their garage, cause I live in Drogheda.

EDIT:

I told them that my fiesta was quoted 3k trade in for Windsor Skoda Superb.

They replied:

Do you want me to do up a finance quote based on the above? There is a bit of distance from where you wanted to be on the price of your own car but that really is my very best price I can do on your car as its 12 years old with high mileage and as our car is extremely well priced at €17,450.

colm_mcm

Next question is do you actually need/want a 184bhp version. You will be paying a premium to do so.

Obviously motoring forum = get the fast one, but even so, over the past months your requirements and budget seem to fluctuate a fair bit.

MarkR

I've been looking at VRS's, and that doesn't seem to be a steal. There's also the 150 bhp 2L version that has a lot of kit as well, for a lot less. Bit more of a sleeper though. SE L version has half leather. Like hens teeth though.

https://www.donedeal.ie/cars-for-sale/skoda-octavia-2-0-tdi-cr-se-l/23777426

Or there are some nice superbs with the same engine.

https://www.donedeal.ie/cars-for-sale/skoda-superb-se-business-2-0-tdi-150ps/24528720

FrankC21

colm_mcm wrote: »

Next question is do you actually need/want a 184bhp version. You will be paying a premium to do so.

Obviously motoring forum = get the fast one, but even so, over the past months your requirements and budget seem to fluctuate a fair bit.

What can you recommend?

colm_mcm

That SEL seems to have adaptive cruise and front sensors as optional extras

The adaptive cruise was £465 on these (that trim has front assist anyway so it makes the ACC cheaper)

Front sensors £350 on their own £590 together with self parking. Going on the buttons on the interior I’d say it’s just the sensors.

SEL is basically an Elegance model but with Euro6 engine.

colm_mcm

FrankC21 wrote: »

What can you recommend?

No point in recommending things if you don’t know what you want
The Leon FR is a great car, but you need to figure out how much you want to spend, why you want a particular car, what are your expectations for fuel economy, insurance etc.

For example, there are cheaper versions of the Leon available that don’t go as fast, for less money.

FrankC21

colm_mcm wrote: »

No point in recommending things if you don’t know what you want. The Leon FR is a great car, but you need to figure out how much you want to spend, why you want a particular car, what are your expectations for fuel economy, insurance etc.

*Economical - I do 3700km per month driving mostly M1 and M50

*Comfort and safety - My wife and I both go to work together - she's pregnant - I currently drive a 12 year old fiesta plus it is already burning oil.

*Reliable - I expect the car not to cause any headaches ones it got out of the garage

*Budget - Finance 5 years EUR250-300 monthly repayment - I don't mind financing at this point if comfort and assurance that the car won't fall apart out on the motorway and I am already spending fortune on petrol at the moment.

*Insurance at the moment is EUR1400 per year.

Heres Johnny

FrankC21 wrote: »

What do I tell them? And agreed it is risky, how does the transaction work with the current situation? I can't go to their garage, cause I live in Drogheda.

EDIT:

I told them that my fiesta was quoted 3k trade in for Windsor Skoda Superb.

They replied:

Do you want me to do up a finance quote based on the above? There is a bit of distance from where you wanted to be on the price of your own car but that really is my very best price I can do on your car as its 12 years old with high mileage and as our car is extremely well priced at €17,450.

3k quoted against a car with plenty of margin built in is possible and could be a good deal. But so could 1k. All about the cost to change, that's what it's costing you.

colm_mcm

We can all agree that in reality the car is worth shag all to a garage. As above, anyone offering €3k either has a regularly priced car with loads of margin to play with (very unlikely on a genuine used car with no stories) , or has inflated the asking price to allow for big trade in values.

colm_mcm

FrankC21 wrote: »

*Economical - I do 3700km per month driving mostly M1 and M50

*Comfort and safety - My wife and I both go to work together - she's pregnant - I currently drive a 12 year old fiesta plus it is already burning oil.

