Jobseeker's Allowance

sashab

Question, friends wife just got fired from her work, and he is earning I think around 50k (contractor), they didn't plan to get JA but this morning they got mail that they need to move out of apartment where they living for 4 years and they paid there only 700€ rent now cheapest two bedroom apartment where they live is around 2000€ and they have 6 year old daughter who goes to school near and husband can't drive because of his condition so they need to live close to his work.

Are they allowed to get JA now? Since this would help them a lot for rent and etc. And if yes, how much would they get max? Thank you.

splinter65

Did she get fired or was she just let go? What do you mean when you say she was fired?
How long was she working there? How many years is she working in total? What was she doing in 2017?
How many kids?

sashab

splinter65 wrote: »

Did she get fired or was she just let go? What do you mean when you say she was fired?
How long was she working there? How many years is she working in total? What was she doing in 2017?
How many kids?

She got fired, they told her that they don't need her or something like that. She was working there a little bit more than 1 year. She was working here about year and half in total. They have 1 daughter, 6 years old.

splinter65

She hasn’t made enough PRSI contributions to be entitled to Benefit and her husband earns too much for her to get Allowance so she won’t be entitled to any SW payment.

sashab

splinter65 wrote: »

She hasn’t made enough PRSI contributions to be entitled to Benefit and her husband earns too much for her to get Allowance so she won’t be entitled to any SW payment.

Ah all right, and how long she needs to work to get Allowance?

splinter65

sashab wrote: »

Ah all right, and how long she needs to work to get Allowance?

She’s not ever going to get “Allowance” while she only has one child and her husband earns that money.
In order to get “benefit” she needs at least 104 PRSI contributions and 39 contributions or credits (13 being contributions ) in the relevant tax year.
Relevant tax year for 2019 is 2017.
She also has to meet all the other conditions for JSB.
https://www.citizensinformation.ie/en/social_welfare/social_welfare_payments/unemployed_people/jobseekers_benefit.html

Hudur

Does anyone understand how "Spouse’s, civil partner’s or cohabitant's income from work" affect jobseeker's allowance?

Been reading this few times over:
w w w.citizensinformation.ie/en/social_welfare/irish_social_welfare_system/means_test_for_social_welfare_payments/work_and_jobseekers_allowance.html

So even if partner is earning 50k+ in year, other can still get the allowance?

"Their income from work is assessed in the same way as your income from work (if any). To work out what your spouse's, civil partner's or cohabitant's means from work is:

Deduct €20 per day from your spouse's, civil partner's or cohabitant's assessable earnings for each day worked up to a maximum of €60 (including Sunday)
Next get 60% of the balance. This is assessed as his or her weekly means from work.

Assessable weekly earnings - €20 per day (maximum €60 for 3 days work) = total x 60% = weekly means from work. "

60x0.6=36e. 203e-36e= 167e

So no matter how much partner earns, other will still get 167e per week at least if less than 20k savings?

wifey28

if the partner earns 50k a year then no she will not get any form of social welfare payment, their means is too high

lets just say for rough talking sakes, the partners take home is roughly 35k a year, then hed still be assessed as having approx 370 a week income.

so the total jsa they could get is 337.70 for them both, sop his means are still over the jsa rate and shed get nothing

Hudur

Do they mention that anywhere on website?

What does this part mean then: "Assessable weekly earnings - €20 per day (maximum €60 for 3 days work) = total x 60% = weekly means from work"?

I thought I understand English perfectly, but that is some other language they are using on citizensinformation.ie

wifey28

Hudur wrote: »

Do they mention that anywhere on website?

What does this part mean then: "Assessable weekly earnings - €20 per day (maximum €60 for 3 days work) = total x 60% = weekly means from work"?

I thought I understand English perfectly, but that is some other language they are using on citizensinformation.ie

It means alll assessable weekly earning, as in all income they take into account, then -60 for 3 days work, then get 60% and thats the means they then use to calc your entitlement


if its just them and partner, there total jsa could be 338 ish a week, so if means is over this then they are entitled to no payment.



Basically if a partner has any sort of income over 30k a year then youll be entitled to very little or nothing

Hudur

Ahaa, after reading few times, I may get it. Or not probably.

500e per week salary (gross?). (500-60)*0.6=264e => no allowance for partner as this is over 203e?

So if other is earning minimum salary, partner gets nothing?

splinter65

Hudur wrote: »

Do they mention that anywhere on website?

What does this part mean then: "Assessable weekly earnings - €20 per day (maximum €60 for 3 days work) = total x 60% = weekly means from work"?

I thought I understand English perfectly, but that is some other language they are using on citizensinformation.ie

It’s very clear.
Say a couple have two children and he is working and she is not and as you say and earning after PRSI, €50000.
She wants to apply for JSA.
First SW look at what JSA she would get if he wasn’t working at all or claiming an SW himself.
She would get
€203 for herself
€134 for him
€68 for the children
Total :
€405
But he is working.
So €50000 is €961 per week.
SW don’t consider the whole €961 as “means”.
First they allow €20 per day up to a max of 3 days.
So they will deduct €60
€961
-
€60
= €901
Then they will only consider 60% of that amount
€901*60%= €541
So his means from earning €961 is €541.
As the €541 is in excess of the €405 JSA she would get if he wasn’t working then she’s not entitled to any JSA at all.

splinter65

Hudur wrote: »

Ahaa, after reading few times, I may get it. Or not probably.

500e per week salary (gross?). (500-60)*0.6=264e => no allowance for partner as this is over 203e?

So if other is earning minimum salary, partner gets nothing?

If the couple have 2 children and he is on minimum wage * 39 hours then he would have €382.
His means from that would be
€382 - €60
=€322 * 60% = €193
So her JSA would be
€405
-
€193
=
€212

Hudur

Thanks, makes sense now, examples help "Increase for a qualified adult" was the confusing part.