What am I entitled to?

Binky333

Hi all,
Myself and my girlfriend are having a baby due in December, we are both students and in the final year of our masters which will finish in May. Just wondering what are we entitled to? Is there payments for families that are in college? She was told she wasn’t entitled to a maternity payment as she hasn’t enough Prsi.

We will be moving in together and just want to find out what help we could receive? Neither of us are sponges and work hard and have saved but we also feel sometimes we’d be better off claiming and not working because that’s when you get help!!

Thanks in advance

splinter65

Binky333 wrote: »

Hi all,
Myself and my girlfriend are having a baby due in December, we are both students and in the final year of our masters which will finish in May. Just wondering what are we entitled to? Is there payments for families that are in college? She was told she wasn’t entitled to a maternity payment as she hasn’t enough Prsi.

We will be moving in together and just want to find out what help we could receive? Neither of us are sponges and work hard and have saved but we also feel sometimes we’d be better off claiming and not working because that’s when you get help!!

Thanks in advance

Congrats on the baby!
I assume you are both on SUSI grants? No, there are no SW payments for families in college.
If you were entitled to BTEA then you would be on it already.
To get a payment one of you will have to drop out and start looking for work. Then that person could get Jobseekers.
The problem you have there is that the jobseeker has to be looking for full time work , so if your girlfriend is going to drop out to be the jobseeker then she will have to demonstrate that she has child minding arrangements in place.
You can’t be the childminder because you are a full time student.

FutureTeashock

splinter65 wrote: »

Congrats on the baby!
I assume you are both on SUSI grants? No, there are no SW payments for families in college.
If you were entitled to BTEA then you would be on it already.
To get a payment one of you will have to drop out and start looking for work. Then that person could get Jobseekers.
The problem you have there is that the jobseeker has to be looking for full time work , so if your girlfriend is going to drop out to be the jobseeker then she will have to demonstrate that she has child minding arrangements in place.
You can’t be the childminder because you are a full time student.

I hope no feminists read this post! :eek:


What a **** system: it punishes those trying to better themselves!:mad:


Perhaps you could work part time and claim FIS?

splinter65

FutureTeashock wrote: »

I hope no feminists read this post! :eek:


What a **** system: it punishes those trying to better themselves!:mad:


Perhaps you could work part time and claim FIS?

You have no knowledge of the SW system. In another thread you think that pretending you’re an Irish speaker will excuse you from the conditions of looking for work and allow you to claim jobseekers indefinitely . You also complain that not having the perfect job for you is “slavery”. This is idiotic in the extreme.
The OP says they are both full time students. By the way it’s not called FIS anymore it’s WFP. OP will need to get 20 hours work per week for a minimum of 3 months. He asks specifically for suggestions for families at college, not partime students.
Full time students don’t get jobseekers, just another thing you didn’t know.
I suggest one of them will have to drop out in order to get jobseekers. Then I point out that if they decide his girlfriend is going to drop out that she may have trouble getting jobseekers unless she can demonstrate having childcare in place. That is the case for every single mother of very young children claiming jobseekers.
Now you want to complain that that’s sexist.
Have you any other pointless suggestions to make?

Binky333

No we don’t have susi grants never could get a grant from college. Neither of us will drop out because In the long run our degree will help us. Was wondering could we get any help. A bit of a joke that she’d be better off dropping out to claim! Surely people should be rewarded for staying in education. We have fees to pay which is 5000 rent to come food expenses of course we will get some small help from our parents!