*Reliable - I expect the car not to cause any headaches ones it got out of the garage

*Budget - Finance 5 years EUR250-300 monthly repayment - I don't mind financing at this point if comfort and assurance that the car won't fall apart out on the motorway and I am already spending fortune on petrol at the moment.

*Insurance at the moment is EUR1400 per year.

Ok. I’ll address these in order.

Comfort and safety: no issues there.

Reliable: As modern diesels go, the modern 2.0 TDI is very good. It is not a ticket to guaranteed reliability for 5 years though. There will be maintenance and repairs.

Budget: keep in mind when the finance is up, a 151 will be 10 years old, and a 171 8 years old. Get as new a car as you can.

Insurance: I have a 150 2.0 TDI and my insurance is more than on my 1.8 petrol Civic, which itself was expensive. The 184bhp version would have been another €150 for me and I’m 38, have full no claims, no points etc. Price insurance.

FrankC21

Ill wait until june, see if the seat leon's price drops hopefully.

Truckermal

Madness getting 5 year's finance on a used Car, that will add another 3K to the price at the end of the loan..

punisher5112

Buy bangeromics and move on when anything major goes.....

Buy a cheap megane or fluence. Run them I to the ground.

bazz26

I don't think the OP will change cars anytime soon.

FrankC21

punisher5112 wrote: »

Buy bangeromics and move on when anything major goes.....

Buy a cheap megane or fluence. Run them I to the ground.

I am trying to work it out on my head.

For example

*Bangermonics -

If I pay €2000 for a megane or fluence, I do not have a reassurance that it will last for 1 or 2 years, or even few weeks down the road.

When I bought my fiesta for €2000 after 1 month I had to replace two new front disc brakes and two new front tyres and spend €400 on timing belt. Again couple weeks gone by the coolant tank leaked and had to replace that as well and now the thing is burning oil.

*Finance -

The Leon FR €313.06 per month that works out about €3,756.72 a year. I guess peace of mind that it's a 3 year old car.

FrankC21

bazz26 wrote: »

I don't think the OP will change cars anytime soon.

I will change car man, obviously not now because of the lock down,

it is just I have to think about it a lot that I am making the right move.

Another option is that I could find a job closer to my place but with the way things are going it will be for a while and guess I have to stick doing 176km commute to work for quite sometime.

jimmycrackcorm

You don't have the reassurance that a newer car will not have a problem after whatever warranty given expires either.

The way to look at it is to budget for both car and possible repair costs. So if you can buy one with 1k spare to put aside for any possible repairs. If they aren't needed then you're still 1k better off

FrankC21

jimmycrackcorm wrote: »

You don't have the reassurance that a newer car will not have a problem after whatever warranty given expires either.

The way to look at it is to budget for both car and possible repair costs. So if you can buy one with 1k spare to put aside for any possible repairs. If they aren't needed then you're still 1k better off

Ok, what will be the average maintenance cost for running a diesel engine?

Dravokivich

FrankC21 wrote: »

Ok, what will be the average maintenance cost for running a diesel engine?

It will depend on the engine and it's accessories.

FrankC21

Dravokivich wrote: »

It will depend on the engine and it's accessories.

Let say for the megane 1.5
*Oil change
*timing belt
*What other basic maintenance are there for diesel engine oppose to a petrol (spark plugs, air filter)

okane1

FrankC21 wrote: »

*Economical - I do 3700km per month driving mostly M1 and M50

*Comfort and safety - My wife and I both go to work together - she's pregnant - I currently drive a 12 year old fiesta plus it is already burning oil.

*Reliable - I expect the car not to cause any headaches ones it got out of the garage

*Budget - Finance 5 years EUR250-300 monthly repayment - I don't mind financing at this point if comfort and assurance that the car won't fall apart out on the motorway and I am already spending fortune on petrol at the moment.

*Insurance at the moment is EUR1400 per year.

I've a 2015 VRS diesel estate.

