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Mortgage application

  • 05-01-2019 11:44pm
    #1
    Ngannou54
    Registered Users, Registered Users 2 Posts: 58 ✭✭


    Hi my wife and I wish to apply for mortgage approval. However, I have just started a new job (€30,000 per annum, will go up substantially in 2 years). She is permanent (€67,000 per annum). We have the required deposit (€75,000) for a house in €350,000 range. What are the repercussions for us if we apply and we are rejected? How soon can we reapply? Could my salary be taken into consideration even though I have just started the role?


Comments

  • #2
    Bank of Ireland: Jennifer
    Closed Accounts Posts: 490 ✭✭Bank of Ireland: Jennifer


    Ngannou54 wrote: »
    Hi my wife and I wish to apply for mortgage approval. However, I have just started a new job (€30,000 per annum, will go up substantially in 2 years). She is permanent (€67,000 per annum). We have the required deposit (€75,000) for a house in €350,000 range. What are the repercussions for us if we apply and we are rejected? How soon can we reapply? Could my salary be taken into consideration even though I have just started the role?


    Hi Ngannou54,

    Thanks for getting in touch with us here. All applications are assessed on a case by case basis. However if you would like to discuss the particulars of your application you can call our Mortgage team on 016113333 and our Mortgage Specialists will be more than happy to discuss any queries you might have.


    Thanks Jen


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