Do you use cash much?

lbc2019

I find myself using cash less and less. Contactless would be my most used method of payment. The guy where I usually get breakfast asked me if I carry cash last week and the answer is rarely.

I used to have about twenty in cash in my wallet but in the last year I dont bother so much.

Over 90% of my transactions now would be non cash and prob around 80% contactless

is_that_so

Much the same for me and occasionally get caught where cash is required! Would like to be 100% cashless.

_Kaiser_

Same. Rarely have cash now. Everything is by card and helps offset the bank charges (PTSB cash back thing).

Went to the recycling centre yesterday and had to stop off on the way specifically to get coins so I could get through the barrier.

biko

Cash is king.
I always carry enough for a few days.

branie2

A lot

DrPhilG

Mostly cash for me.

JoeA3

Much much less than I used to. Pretty much the only time I’d go to an ATM now is on a (increasingly rare) night out, where I know I’ll probably need a few quid for a taxi etc.

elfy4eva

Keep 200 in mixed notes in the wallet, only for when can't use card, keep about 8 euro in ones and twos in the coin pouch too.

_Kaiser_

biko wrote: »

Cash is king.
I always carry enough for a few days.

I used to do that, but it's very easy to just piss away a 50 once you've broken it. Plus if you lose your wallet or its stolen your money is gone.

At least with cards it's still in the account even if you have to get a new card.

Dr Turk Turkelton

elfy4eva wrote: »

Keep 200 in mixed notes in the wallet, only for when can't use card, keep about 8 euro in ones and twos in the coin pouch too.

I'd be the same but I keep the change in my pocket, can't stand the weight in the wallet.
Tap my phone mostly though.

cdeb

_Kaiser_ wrote: »

I used to do that, but it's very easy to just piss away a 50 once you've broken it. Plus if you lose your wallet or its stolen your money is gone.

At least with cards it's still in the account even if you have to get a new card.

Cash for me, unless I absolutely have to use card. Bigger frauds occur with virtual money. (Been there, seen it, even if obviously there's a better chance of getting your money back with e-fraud.)

And any list of frugality tips will recommend cutting up your credit card and using cash, because you're more accountable to yourself when handing over physical money than when tapping a card.

Omackeral

Just crisp 50's for snorting a few bangers

One eyed Jack

_Kaiser_ wrote: »

I used to do that, but it's very easy to just piss away a 50 once you've broken it. Plus if you lose your wallet or its stolen your money is gone.

At least with cards it's still in the account even if you have to get a new card.

Was out for drinks the other night, tap and pay all night, checked the account the next morning on the phone... “JAYSIS!!”. I know a night out is generally expensive, but tap and pay I sometimes forget that it’s not bitcoin! :pac:

Water John

Hardly any cash in the last 2 years. €40 in the wallet as one local shop hasn't a card machine.

martingriff

I use cash whenever possible contact less for stuff that would create a lot of coins or if buying big items like presents etc on the web. Easiest way to keep track of my spending

Dr Turk Turkelton

Dr Turk Turkelton wrote: »

I'd be the same but I keep the change in my pocket, can't stand the weight in the wallet.
Tap my phone mostly though.

My wallet now

Turtyturd

Very rarely.

Only time I really miss it is when I need coins for a shopping trolley or for parking.

martingriff

One eyed Jack wrote: »

Was out for drinks the other night, tap and pay all night, checked the account the next morning on the phone... “JAYSIS!!”. I know a night out is generally expensive, but tap and pay I sometimes forget that it’s not bitcoin! :pac:

I would never use a card out out drinking too easy to spend way too much plus I feel it be way too easy to get stolen

Ubbquittious

I buy nearly everything with cash. Fcuk the cashless society

alta stare

Card and phone.

Iv 40 euro in my wallet. I took the money out of the atm Friday for reasons i just dont know why

dxhound2005

I had an injury last year which made it very hard to use cash for a few weeks, so I went contactless. Back to cash when I was able, and I always carry a good amount. But cash is on the way out, as are cheques. In Stockholm someone found it impossible to spend £100 in cash in 24 hours.

https://www.thisismoney.co.uk/money/saving/article-7195473/Stockholm-city-spending-100-24-hours-IMPOSSIBLE.html

mvl

- the banks know us better than we know ourselves by now ...

less cash than before for me, but I still use cash for payments that I don't want in the system, and I am not keen to enroll to all direct debits I get offered the option for.

Neames

For transactions less than 30 quid tap...over 30 Visa.

I try and limit use of cash and by using the card you can track your spending and realise how much money you waste.

my3cents

Cash almost 100% in shops, pubs etc, obviously card for everything online.

If I've €100 cash in my wallet then I can only spend €100 cards make it too easy to spend money you haven't got.

Franz Von Peppercorn II

Mostly contactless. I keep 200 in the wallet for the muggings.

MarkY91

Went to ginzeng in the ilac shopping centre yesterday. Went to tap my phone..I almost died when the woman said cash only. I then remembered I had €20 in my wallet..the food was €19.50.

Felt like I was in the 3rd world having no choice but to use cash.

Deminiman

I didn't spend cash in about a year with the ptsb cash back thing. But recent switched back to withdrawing cash as am getting mortgage ready and they really know every move you make with contactless. Plus I don't know where my data ends up these days. I had forgotten​ how much I love the feel of cash!

Wheety

Don't carry much cash these days. Take out €40 probably every 2 weeks or so. Use contactless most of the time so only touch the cash now and again.

