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Finance Approved Any way I can buy from North

  • 24-05-2019 11:04am
    #1
    botharbui
    Registered Users, Registered Users 2 Posts: 14 ✭


    I am looking to buy a car in the North as it is about 4 k cheaper after VRT.

    My issue is finance company wont pay till car has Irish plates on. Is there any way around this?


Comments

  • #2
    RossieMan
    Registered Users, Registered Users 2 Posts: 6,766 ✭✭✭RossieMan


    No. Unless your finance company changes their terms.


  • #3
    botharbui
    Registered Users, Registered Users 2 Posts: 14 ✭botharbui


    I have sourced finance from a few companies all with the same criteria. Its just a pity and i wanted to double check all avenues before I buy here


  • #4
    colm_mcm
    Registered Users, Registered Users 2 Posts: 73,520 ✭✭✭✭colm_mcm


    What sort of finance are you getting?


  • #5
    kindalen
    Registered Users, Registered Users 2 Posts: 1,169 ✭✭✭kindalen


    Pay a premium for a friendly/local dealer to import exact car for you?


  • #6
    botharbui
    Registered Users, Registered Users 2 Posts: 14 ✭botharbui


    colm_mcm wrote: »
    What sort of finance are you getting?
    Its just carloans4u or vendor finance
    And couple others


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  • #7
    botharbui
    Registered Users, Registered Users 2 Posts: 14 ✭botharbui


    kindalen wrote: »
    Pay a premium for a friendly/local dealer to import exact car for you?

    Is this something I could do I wonder? And what would be appropriate premium 🀔🀔


  • #8
    colm_mcm
    Registered Users, Registered Users 2 Posts: 73,520 ✭✭✭✭colm_mcm


    botharbui wrote: »
    Its just carloans4u or vendor finance
    And couple others

    Have you tried a general purpose loan from a regular bank?
    Carloans4u are in business 3 months by the looks of it. Are they a break-your-legs type setup that will give anyone credit and stitch you up on the interest?


  • #9
    Twenty Grand
    Closed Accounts Posts: 1,452 ✭✭✭Twenty Grand


    What about flippingcars and the like?

    They buy for you and sort out VRT.
    You get the car with Irish plates.


  • #10
    colm_mcm
    Registered Users, Registered Users 2 Posts: 73,520 ✭✭✭✭colm_mcm


    Flippingcars don’t sort the VRT. You also need to pay them while the car is in the uk.


  • #11
    Twenty Grand
    Closed Accounts Posts: 1,452 ✭✭✭Twenty Grand


    colm_mcm wrote: »
    Flippingcars don’t sort the VRT. You also need to pay them while the car is in the uk.

    Yup, sorry. UK car imports do VRT.
    Suppose you need to pay them first too tho.


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  • #12
    botharbui
    Registered Users, Registered Users 2 Posts: 14 ✭botharbui


    colm_mcm wrote: »
    Have you tried a general purpose loan from a regular bank?
    Carloans4u are in business 3 months by the looks of it. Are they a break-your-legs type setup that will give anyone credit and stitch you up on the interest?


    I haven't tried bank as we are renovating our house so have a home loan.

    The interest rate seems competitive with carloans4u. I know it does make sense to source a personal loan but just not possible at the min. I will prob just buy in here instead


  • #13
    colm_mcm
    Registered Users, Registered Users 2 Posts: 73,520 ✭✭✭✭colm_mcm


    Lending criteria is the same either way, you can either afford it or not regardless of whether you have a personal loan I’d have thought?


  • #14
    q85dw7osi4lebg
    Closed Accounts Posts: 3,502 ✭✭✭q85dw7osi4lebg


    botharbui wrote: »
    I haven't tried bank as we are renovating our house so have a home loan.

    The interest rate seems competitive with carloans4u. I know it does make sense to source a personal loan but just not possible at the min. I will prob just buy in here instead

    Bank will still see this loan..


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