They are not that efficient on fuel, you'll be getting high 40's mpg on average and you might push to low 50 sitting at 100km/hr.

We have a family of 4 and with 184bhp its a good car at overtaking and has good stopping power. Obviously the stopping power will depend on tyres - I'm running Goodyear F1 and cannot fault the car's ability to stop. With this in mind we find it a very safe car.

It isn't that conformable outside of M and good surface N roads. Keep in the mind the VRS is lower than standard Octavia, runs firmer suspensions and has low profile tyres: 40s. I came from a Mondeo ST (diesel) so was used to the slightly firmer ride. With the setup it does corner better than a standard Octavia - it depends on what you want.

I've owed my car for 2.5yrs and it hasn't let me down, been serviced fully by Skoda. The DPF light will come on if you do short drives - just be aware.

Insurance will go up based on my experience.

I find the VRS a great car. With the estate it can take so much kit, has nice power for sufficient performance and they have a good road presence.
You do pay for the VRS badge. If you're not into "performance image" then take a non VRS Octavia and save some €€€.

If you do go for one its a sliding slope where your next car needs to perform better!! I'm eyeing up Leon Cupra STs (300bhp!!)

FrankC21

OSI wrote: »

At your mileage we'll say a service a year, a pair of tyres every year and a pair of breaks possibly every 2, then add a timing belt once in the 5 years you'll have it. If you buy something modern with AdBlue you could be filling that up twice a year.

So yearly cost
Service: ~200-400
Tyres: ~300
Breaks: ~300/2 = 150
Timing Belt: ~600/5 = 120
AdBlue: ~40

So anywhere between 800-1,000 a year on maintenance, without anything going wrong.

So that's the maintenance cost per year for a 10 year old or older renault megane

I bought a Citroen C5. It was 7 years old I think, when I got it. Was in great condition, low miles, etc. paid €8,500 for it. Made some aesthetic changes to the tune of about €800 (got bigger wheels, refurbed them, sprayed wheels black, tinted the windows, got DRLs on it etc.).

Engine went on it about 2.5 years later. Paid 3,500 for a new engine and clutch. Had no end of trouble with it after that. Got another year of motoring with constant issues and problems (all stemming from the engine change being botched, in my opinion, but that's neither here nor there).

Car price: €8,500
Aesthetic upgrades: €800
Minimum Mechanical expenses: €3,500
Sold privately for €800
Total cost for approx 3.5 years driving: 12,000.
Approximately €3,430 per year of motoring


Since then, I've been driving for the last 2 years in bangernomics cars. Both cars had fresh NCTs, air con and cruise control (these are my must have items). First car got me on the road for 12 months and failed NCT on emissions.

2007 1.8 Petrol Mondeo
Cost to buy: €550
Initial service: €150
Scrap value: €100
Approximately €600 per year of motoring.


Then i swapped that over for another Mondeo. This time I paid a tad more for a diesel version, which Im still currently in, with an NCT that expires in August, that I expect it will fail.

2007 1.8 Diesel Mondeo
Cost to buy: €950
(didn't service it)
Expected Scrap value: €100
Approximately €850 per year of motoring.


(I had a ford Galaxy between the first mondeo and the C5, which I paid 2,550 for, but it only lasted 4 or 5 months before it got wrote off in a car crash, so can't really comment on the financial aspect, though I had hoped it would last 2-3 years).


So if you're just buying for cheap and cheerful motoring, then bangernomics with complete ignorance to the mechanical health of the car is the way to go. If you're concerned about money, and might be stretching yourself to finance, just do so with the awareness that any car can die on you. When I spent 8,500 on a car with relatively low mileage, in great condition, I hoped to get about 10 years out of it. I over-serviced it. It was treated exceptionally well, but I got unlucky.

