Paye worker and self employed over payment of tax?

LarMan

Hi

I am a PAYE worked and my wife is self employed part time. We are jointly assessed. She has made a tax return each year for the last 3 years. I believe we have overpaid the tax for the last two years, 2017 and 2018. What is the best way to go about checking if this is the case. Do we need to talk to someone in revenue about this or is there a way online to do this. Since we did both returns online is there a way we can go back and review what we paid.

Thanks in advance

LarMan

ismat

Are you jointly assessed

Stratvs

LarMan wrote: »

Hi

I am a PAYE worked and my wife is self employed part time. We are jointly assessed. She has made a tax return each year for the last 3 years. I believe we have overpaid the tax for the last two years, 2017 and 2018. What is the best way to go about checking if this is the case. Do we need to talk to someone in revenue about this or is there a way online to do this. Since we did both returns online is there a way we can go back and review what we paid.

Thanks in advance

LarMan

You say you are jointly assessed so did you file eF12 or Form 11?
You say "she filed" so was both PAYE and self-employed income on the one form for each year?
What makes you believe there is an overpayment?
Have you got the Balancing Statements (P21) from eF12 filing or ITSA assessment letters from Form 11 filing and if not you can download those from MyAccount/ROS. Check against the data you submitted.

LarMan

ismat wrote: »

Are you jointly assessed

Yes we are jointly assessed

LarMan

Stratvs wrote: »

You say you are jointly assessed so did you file eF12 or Form 11?
You say "she filed" so was both PAYE and self-employed income on the one form for each year?
What makes you believe there is an overpayment?
Have you got the Balancing Statements (P21) from eF12 filing or ITSA assessment letters from Form 11 filing and if not you can download those from MyAccount/ROS. Check against the data you submitted.

Thanks for replying

We filed a Form 11.
Yes we put both incomes on the one form. As we were joint assesed we believed we should include both incomes on the form. I believe there are sections that asked me to state how much PAYE tax I had paid.

As for why I think we overpaid. There are a number of reasons. I believe I overstated how much I earned as taxable pay, we also may not have received credit for health insurance contributions, also we want to make sure that the tax credits were correct. I'm afraid we are not familiar with the other items you mentioned.

regards

LarMan

relax carry on

LarMan wrote: »

Thanks for replying

We filed a Form 11.
Yes we put both incomes on the one form. As we were joint assesed we believed we should include both incomes on the form. I believe there are sections that asked me to state how much PAYE tax I had paid.

As for why I think we overpaid. There are a number of reasons. I believe I overstated how much I earned as taxable pay, we also may not have received credit for health insurance contributions, also we want to make sure that the tax credits were correct. I'm afraid we are not familiar with the other items you mentioned.

regards

LarMan

You can amend the form 11s filed through ROS. Where did you get the figures for your pay and tax that they may have been overstated? Your p60's for those years should show you the figures to use. Tax relief for medical insurance premiums is relieved at source unless paid by your employer. If it was then you'll need the premium breakdown from your employer for the years in question. Tax relief on it is also restricted.

Stratvs

LarMan wrote: »

Thanks for replying

We filed a Form 11.
Yes we put both incomes on the one form. As we were joint assesed we believed we should include both incomes on the form. I believe there are sections that asked me to state how much PAYE tax I had paid.

As for why I think we overpaid. There are a number of reasons. I believe I overstated how much I earned as taxable pay, we also may not have received credit for health insurance contributions, also we want to make sure that the tax credits were correct. I'm afraid we are not familiar with the other items you mentioned.

regards

LarMan

Ok so it's a F11. It was online.
Did you complete the PAYE section or was it already pre-populated?
Did the amounts entered on the F11 agree with taxable pay and tax paid per your P60s? Bear in mind if you had a previous PAYE underpayment then tax paid in a year might include that so actual tax available to credit against the year may be less. There would have been a box on the F11 for that.

Who paid the health contributions? If it was yourselves then there is no further credit as relief is at source via the provider. If the employer paid part/all of the contributions then there may be relief due to you in respect of some of that as you would have paid BIK on the amount the employer paid.

Check your original tax credit certs ( available on ROS / MyAccount ) in your MyDocuments folder. Is there anything there that is correct but which is not on the final F11 or assessment Revenue would have sent back after processing.

LarMan

Stratvs wrote: »

Ok so it's a F11. It was online.
Did you complete the PAYE section or was it already pre-populated?
Did the amounts entered on the F11 agree with taxable pay and tax paid per your P60s? Bear in mind if you had a previous PAYE underpayment then tax paid in a year might include that so actual tax available to credit against the year may be less. There would have been a box on the F11 for that.

Who paid the health contributions? If it was yourselves then there is no further credit as relief is at source via the provider. If the employer paid part/all of the contributions then there may be relief due to you in respect of some of that as you would have paid BIK on the amount the employer paid.

Check your original tax credit certs ( available on ROS / MyAccount ) in your MyDocuments folder. Is there anything there that is correct but which is not on the final F11 or assessment Revenue would have sent back after processing.

I can't remember if the figures were prepopulated, to be honest my wife was filling it in and I was not paying much attention until I saw the tax bill. I've done a bit more research since then and I would really like to review what we entered in to make sure it is correct, so I could really do with seeing those returns to see exactly what we put in

The company paid the insurance so I have to claim that back.

Stratvs

LarMan wrote: »

I can't remember if the figures were prepopulated, to be honest my wife was filling it in and I was not paying much attention until I saw the tax bill. I've done a bit more research since then and I would really like to review what we entered in to make sure it is correct, so I could really do with seeing those returns to see exactly what we put in

The company paid the insurance so I have to claim that back.

The filed F11 will be available in ROS in your inbox. If it has been archived do a search by document income tax Form 11 and you'll get copies of each year filed. That shows what you put in and then you can compare.

Stratvs

LarMan wrote: »

The company paid the insurance so I have to claim that back.

If the employer paid all then you'd have been BIKd on that.

Check Tax credit certs for the years to see if a medical insurance credit was already allowed there for the amounts due. If not then you can amend F11.

Remember limits on relief max €1,000 premium = €200 per adult and €500 premium = €100 per child.

LarMan

Stratvs wrote: »

If the employer paid all then you'd have been BIKd on that.

Check Tax credit certs for the years to see if a medical insurance credit was already allowed there for the amounts due. If not then you can amend F11.

Remember limits on relief max €1,000 premium = €200 per adult and €500 premium = €100 per child.

Thanks I'll check out the forms