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Are car and motorbike/scooter no claims discounts interchangeable?

  • 11-08-2019 10:45am
    #1
    messinkiapina
    Registered Users, Registered Users 2 Posts: 2,167 ✭✭✭messinkiapina


    I have a 7 year NCD on my car, thinking of getting rid of the car and getting a scooter as my commute is currently a short, city one.

    Would my 7 year NCD be transferrable to a 50cc scooter? Also, if I in a couple of years time decide to buy another car, will I be able to transfer that NCD back to another car?


Comments

  • #2
    Miscreant
    Registered Users, Registered Users 2 Posts: 2,318 ✭✭✭Miscreant


    From my experience they don't transfer at all. I have a motorcycle and a car policy and neither will recognize the other. Funny thing is though, if you have a claim on one then it will affect the other so go figure.... 🙂


  • #3
    messinkiapina
    Registered Users, Registered Users 2 Posts: 2,167 ✭✭✭messinkiapina


    Miscreant wrote: »
    From my experience they don't transfer at all. I have a motorcycle and a car policy and neither will recognize the other. Funny thing is though, if you have a claim on one then it will affect the other so go figure.... ��

    That's taking the piss alright :mad:


  • #4
    Elsa Yellow Fish
    Posts: 4,186 ✭✭✭ Elsa Yellow Fish


    messinkiapina wrote: »
    I have a 7 year NCD on my car, thinking of getting rid of the car and getting a scooter as my commute is currently a short, city one.

    Would my 7 year NCD be transferrable to a 50cc scooter? Also, if I in a couple of years time decide to buy another car, will I be able to transfer that NCD back to another car?


    No they are completely separate and non transferable


  • #5
    galwaytt
    Registered Users, Registered Users 2 Posts: 12,822 ✭✭✭✭galwaytt


    Nope, not a hope.

    I have both.

    Ode To The Motorist

    “And my existence, while grotesque and incomprehensible to you, generates funds to the exchequer. You don't want to acknowledge that as truth because, deep down in places you don't talk about at the Green Party, you want me on that road, you need me on that road. We use words like freedom, enjoyment, sport and community. We use these words as the backbone of a life spent instilling those values in our families and loved ones. You use them as a punch line. I have neither the time nor the inclination to explain myself to a man who rises and sleeps under the tax revenue and the very freedom to spend it that I provide, and then questions the manner in which I provide it. I would rather you just said "thank you" and went on your way. Otherwise I suggest you pick up a bus pass and get the ********* ********* off the road” 



  • #6
    D3V!L
    Registered Users, Registered Users 2 Posts: 2,963 ✭✭✭D3V!L


    Nope from here as well. Completely different vehicles.


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