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Mortgage Application and Coinbase Transactions

  • 16-05-2019 2:08pm
    #1
    Lux23
    Registered Users, Registered Users 2 Posts: 7,134 ✭✭✭


    I am applying with my partner to get a mortgage and the broker has just asked us what Coinbase is, to explain how it works and if we can share statements. She thinks the bank will ask more questions and will want to know what it was used to buy etc.

    Does anyone else have any experience with crypto transactions of their statement and the banks taking a dim view when it comes to getting a mortgage?


Comments

  • #2
    KilOit
    Registered Users, Registered Users 2 Posts: 3,025 ✭✭✭KilOit


    They didn't care with me, asked about it but nothing came of it. Transactions to Coinbase was early 2017 so by the time of approval was a year later so might be different if it's within 6 months


  • #3
    Dr Bolouswki
    Registered Users, Registered Users 2 Posts: 1,336 ✭✭✭Dr Bolouswki


    If its withdrawls, say you were mining. For lodgements... erm, I'm out of ideas :) But in fairness, it is essentially currency speculation.


  • #4
    Lux23
    Registered Users, Registered Users 2 Posts: 7,134 ✭✭✭Lux23


    Dr Bolouswki wrote: »
    If its withdrawls, say you were mining. For lodgements... erm, I'm out of ideas :) But in fairness, it is essentially currency speculation.

    It’s a bit of both, he was buying parts from China for gaming stations so that’s what we told them and he also bought a phone.


  • #5
    griffdaddy
    Registered Users, Registered Users 2 Posts: 3,417 ✭✭✭griffdaddy


    They didn't ask anytime about mine, or my revolut etc. transactions


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