But I paid for it in cash, outright. If I was on a 5 year finance deal and the car was dead only halfway through that period, I reckon I'd have been much, much more annoyed about it.

punisher5112

[Deleted User] wrote: »

I bought a Citroen C5. It was 7 years old I think, when I got it. Was in great condition, low miles, etc. paid €8,500 for it. Made some aesthetic changes to the tune of about €800 (got bigger wheels, refurbed them, sprayed wheels black, tinted the windows, got DRLs on it etc.).

Engine went on it about 2.5 years later. Paid 3,500 for a new engine and clutch. Had no end of trouble with it after that. Got another year of motoring with constant issues and problems (all stemming from the engine change being botched, in my opinion, but that's neither here nor there).

Car price: €8,500
Aesthetic upgrades: €800
Minimum Mechanical expenses: €3,500
Sold privately for €800
Total cost for approx 3.5 years driving: 12,000.
Approximately €3,430 per year of motoring


Since then, I've been driving for the last 2 years in bangernomics cars. Both cars had fresh NCTs, air con and cruise control (these are my must have items). First car got me on the road for 12 months and failed NCT on emissions.

2007 1.8 Petrol Mondeo
Cost to buy: €550
Initial service: €150
Scrap value: €100
Approximately €600 per year of motoring.


Then i swapped that over for another Mondeo. This time I paid a tad more for a diesel version, which Im still currently in, with an NCT that expires in August, that I expect it will fail.

2007 1.8 Diesel Mondeo
Cost to buy: €950
(didn't service it)
Expected Scrap value: €100
Approximately €850 per year of motoring.


(I had a ford Galaxy between the first mondeo and the C5, which I paid 2,550 for, but it only lasted 4 or 5 months before it got wrote off in a car crash, so can't really comment on the financial aspect, though I had hoped it would last 2-3 years).


So if you're just buying for cheap and cheerful motoring, then bangernomics with complete ignorance to the mechanical health of the car is the way to go. If you're concerned about money, and might be stretching yourself to finance, just do so with the awareness that any car can die on you. When I spent 8,500 on a car with relatively low mileage, in great condition, I hoped to get about 10 years out of it. I over-serviced it. It was treated exceptionally well, but I got unlucky.

But I paid for it in cash, outright. If I was on a 5 year finance deal and the car was dead only halfway through that period, I reckon I'd have been much, much more annoyed about it.

You were robbed.....

Could pick up a 2010-11 fluence or megane for 2-3k they have no dpf. Window regs would be weakest part imo

KKV with your driving it's either bangeromics or new, if you want reliable then new would be the best option or lease.

You need to look at any car will lose at least €1k a year so if you buy a cheap motor use for a year or lessobe on with test and get something else as your mileage is huge....

Wildly Boaring

punisher5112 wrote: »

You were robbed.....

Could pick up a 2010-11 fluence or megane for 2-3k they have no dpf. Window regs would be weakest part imo

KKV with your driving it's either bangeromics or new, if you want reliable then new would be the best option or lease.

You need to look at any car will lose at least €1k a year so if you buy a cheap motor use for a year or lessobe on with test and get something else as your mileage is huge....

The C5 wasn't a bad buy for boards though.
A legendary car

FrankC21

punisher5112 wrote: »

Buy bangeromics and move on when anything major goes.....

Buy a cheap megane or fluence. Run them I to the ground.

If I did not find a decent renault megane or fluence, what other cars would you go for?

punisher5112

FrankC21 wrote: »

If I did not find a decent renault megane or fluence, what other cars would you go for?

Avensis, Auris, corolla.

Octavia but superb would be nicer imo.

Audi A6

FrankC21

punisher5112 wrote: »

Avensis, Auris, corolla.

Octavia but superb would be nicer imo.

Audi A6

for max €2k budget what sort of year i'd be expecting all those car listed comes under?

punisher5112

FrankC21 wrote: »

for max €2k budget what sort of year i'd be expecting all those car listed comes under?

Some 2008 are coming in around it in them....

My mechanic swears by the fluence and has had a few, don't want to sound like a broken record, pick a few wiggle them down, try get one with decent mileage and before the purchase get it checked over....

