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Insure a van as a private car?

Harry Fox · 2020-04-20 07:03:28

Can I buy a small van and insure as a car ?

20-04-2020 7:03am

#1

Harry Fox

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Can I buy a small van and insure as a car ?

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#2 20-04-2020 7:33am

bulleyes

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Harry Fox wrote: »

Can I buy a small van and insure as a car ?

No, because its not a car. You'll need a Commercial policy, because its a commercial vehicle.

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#3 20-04-2020 12:51pm

Kingswoodflyer

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You can insure the van for private use, but you may need to make enquiries as not all insurers provide that cover for a van. You will also need to change the taxation class to 'Private'.

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#4 20-04-2020 3:11pm

Harry Fox

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If a van is used for private use do you still have to get it tested for emissions annually?

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#5 20-04-2020 3:27pm

Kingswoodflyer

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It will still need the commercial vehicle test, rather than the car test.

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#6 20-04-2020 4:13pm

Harry Fox

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Thanks for that guys

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#7 20-04-2020 4:15pm

shanec1928

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As it will be insured privately it will also be on the cc tax system not the commercial 333 so expect to pay the dearer tax rate also.

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