Binky333

splinter65 wrote: »

You have no knowledge of the SW system. In another thread you think that pretending you’re an Irish speaker will excuse you from the conditions of looking for work and allow you to claim jobseekers indefinitely . You also complain that not having the perfect job for you is “slavery”. This is idiotic in the extreme.
The OP says they are both full time students. By the way it’s not called FIS anymore it’s WFP. OP will need to get 20 hours work per week for a minimum of 3 months. He asks specifically for suggestions for families at college, not partime students.
Full time students don’t get jobseekers, just another thing you didn’t know.
I suggest one of them will have to drop out in order to get jobseekers. Then I point out that if they decide his girlfriend is going to drop out that she may have trouble getting jobseekers unless she can demonstrate having childcare in place. That is the case for every single mother of very young children claiming jobseekers.
Now you want to complain that that’s sexist.
Have you any other pointless suggestions to make?

At the moment we are both on teaching practice so sometimes with subbing we get some money expenses are down at the moment as we are still at home. I don’t think I could work during the week it would be too much. I’m working the majority of weekends and will continue to do so.

wifey28

I would suggest to you both, to stay living with your parents until the end of the school year at least so you can both finish your courses. This will make it a bit easier on her as im assuming her parents may help a bit with childcare, and on you both as you'll not have rent to pay.

The only payment that is made in this situation is child benefit of 140 euro a month which usually takes about 6 weeks to get set up and is paid from the month following the child's birth

When your finished your courses youll be in a better position to seek work and then seek somewhere to rent etc

Cork Trucker

The thread title caught my attention, Splinter65 you might clarify this for me, all i am seeing here is entitled, which means one has a right to it, should it not be eligible? The only time i've seen welfare in my life is when i've claimed my stamps on the sick (illness benefit), so in effect i was claiming back what i had paid into the pot.

Binky333

Cork Trucker wrote: »

The thread title caught my attention, Splinter65 you might clarify this for me, all i am seeing here is entitled, which means one has a right to it, should it not be eligible? The only time i've seen welfare in my life is when i've claimed my stamps on the sick (illness benefit), so in effect i was claiming back what i had paid into the pot.

Yeah eligible I meant wrong word don’t shoot me

Cork Trucker

Binky333 wrote: »

Yeah eligible I meant wrong word don’t shoot me

I'll arrange death by firing squad for your misinterpretation :pac:

Best of luck with the baba, i've plenty myself and it can be tough going especially when you are in college.

splinter65

Binky333 wrote: »

I find it amusing that you come on here writing posts with jokes and cheap comments! If you read the posts I wanted to find out what or is there any help out there? Really hope you never have children you would be miserable but I’m fairly sure you won’t have to worry about having kids (someone would have to sleep with you) Enjoy the rest of you’re day on the internet and don’t break the key board my good friend!

Binky I would highly recommend that you both continue to live at home until you are in a position financially to set up home together.
When the baby comes your girlfriend can apply for OPF payment as you are not living together, you are not in a position currently to support her financially and she will in effect be parenting alone.
Trust me this is the most sensible course of action as much as you would like to be together it’s just not practical at this moment in time.
The only other realistic option is for one of you to drop out.

Sunny Dayz

Binky333 wrote: »

Hi all,
Myself and my girlfriend are having a baby due in December, we are both students and in the final year of our masters which will finish in May. Just wondering what are we entitled to? Is there payments for families that are in college? She was told she wasn’t entitled to a maternity payment as she hasn’t enough Prsi.

We will be moving in together and just want to find out what help we could receive? Neither of us are sponges and work hard and have saved but we also feel sometimes we’d be better off claiming and not working because that’s when you get help!!

Thanks in advance

Your girlfriend may be entitled to claim the One Parent Family allowance (or whatever it is called now). However you cannot be living together. I had my child while in college and got it but this was a number of years ago. I would recommend you both stay in education if possible. It's not easy studying with a small baby but you learn to adjust to the lack of sleep and squeezing in the study when you can. But you need your qualifications to get a job to have a good life for yourselves and your child.


Just a quick question - is your girlfriend working - why does she not have a PRSI record?

SusieBlue

Sunny Dayz wrote: »

Just a quick question - is your girlfriend working - why does she not have a PRSI record?

