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Will the bank request more docs before drawdown?

  • 09-12-2019 9:07pm
    #1
    FrankC21
    Registered Users, Registered Users 2 Posts: 808 ✭✭✭


    Hi,

    I am wondering will the bank asked us for updated documents such as payslip before drawdown, we have signed the letter of offer and submitted it back to the bank let just say that the drawdown is 4 weeks away.


Comments

  • #2
    ec18
    Registered Users, Registered Users 2 Posts: 2,751 ✭✭✭ec18


    we weren't asked for anything else


  • #3
    stdidit
    Registered Users, Registered Users 2 Posts: 553 ✭✭✭stdidit


    They shouldn't unless you're approval expires before you drawdown


  • #4
    L1011
    Registered Users, Registered Users 2 Posts: 71,143 ✭✭✭✭L1011


    They might - if you're thinking of changing jobs on the QT or similar, don't! I had a probate delay of a few weeks and had to provide an updated payslip; and they asked for consent to check my bank account again (same bank) which is the same as providing updated statements.


  • #5
    SozBbz
    Registered Users, Registered Users 2 Posts: 1,889 ✭✭✭SozBbz


    Totally depends on the bank and how much time has passed. BOI did ask me for an updated payslip and then more recently, KBC did not.

    There is no hard and fast rule, but generally the longer its been from your original application to draw down, the more likely they'll ask for fresh paperwork.

    They are within their rights to ask though, so as other posters have said, you'd be unwise to change your circumstances.


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