Mortgage approval documentation

Luluk

I applied for a mortgage with BOI just before Xmas and was told to request approval for 3.5 x income, which has recently been approved. I was told at the time that I would most likely qualify for an exemption on this (to borrow ca 4.8 x income), but that I should wait until after Xmas for this. I am viewing a house this weekend, which requires an exemption (ca 4.25 x income). I need to bring documentation with me to the viewing stating that I have approval in principle / sufficient funding. I have made multiple requests from the person dealing with my application in BoI for this documentation (been asking since Thursday via email and SMS), and have received no response. I do not know if this is a simple request that can be acted on quickly, or if I need to submit another mortgage application. Communication with BoI has been very difficult. Can you please advise? At this point I don't know whether I should bother getting a bank draft for the booking deposit (it's a new house) as I may or may not have the necessary paperwork.

Bank of Ireland: Aisling

Hi Luluk,

Thanks for reaching out to us here on Boards.

Would you mind sending us a PM with more info on this? We would be more than happy to look in to this further for you.

Thanks,
Aisling.

Luluk

Hi Aisling,thanks for getting back to me. Who should I send the PM to? It says you are not receiving PMs.

Bank of Ireland: Aisling

Hi Luluk,

I've just gotten back to your PM.

Thanks,
Aisling