I worked all through college, mostly part time but I did full time hours at certain periods during the holidays. But because my annual income was under (circa) 13k I didn't pay any tax, meaning I didn't have any PRSI record.
It might be the same for OP's girlfriend.

Sunny Dayz

SusieBlue wrote: »

I worked all through college, mostly part time but I did full time hours at certain periods during the holidays. But because my annual income was under (circa) 13k I didn't pay any tax, meaning I didn't have any PRSI record.
It might be the same for OP's girlfriend.

But your employer would have been paying Employers PRSI in addition to your wages which should show on your record.

Binky333

Sunny Dayz wrote: »

But your employer would have been paying Employers PRSI in addition to your wages which should show on your record.

She was told she hasn’t enough Prsi she worked up until we started back she couldn’t stay going as she is due the start of December! So maybe she should ask her employer about the PRSI? No question we both will keep going until May. Yeah we looked at single parent payment but would we have to show we aren’t together can they do random house checks etc? We live a three hour drive from one another so if we rent it’s risky is it not? If I put lease in my name could they check she wasn’t staying there?

Gatling

Ideally if your planning to raise a child together you would want to live together ,if she claims loan parents and you're sharing a house you might be heading for trouble,
Have yous looked at going on the housing list it would give you access to HAP to help with rents .

FutureTeashock

Portsalon wrote: »

I understood that the young people of Ireland had held street parties to celebrate the availability of free terminations across the land - but it appears that this young couple would prefer to compound their error and suckle off the welfare teat.

This is the most disgusting post I've ever read! You're hinting they should abort their baby!:eek:


**** you!

Binky333

Gatling wrote: »

Ideally if your planning to raise a child together you would want to live together ,if she claims loan parents and you're sharing a house you might be heading for trouble,
Have yous looked at going on the housing list it would give you access to HAP to help with rents .

Never looked at that could we do that as both are students still?

splinter65

Binky333 wrote: »

She was told she hasn’t enough Prsi she worked up until we started back she couldn’t stay going as she is due the start of December! So maybe she should ask her employer about the PRSI? No question we both will keep going until May. Yeah we looked at single parent payment but would we have to show we aren’t together can they do random house checks etc? We live a three hour drive from one another so if we rent it’s risky is it not? If I put lease in my name could they check she wasn’t staying there?

If SW say she hasn’t enough PRSI then she hasn’t got it.
You seem to have misunderstood the advice about OPF.
If your girlfriend applies for OPF they will come to see her at home to see who is living there.
Please don’t attempt to defraud the dept as you will get caught and it will be a disaster.
I and others are advising you to remain living apart and she can apply for OPF. When you are finished college you or she or both of you can get good jobs and set up home together
You simply cannot afford to do this until then.

Binky333

splinter65 wrote: »

If SW say she hasn’t enough PRSI then she hasn’t got it.
You seem to have misunderstood the advice about OPF.
If your girlfriend applies for OPF they will come to see her at home to see who is living there.
Please don’t attempt to defraud the dept as you will get caught and it will be a disaster.
I and others are advising you to remain living apart and she can apply for OPF. When you are finished college you or she or both of you can get good jobs and set up home together
You simply cannot afford to do this until then.

No I get it wouldn’t attempt that too risky and not worth the hassle! I imagine we will both look to rent or else live in my home house as she is too far from me and college! Appreciate all the advice

splinter65

Binky333 wrote: »

Never looked at that could we do that as both are students still?

HAP need evidence of your income. How will you pay your portion of the rent, and living costs including utilities food heat etc?

splinter65

Binky333 wrote: »

No I get it wouldn’t attempt that too risky and not worth the hassle! I imagine we will both look to rent or else live in my home house as she is too far from me and college! Appreciate all the advice

If she lives with you in your house then she won’t get OPF.
Sorry to seem such a negative ninny.

mp22

Please dont feed the trolls....yes posts have been deleted.....said troll will not be back..............

mp22