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Mortgage / Stamp duty on rental properties

  • 12-11-2019 9:15pm
    #1
    Aldaniti
    Registered Users, Registered Users 2 Posts: 14 ✭


    Hello BOI.
    Can you please advise the maximum mortgage ltv you will accept in an application for a loan on a property currently in flats that I intend to return to a family home.

    Regards


Comments

  • #2
    Bank of Ireland: Aisling
    Closed Accounts Posts: 487 ✭✭Bank of Ireland: Aisling


    Hi There,

    Thanks for getting in touch with us here on Boards.

    I am assuming from your post that when you say return to a family home that the property is a house rather than a flat.

    If this is the case, and you are a first time buyer then you would need 10% of the property value. I have attached a link here with more info on this and to our mortgage calculator. The LTV rate can be found at the bottom of the webpage.

    If you would like to chat to one of our Mortgage Specialists about this in further detail, you can certainly send us a PM with your full name, contact number and a preferable time for the call. We would be more than happy to facilitate this for you.

    I hope this helps.

    Thanks, Aisling.


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