34k a year but net 1900 a month?

SwordofLight

This cant be right? Payroll keep fobbing me off. Since I started my wage has been all over the place but has now settled and is about 1900 euros a month. Am I really paying over 10k in taxes etc a year? Seems mad.

lashes34

What's your tax credits, cut off point and are you jointly assessed with a spouse?

s7ryf3925pivug

google income tax calculator

Burlap_Sack

https://www.pwc.ie/budget-2019-ireland/income-tax-calculator.html

wally1990

SwordofLight wrote: »

This cant be right? Payroll keep fobbing me off. Since I started my wage has been all over the place but has now settled and is about 1900 euros a month. Am I really paying over 10k in taxes etc a year? Seems mad.

Are you married or single?

mistress_gi

Try one of the online calculators.
I am parcial to the deloitte tax calculator myself

Copper_pipe

mistress_gi wrote: »

Try one of the online calculators.
I am parcial to the deloitte tax calculator myself

Deloitte Tax Calculator works well alright

You're paying too much tax. In the absence of other deductions that should be about 2300 a month.

SwordofLight

Just looking at the payslip now. Tax credit is €126 and cut off is €1357. It says my total deduction are €338.

dulux99

It's not payrolls problem to fix. You need to speak to revenue. They're the ones who apply the tax and your payroll have you tax you accordingly.

SwordofLight

I'm single btw Wally ... and flattered ðŸ˜

Just used the tax calc says I should be getting 2348 a month.

Wtf am I losing the money.

ismat

You need to go onto myaccount on ros and check your tax credits and cutoff. Even if you are married and your spouse has your credits you are still short on standard rate cutoff. Are revenue collecting tax you owe from previous years ?

Ninthlife

SwordofLight wrote: »

I'm single btw Wally ... and flattered ðŸ˜

Just used the tax calc says I should be getting 2348 a month.

Wtf am I losing the money.

The credits and rate band you quoted are fortnightly figures.

Are you paid weekly, fortnightly or monthly

dulux99

You're clearly being over taxed but you will get it back.

Honestly this is a very common problem and very easily rectified. You ring Revenue and tell them you're being over taxed. They send your payroll an amended tax credit certificate and next time you're paid it should be rectified.

Also, after it's been sorted, it's no harm to ring Revenue again a week or so later and ask them to review your tax credits again to ensure its been captured correctly. A diligent Revenue official will have it sorted very quickly...but they're not all very diligent

dartboardio

Agree with above poster, it’s a very easy fix. Make a phone call to revenue and if you get someone that isn’t arsed and fobs you off telling you to go online, hang up and ring back and someone who’s willing to help will pick up. You explain the situation and they’ll tell you what simple steps to take.

Nothing to do with payroll though and don’t worry you’ll get it all back and it’ll be happy days!

Have you submitted your p60 details online yet for 2018? You may get it back that way. I was not expecting much at all and got €550 just chancing my arm sending off the p60 online last week.

namenotavailablE

Here's what my spreadsheet [LINK] is showing for a single person earning 34000 with standard tax credits and cut-off point data for 2019:

SwordofLight

I must try this. Yes paid fortnightly. Am only back working in the country 6 months. I dont have a p60 available to me online.

namenotavailablE

If paid fortnightly, here's what it's showing per fortnight:

CosmicFool

If you're only back in the country 6 months and from what you've been saying you're on emergency tax maybe? Ring revenue. They'll sort it all out. Any overpayment of tax you will receive it back in the next pay if you give them enough time.

dartboardio

SwordofLight wrote: »

I must try this. Yes paid fortnightly. Am only back working in the country 6 months. I dont have a p60 available to me online.

Your p60 won’t be online but your employer should have given it to you or maybe over the next week or two. Ask them for it and submit the p21 online and put in the figures

SwordofLight

Gonna phone tomorrow will have a few mins

SwordofLight

Ok so got a chance to phone payroll (revenue not taking calls on Dublin number).

Apparently am paying emergency rate tax on my PRD payments (I'm a public servant). Dont know how much that's gonna increase overall pay though.

Mrs OBumble

SwordofLight wrote: »

Ok so got a chance to phone payroll (revenue not taking calls on Dublin number).

Apparently am paying emergency rate tax on my PRD payments (I'm a public servant). Dont know how much that's gonna increase overall pay though.

Youve been told above ... cept ypu eont get that much due to the PRD.

No need to call revenue. Just regisyer yourself on MyAccount on the revenue site snd do it yourself.

Captain Chaos

Waylon Loose Sweeper wrote: »

You're paying too much tax. In the absence of other deductions that should be about 2300 a month.

I'm on 36.5k and net take home is 2,280 per month with no other deductions.

namenotavailablE

SwordofLight wrote: »

Apparently am paying emergency rate tax on my PRD payments (I'm a public servant).

Not sure if I'm understanding this and I definitely haven't heard of this concept- you're being taxed at the emergency rate just on the portion of your gross pay which is taken as the Pension Related Deduction (now called Additional Superannuation Contribution)?


Normally, emergency tax is applied to ALL pay if it's being applied- at least that's how I understand how it works.

namenotavailablE

Captain Chaos wrote: »

I'm on 36.5k and net take home is 2,280 per month with no other deductions.

Seems low if you're in the private sector and have standard tax credits and cut-off point thresholds.

Here's what my spreadsheet is showing for €36500 gross, received evenly on a monthly basis: