How many people are a few paychecks away from homelessness?

mr_fegelien

There's a saying that most people are living paycheck to paycheck and if an illness befalls them or they lose their job for a month, they'll end up on the streets in less than three months.

How true is this?

Omackeral

There's a saying that most posters are living thread to thread and if a thread is not being started by them 5 times a day they lose their account for a month and they'll end up on heroin in less than three months.

How true is this?

zell12

What is a paycheck?
A door? A roof?

handlemaster

Omackeral wrote: »

There's a saying that most posters are living thread to thread and if a thread is not being started by them 5 times a day they lose their account for a month and they'll end up on heroin in less than three months.

How true is this?

This is socialist ireland not pure capitalist America. Not going to happen.

theteal

In Ireland? Pfft, how many people have not paid their mortgage or rent in years????

If you work the system, it takes quite a while to become homeless in Ireland

Lillyfae

I worked for 10+ years before I had a child, and bought and sold a house so savings wise I have about 2 years worth of current salary. Obviously I'm a bit more flexible about dipping into that these days but it gets topped up annually with tax rebates and bonuses so I think I'll be OK. Plus, if it goes tits up at work at the very worst I'll be entitled to 75% of my pay for a year and a reduced rate thereafter from the government, plus any redundancy my employer would have to pay me.

My mortgage is monthly very low. I've always been very careful about not spending beyond my means and wasn't looking to borrow at the upper end of my financial capability. I suppose there are some benefits to finance related PTSD :pac:

My financial status would not be the thing to push me into homelessness, and I suspect it isn't for the majority of people who are homeless either. Mental health, living beyond means, etc would have a bigger part to play imo.

andekwarhola

zell12 wrote: »

What is a paycheck?
A door? A roof?

You collect them after a hard day at a Michigan foundry in the 70s.

Always Tired

handlemaster wrote: »

This is socialist ireland not pure capitalist America. Not going to happen.

Wooooosh!

Badly Drunk Boy

Slightly off-topic, but I saw yer man Peter McVerry on the telly the other day when they were discussing about the figure of 10,000 homeless. He was saying that the real figure is about 100,000 when you include various other groups, including people living at home because they can't afford to buy or rent. :rolleyes: Why not include children forced to live with their evil parents who make them eat broccoli or won't let them use their tablets?

Oranage2

Badly Drunk Boy wrote: »

Slightly off-topic, but I saw yer man Peter McVerry on the telly the other day when they were discussing about the figure of 10,000 homeless. He was saying that the real figure is about 100,000 when you include various other groups, including people living at home because they can't afford to buy or rent. :rolleyes: Why not include children forced to live with their evil parents who make them eat broccoli or won't let them use their tablets?

I also don't understand this, why so the government/tax payer has to be responsible for people who make bad choices?

I know there are lots of horrible parents but surely there isn't as many as people make out, how come people can't move back home or stay with a relative if they lose their job, at least until they can get back on their feet?

Also how can people go out on the lash every week, how about saving some of that money, it's crazy to me that someone in their 30s have absolutely no savings what so ever.

Mad_maxx

Badly Drunk Boy wrote: »

Slightly off-topic, but I saw yer man Peter McVerry on the telly the other day when they were discussing about the figure of 10,000 homeless. He was saying that the real figure is about 100,000 when you include various other groups, including people living at home because they can't afford to buy or rent. :rolleyes: Why not include children forced to live with their evil parents who make them eat broccoli or won't let them use their tablets?

The good padre may have "jumped the shark" with that one hundred thousand figure

Mad_maxx

Oranage2 wrote: »

I also don't understand this, why so the government/tax payer has to be responsible for people who make bad choices?

I know there are lots of horrible parents but surely there isn't as many as people make out, how come people can't move back home or stay with a relative if they lose their job, at least until they can get back on their feet?

Also how can people go out on the lash every week, how about saving some of that money, it's crazy to me that someone in their 30s have absolutely no savings what so ever.

My other half hadn't a bean when I met her, she was 32, living with her mum but spent every penny on holidays and going out

Being careful with money has never been seen as admirable in this country

FishOnABike

Lillyfae wrote: »

I worked for 10+ years before I had a child, and bought and sold a house so savings wise I have about 2 years worth of current salary. Obviously I'm a bit more flexible about dipping into that these days but it gets topped up annually with tax rebates and bonuses so I think I'll be OK. Plus, if it goes tits up at work at the very worst I'll be entitled to 75% of my pay for a year and a reduced rate thereafter from the government, plus any redundancy my employer would have to pay me.

My mortgage is monthly very low. I've always been very careful about not spending beyond my means and wasn't looking to borrow at the upper end of my financial capability. I suppose there are some benefits to finance related PTSD :pac:

My financial status would not be the thing to push me into homelessness, and I suspect it isn't for the majority of people who are homeless either. Mental health, living beyond means, etc would have a bigger part to play imo.

What country is that? I'd nearly consider emigration for that type of security.

jimgoose

FishOnABike wrote: »

What country is that? I'd nearly consider emigration for that type of security.

It sounds like the German Arbeitslosengeld benefit.

Lillyfae

FishOnABike wrote: »

What country is that? I'd nearly consider emigration for that type of security.

Netherlands. You're entitled to a month per year worked in historical pay related unemployment benefit, but need to prove weekly job applications. You are still liable for health and other mandatory insurances though, and your unemployment benefit is subject to a normal tax rate- I think that's fair enough. After that it reverts to a basic rate.

Church on Tuesday

Badly Drunk Boy wrote: »

Slightly off-topic, but I saw yer man Peter McVerry on the telly the other day when they were discussing about the figure of 10,000 homeless. He was saying that the real figure is about 100,000 when you include various other groups, including people living at home because they can't afford to buy or rent. :rolleyes: Why not include children forced to live with their evil parents who make them eat broccoli or won't let them use their tablets?

Well he does have a point.

KungPao

I’m so sick of hearing about “de homeliss”.

Church on Tuesday

KungPao wrote: »

I’m so sick of hearing about “de homeliss”.

The Margaret Cash types yeah.

The genuine homeless I feel sorry for myself.

Blaze420

KungPao wrote: »

I’m so sick of hearing about “de homeliss”.

100% agree with this, sick of it being shoehorned in to ****ing everything. It’s an issue that affects 0.2% of the population

Winning_Stroke

In my experience, most Irish people are crap with money.

Couple I know were complaining about the high price of stuff for their new baby and also told me of the HP they're paying for their new tv and entertainment set-up. It would have cost 2k ( :eek: ) up front. But if it's just a nibble at your paypacket... and all the other nibblers too

CruelCoin

theteal wrote: »

In Ireland? Pfft, how many people have not paid their mortgage or rent in years????

If you work the system, it takes quite a while to become homeless in Ireland

This is one of the reasons why i don't have an awful lot of sympathy for the homeless.
You have to slip your way though an endless series of income supports and emergency measures to end up on the street.
You cannot help people who will not be helped.

corner of hells

KungPao wrote: »

I’m so sick of hearing about “de homeliss”.

You're saying it wrong.

Its " wera bout de homeless?"

granturismo

mr_fegelien wrote: »

There's a saying that most people are living paycheck to paycheck and if an illness befalls them or they lose their job for a month, they'll end up on the streets in less than three months.

How true is this?

Absolutely not true, as long your mammy and daddy let you live at home and use their internet, most people will be ok.