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(Another) Upgrading Health Insurance Wiating Period Question

  • 09-09-2019 3:25pm
    #1
    EagerBeaverton
    Registered Users, Registered Users 2 Posts: 63 ✭✭


    I've searched and found some relevant posts but I'm just double checking.


    I have a suspected medical condition and need a medical assessment to determine whether I have or do not have the condition. I do not currently have a diagnosis of the condition, just some symptoms that might suggest I have the condition - it's probably irrelevant but my GP is sure I don't have it but the assessment is to rule it out to be sure.



    My current insurance only covers the assessment in hospitals that unfortunately have very long waitlists. If I upgrade to an insurance plan that covers a hospital with a shorter waitlist am I right in saying that this would be viewed as an assessment for a pre-existing condition even though I don't actually know that I have the condition? And therefore I would have to wait up to 5 years to actually get the assessment in one of these shorter waitlist hospitals?


    I was just going to call my insurer to ask but wanted to be informed prior to making the call.


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