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Exchange Rate for Visa Card

  • 21-10-2019 1:11pm
    #1
    BarraOG
    Registered Users, Registered Users 2 Posts: 370 ✭✭


    Hi,

    If I am making a Sterling purchase online using my Visa card, where can I see the exchange rate that will be applied? What other fees will I incur?

    Thanks,
    Barry 


Comments

  • #2
    Bank of Ireland: Kathryne
    Closed Accounts Posts: 218 ✭✭Bank of Ireland: Kathryne


    Hi Barry,

    Thanks for reaching out to us on Boards.ie.

    When you use your Visa debit card for a purchase in a non-Euro currency the exchange rate is decided by Visa. They update their exchange rates on their website daily. Similarly, MasterCard do the same.

    Bank of Ireland will charge a cross border handling fee when transactions are made in a foreign currency. For point of sale purchases there would be a charge of 2% maximum (max €11.43) per transaction. I've included a link below to our website with some more information on cross border handling fees.

    https://www.bankofireland.com/help-centre/faq/cross-border-handling-fee-will-charged-use-debit-card-abroad/

    I hope this information helps.

    Many thanks,
    Kat


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