VRT and insurance on UK Cat damaged cars

SwordofLight

Does anyone know if I buy a Cat C or whatever car in the UK and take it back, does that alter the VRT cost of is it something the insurance companies care about here?

Atlantic Dawn

VRT will be the same as if it was a car with no damage. Insurance companies are likely to have issue with it.

newmember2

You can appeal the amount of VRT charged based on the damage existing on the vehicle and the cost to put it straight.
Although, I've never heard anyone being successful with that kind of appeal.

SwordofLight

newmember? wrote: »

You can appeal the amount of VRT charged based on the damage existing on the vehicle and the cost to put it straight.
Although, I've never heard anyone being successful with that kind of appeal.

I've found this old thread https://www.boards.ie/ttfthread/2057750391
Basically it's a free for all bringing cat d cars into the country? Doesn't affect insurance apparently

newmember2

SwordofLight wrote: »

I've found this old thread https://www.boards.ie/ttfthread/2057750391
Basically it's a free for all bringing cat d cars into the country? Doesn't affect insurance apparently

Yes, it's free for all to bring in a CAT whatever car they want but what's your point? Cars everywhere are crashed and repaired all the time, with and without insurance companies' knowledge. These cars are bought/sold, insured and it's up to the NCT process to detect any cars that are not roadworthy.

SwordofLight

newmember? wrote: »

Yes, it's free for all to bring in a CAT whatever car they want but what's your point? Cars everywhere are crashed and repaired all the time, with and without insurance companies' knowledge. These cars are bought/sold, insured and it's up to the NCT process to detect any cars that are not roadworthy.

True. Garages must be bringing in a lit of cat damaged cars as usually cheaper. I wonder if theres a limit to the number of vrt applications you can make ?

Belfast

You should check with you insurance company first.
Has the car been repaired already?
If it has been repaired you might need an engineers report.

FAQson Written Off Vehicles
http://www.rsa.ie/Documents/VS_Information_Notes/Buying_a_used_car/FAQs%20on%20Written%20Off%20Vehicles.pdf

Secondhand cars: Could you bag a bargain with a write-off?
https://www.confused.com/buying/tips-for-buying/secondhand-cars-could-a-write-off-be-a-bargain#

Category S (formerly Category C) Structurally damaged repairable

The new Category S means the vehicle has suffered structural damage. This could include a bent or twisted chassis or a crumple zone that has collapsed in a crash. Category S damage is more than just cosmetic, therefore, and the vehicle will need to be professionally repaired to industry standard. Also, it won’t be safe to drive until then.

Cat S vehicles can again be made roadworthy again but are seen by the insurance company as uneconomical to repair because of the structural damage but when repaired these vehicles are perfectly usable on the road. https://www.myvehicle.ie/car-news/new-uk-vehicle-write-off-categories-explained

As far as I know write off status does not affect vrt. It is not even mentioned on the vrt calculator.
https://www.ros.ie/evrt-enquiry/vrtenquiry/vehicle.html?execution=e1s1

You need to check with the revenue to be sure.

Tiger72

newmember? wrote: »

You can appeal the amount of VRT charged based on the damage existing on the vehicle and the cost to put it straight.
Although, I've never heard anyone being successful with that kind of appeal.

Yes my last two cars were CAT D - both driving , drove them home from the UK .Got them repaired and accessed by an Engineer and paid the VRT and appealed it after , the first time i got €1500 back but the OMSP was way off the mark anyway and the second time i think i got €700 back