The only cash I have in my wallet is a fiver, and I genuinely have no idea how long it's been there or where I got it from. Last time I even touched cash was the first week in February, and that was in Vietnam.

cdeb

dxhound2005 wrote: »

I had an injury last year which made it very hard to use cash for a few weeks, so I went contactless.

Anyone else intrigued as to what injury that could possible be?

biko

Neames wrote: »

I try and limit use of cash and by using the card you can track your spending and realise how much money you waste.

Just by reaching into your pocket you can tell immediately how much cash you have left :P

alta stare

Neames wrote: »

For transactions less than 30 quid tap...over 30 Visa.

I try and limit use of cash and by using the card you can track your spending and realise how much money you waste.

If you use your phone you can tap over 30.

MarkY91

Neames wrote: »

For transactions less than 30 quid tap...over 30 Visa.

I try and limit use of cash and by using the card you can track your spending and realise how much money you waste.

If you link your card to Google pay, you can tap your phone regardless of the price being below or above €30. I often simply don't even bring my wallet out with me to town etc.

Dr Turk Turkelton

Franz Von Peppercorn II wrote: »

Mostly contactless. I keep 200 in the wallet for the muggings.

On an unrelated note where do you expect to be at 3pm today?
You are a most generous soul.

dxhound2005

cdeb wrote: »

Anyone else intrigued as to what injury that could possible be?

Broken right collarbone, arm in a sling for a few weeks. I'm right handed so it made it difficult to use cash. I found it easy enough to use the card with my left.

dxhound2005

Dr Turk Turkelton wrote: »

On an unrelated note where do you expect to be at 3pm today?
You are a most generous soul.

You won't be able to spend a €200 note anywhere. He is very clever.

cdeb

Neames wrote: »

I try and limit use of cash and by using the card you can track your spending and realise how much money you waste.

You can track your spending, sure.

But I wonder does anyone actually do it at a granular level? Genuinely.

alta stare

cdeb wrote: »

You can track your spending, sure.

But I wonder does anyone actually do it at a granular level? Genuinely.

I find being able to track my spending scares me more

martingriff

MarkY91 wrote: »

Went to ginzeng in the ilac shopping centre yesterday. Went to tap my phone..I almost died when the woman said cash only. I then remembered I had €20 in my wallet..the food was €19.50.

Felt like I was in the 3rd world having no choice but to use cash.

THE HORROR THE HORROR THE HORROR #firstworldproblems

ShauntaMetzel

Cashless economy would be the future of the world. I also carry less cash and prefer to use debit card.

dxhound2005

I would spend the same out and about using cash or card. I don't see why there should be a difference.

biko

There are more reasons to use cash that not.
Power outages
Your bank makes a mistake somehow and wipe your account
Card readers being faulty
Annoying cash-carriers behind you in the queue
Card fraud is exploding, at least to rob me they have to face me
Untraceable, I don't want my bank or anyone to know how much I really spend on alcohol and cigarettes.

my3cents

dxhound2005 wrote: »

I would spend the same out and about using cash or card. I don't see why there should be a difference.

Your not human then :eek:

RMAOK

Cash all the way. Don't trust technology enough to go completely cashless tbh.

dxhound2005

my3cents wrote: »

Your not human then :eek:

But I have seen both arguments here. One saying they spend more if they have a lot of cash in their pocket. The other saying they spend more because the card does not feel like real money. I think I am the normal one.

Franz Von Peppercorn II

biko wrote: »

There are more reasons to use cash that not.
Power outages
Your bank makes a mistake somehow and wipe your account
Card readers being faulty
Annoying cash-carriers behind you in the queue
Card fraud is exploding, at least to rob me they have to face me
Untraceable, I don't want my bank or anyone to know how much I really spend on alcohol and cigarettes.

I mean if the bank wipes your account it’s irrelevant if you use cash or card, except the cash in your wallet at that time.

Alun

biko wrote: »

Annoying cash-carriers behind you in the queue

I can pay using contactless either by card or on my phone much more quickly than messing around with cash and getting change.

Very rarely use cash these days. I was in Iceland, the country not the shop, recently for a long weekend and I did't even get to see what Icelandic cash looked like, everyone there uses contactless and nobody bats an eyelid.

lbc2019

biko wrote: »

There are more reasons to use cash that not.
Power outages
Your bank makes a mistake somehow and wipe your account
Card readers being faulty
Annoying cash-carriers behind you in the queue
Card fraud is exploding, at least to rob me they have to face me
Untraceable, I don't want my bank or anyone to know how much I really spend on alcohol and cigarettes.

Annoying cash carriers... gurl please!

Cash carriers are a pain - looking for it for ages and counting out coin- I feel like doing like the ginger wan on the An Post ad and tapping for them.

Card - tap, done. No issues

dxhound2005

Alun wrote: »

I can pay using contactless either by card or on my phone much more quickly than messing around with cash and getting change.

I have many years experience of using cash, and for me it is a quick process. Someone trying to dig out the right card from their bag or wallet causes the same delay as someone trying to find a €20 in their pocket.

lbc2019

dxhound2005 wrote: »

I have many years experience of using cash, and for me it is a quick process. Someone trying to dig out the right card from they bag or wallet causes the same delay as someone trying to find a 20 in their pocket.

A card is one item. Cash is rarely one item, and there is the change part of the transaction- no change with card. Card definitely faster

Pkiernan

Cash is mostly used by drug users, tax evaders and cant-work-wont-work types nowadays.