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Motorcycle insurance

  • 16-09-2019 1:23pm
    #1
    Big shaq
    Registered Users, Registered Users 2 Posts: 2 ✭


    So I got a motorcycle a couple weeks ago and I've just done my ibt. The only crowd that will quote me is axa at over 6000 euro. I got quote from liberty last year for 950 euro but they wont give me one now. I'm 19 and have a 2012 honda cbr250r. Was wondering has had any experiences like this or where should I go from here?


Comments

  • #2
    IrishGrimReaper
    Registered Users, Registered Users 2 Posts: 1,039 ✭✭✭IrishGrimReaper


    Ask if Liberty will quote you if you do a rider assessment.


  • #3
    bladespin
    Registered Users, Registered Users 2 Posts: 7,430 ✭✭✭bladespin


    Ring back around saying you've been refused a quote but be prepared for some whoppers, problem is the combination of youth, inexperience and a high risk bike, best of luck though.
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    MasteryDarts Ireland - Master your game!



  • #4
    galwaytt
    Registered Users, Registered Users 2 Posts: 12,822 ✭✭✭✭galwaytt


    At that age, on that bike, there is only one company worth ringing: Liberty.

    I've just been through it with my 16 y.o. - basically anything with an 'R' in it is uninsurable.

    He did his IBT and his Liberty Assessment and got Level 4, which got it down (sic), to just over 1k.

    BN125 it was so !

    Ode To The Motorist

    “And my existence, while grotesque and incomprehensible to you, generates funds to the exchequer. You don't want to acknowledge that as truth because, deep down in places you don't talk about at the Green Party, you want me on that road, you need me on that road. We use words like freedom, enjoyment, sport and community. We use these words as the backbone of a life spent instilling those values in our families and loved ones. You use them as a punch line. I have neither the time nor the inclination to explain myself to a man who rises and sleeps under the tax revenue and the very freedom to spend it that I provide, and then questions the manner in which I provide it. I would rather you just said "thank you" and went on your way. Otherwise I suggest you pick up a bus pass and get the ********* ********* off the road” 



  • #5
    Gumbo
    Moderators, Society & Culture Moderators Posts: 40,349 Mod ✭✭✭✭Gumbo


    Liberty insurance.
    Do the rider assessment with Aaran Rider Training in Finglas and you’ll get a discount too.


  • #6
    multiscan
    Registered Users, Registered Users 2 Posts: 54 ✭✭multiscan


    kceire wrote: »
    Liberty insurance.
    Do the rider assessment with Aaran Rider Training in Finglas and you’ll get a discount too.

    my son did exactly that, training and went with Liberty as nobody wanted to touch his R125 bike

    6000 is some quote, cowboys


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  • #7
    MaryKon
    Registered Users, Registered Users 2 Posts: 16 ✭MaryKon


    Painful as it may be, start on a smaller/tamer bike that they will insure for reasonable money. Upgrade after a few months. I started on a 125 and "upgraded" 4 times over 2 years. Paying 390 euro for a 1000cc V-twin at the moment :D


  • #8
    on2wheels
    Registered Users, Registered Users 2 Posts: 9 ✭on2wheels


    Looks like its a Van Van for you! hehe


  • #9
    galwaytt
    Registered Users, Registered Users 2 Posts: 12,822 ✭✭✭✭galwaytt


    Big shaq wrote: »
    So I got a motorcycle a couple weeks ago and I've just done my ibt. The only crowd that will quote me is axa at over 6000 euro. I got quote from liberty last year for 950 euro but they wont give me one now. I'm 19 and have a 2012 honda cbr250r. Was wondering has had any experiences like this or where should I go from here?

    I'm curious: are you saying they quoted you €950 on the CBR250R, or was the €950 quote you got before on a different 250 ??

    Ode To The Motorist

    “And my existence, while grotesque and incomprehensible to you, generates funds to the exchequer. You don't want to acknowledge that as truth because, deep down in places you don't talk about at the Green Party, you want me on that road, you need me on that road. We use words like freedom, enjoyment, sport and community. We use these words as the backbone of a life spent instilling those values in our families and loved ones. You use them as a punch line. I have neither the time nor the inclination to explain myself to a man who rises and sleeps under the tax revenue and the very freedom to spend it that I provide, and then questions the manner in which I provide it. I would rather you just said "thank you" and went on your way. Otherwise I suggest you pick up a bus pass and get the ********* ********* off the road” 



  • #10
    Big shaq
    Registered Users, Registered Users 2 Posts: 2 ✭Big shaq


    galwaytt wrote: »
    I'm curious: are you saying they quoted you €950 on the CBR250R, or was the €950 quote you got before on a different 250 ??

    €950 on a cbr250r. That's why I ending up buying one.


  • #11
    galwaytt
    Registered Users, Registered Users 2 Posts: 12,822 ✭✭✭✭galwaytt


    Big shaq wrote: »
    €950 on a cbr250r. That's why I ending up buying one.

    yeah, that's most curious.

    But even a small deviation in model (either their end or yours) can have huge effect.

    My lad couldn't get a quote on a CBR125 at all. But they quote a CBF125 all day long. Only one letter of a difference.

    Same with the Benelli vs Keeway 125. Same bike, engine, power, factory. But one is 25% more to insure than the other. Zero logic there.

    Ode To The Motorist

    “And my existence, while grotesque and incomprehensible to you, generates funds to the exchequer. You don't want to acknowledge that as truth because, deep down in places you don't talk about at the Green Party, you want me on that road, you need me on that road. We use words like freedom, enjoyment, sport and community. We use these words as the backbone of a life spent instilling those values in our families and loved ones. You use them as a punch line. I have neither the time nor the inclination to explain myself to a man who rises and sleeps under the tax revenue and the very freedom to spend it that I provide, and then questions the manner in which I provide it. I would rather you just said "thank you" and went on your way. Otherwise I suggest you pick up a bus pass and get the ********* ********* off the road” 



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