FrankC21

punisher5112 wrote: »

Some 2008 are coming in around it in them....

My mechanic swears by the fluence and has had a few, don't want to sound like a broken record, pick a few wiggle them down, try get one with decent mileage and before the purchase get it checked over....

Mileage (KM) nct Price Year
****************************************
255,885 Jul 2020 €1,999 2010 https://www.donedeal.ie/cars-for-sale/10-renault-megane-1-5dcinct-7-20tax-9-20clean/24485958

343,000 Jul 2020 €1,895 2010 https://www.donedeal.ie/cars-for-sale/renault-fluence/24582543

260,000 Oct 2020 €1,850 2010 https://www.donedeal.ie/cars-for-sale/renault-megane-2010/24619081

240,000 Aug 2020 €1,000 2008 https://www.donedeal.ie/cars-for-sale/renault-megane-sp-tourer-1-5-dci/24666357

Those are the ones I can find of donedeal, the tourer one seems alright big boot.

FrankC21

I am still having 2nd thoughts going after bangermonics, the main priority at the moment is safety, my pregnant wife she still working and 4 months pregnant, our first child, we travel both to work.

I mean what if the car broke down middle of the motorway like, It's alright if I am travelling alone but with the wife on board always nervous commuting in our current ford fiesta.

colm_mcm

I mean this in a nice way.

There’s no pragmatism in your car selection process.
There’s no logic I can see in some of your reasons for wanting particular things.

It’s ok to want a newer car just to have a newer car.

TheW1zard

FrankC21 wrote: »

I am still having 2nd thoughts going after bangermonics, the main priority at the moment is safety, my pregnant wife she still working and 4 months pregnant, our first child, we travel both to work.

I mean what if the car broke down middle of the motorway like, It's alright if I am travelling alone but with the wife on board always nervous commuting in our current ford fiesta.

You can buy a car that wont break down and is not a death trap for less than 17grand!

edit - 18 grand

Wildly Boaring

OP I just looked at your post history.

How long you been looking at cars?
Seems the threads are all similar.

Bit odd

Mad_Mike

Wildly Boaring wrote: »

OP I just looked at your post history.

How long you been looking at cars?
Seems the threads are all similar.

Bit odd

A LONG time!!!

About a year now!

I think "infamous" is the term?

Best description is here


@FrankC21 - All joking aside...

Surely you can see with the amount of time you spend on the motoring section that there are people who buy bangers for 3 and 400 euros that break down, others that run forever, but more importantly, you have no doubt seen endless threads on here from people who have spent 10-20K on cars, only to find those cars break down also!!

Nobody has the magic answer you are looking for. You just have to buy what you hope is a good reliable car and get on with it.

If you are so nervous about buying a car, then I really think you should buy something for Bangernomics money. At least that way if it breaks down, you are not 10 or 15 thousand out of pocket and paying back bank loans!

CIP4

So it’s been narrowed down to either a 17K Leon FR 184bhp or a 2K Fluence 1.5dci. Bit of a difference there.

Op assuming it’s a bog standard fiesta you have you probably don’t need a 184bhp diesel quite frankly the likes of a 150bhp 2.0tdi Leon would feel quick to you and would be a lot more readily available and probably slightly cheaper to run/ buy.

I had a 161 Leon and we still have a 152 Leon FR 150bhp estate in the family and I would speak highly of them I think they are a decent design, have all the essential extras and offer good value they are also reliable.

I suppose you really need to just decide can you afford the finance comfortably and is it worth it to you to spend that kind of money on a car only you can answer that. 17k is a very expensive costing car to one person and equally it’s a cheap run around car to another. Also as mentioned borrowing over 5 years is not ideal you will pay back huge interest just work it out and it’s something to be aware off. A 3 year loan would be a better middle ground.

khaldrogo

FrankC21 wrote: »

So that's the maintenance cost per year for a 10 year old or older renault megane

At least the same in fairness....