Claiming After finishing Undeclared Work

bmarty12

I finished a job recently that I worked off the books and was getting paid in cash. I entered the company name when lodging the cash into my account.

I’m wondering what my position is when I go in for my appointment tomorrow. I won’t have a p45 to produce or any documentation from my previous job (I understand this impacts my prsi contributions etc but this is not my concern), and I don’t want to get my previous employer in any trouble or find myself in trouble by trying to claim now that I’m out of work. Im worried what they’ll say as my bank statements will indicate income for the last 3 months from the employer.

Can anyone offer any advice on this? It would be much appreciated.

splinter65

bmarty12 wrote: »

I finished a job recently that I worked off the books and was getting paid in cash. I entered the company name when lodging the cash into my account.

I’m wondering what my position is when I go in for my appointment tomorrow. I won’t have a p45 to produce or any documentation from my previous job (I understand this impacts my prsi contributions etc but this is not my concern), and I don’t want to get my previous employer in any trouble or find myself in trouble by trying to claim now that I’m out of work. Im worried what they’ll say as my bank statements will indicate income for the last 3 months from the employer.

Can anyone offer any advice on this? It would be much appreciated.

When you’re asked when did you last work and who was your last employer (these questions are also on the Jobseekers application form) what did you intend to reply?

Aint Eazy Being Cheezy

bmarty12 wrote: »

I finished a job recently that I worked off the books and was getting paid in cash .

First mistake

I entered the company name when lodging the cash into my account.

Unbelievably dumb second mistake

Can anyone offer any advice on this? It would be much appreciated.

Sign off the dole, look for a real job and don’t go near the social for at least a year

alroley

They check bank statements so will definitely find out. Stay away and look for a job asap.

touts

bmarty12 wrote: »

I finished a job recently that I worked off the books and was getting paid in cash. I entered the company name when lodging the cash into my account.

I’m wondering what my position is when I go in for my appointment tomorrow. I won’t have a p45 to produce or any documentation from my previous job (I understand this impacts my prsi contributions etc but this is not my concern), and I don’t want to get my previous employer in any trouble or find myself in trouble by trying to claim now that I’m out of work. Im worried what they’ll say as my bank statements will indicate income for the last 3 months from the employer.

Can anyone offer any advice on this? It would be much appreciated.

So basically you illegally evaded tax for the past three months BUT paid the money into a bank account using the company name to make sure even a superficial investigation will find you and the company guilty of tax fraud??

My advice is come clean and enter into a repayment plan where they dock your dole to repay the tax you owe. If they find it themselves you'll be screwed (and rightly so). You broke the law. You avoided your moral obligation to contribute to society. Do the right thing and sort it out now.

ayux4rj6zql2ph

Ah jasus the OP has to be a troll. I know it's Christmas and all that but this must be a wind up.

judeboy101

We had a taoiseach with no bank account, just tell them u don't have one and don't trust the banks.

splinter65

judeboy101 wrote: »

We had a taoiseach with no bank account, just tell them u don't have one and don't trust the banks.

That doesn’t answer the “where and for whom did you last work?” question

bmc58

bmarty12 wrote: »

I finished a job recently that I worked off the books and was getting paid in cash. I entered the company name when lodging the cash into my account.

I’m wondering what my position is when I go in for my appointment tomorrow. I won’t have a p45 to produce or any documentation from my previous job (I understand this impacts my prsi contributions etc but this is not my concern), and I don’t want to get my previous employer in any trouble or find myself in trouble by trying to claim now that I’m out of work. Im worried what they’ll say as my bank statements will indicate income for the last 3 months from the employer.

Can anyone offer any advice on this? It would be much appreciated.

I really hope someone from Revenue is on Boards.

TheBeach

Ask your employer to submit a p 35 to revenue and he will be able to give you a p45.

bmarty12

Yes I realize now how dumb putting that on the statement was obviously. I put it in for my own information without thinking.

touts wrote: »

So basically you illegally evaded tax for the past three months BUT paid the money into a bank account using the company name to make sure even a superficial investigation will find you and the company guilty of tax fraud??

My advice is come clean and enter into a repayment plan where they dock your dole to repay the tax you owe. If they find it themselves you'll be screwed (and rightly so). You broke the law. You avoided your moral obligation to contribute to society. Do the right thing and sort it out now.

I wasn’t earning enough to pay any PAYE and I knew it was a temporary situation for work which is why I was fine with being off the books. Wasn’t seeking to make more money.



Not that this excuses my stupidity just explaining myself. I’ve never claimed before and wasn’t thinking ahead.

The company name is in the form of initials, i.e. it’s just three letters I’ve put on the lodgement. Would it be idiotic of me to try and say that it’s something else? I assume they’ll see it enetered multiple times as the main incoming and look it up..

Avatar MIA

Do you get the dole paid into a bank account?

Do you have a secondary bank account?

Lads, the OP clearly isn't a master criminal. Goodwill to all men etc.

pleas advice

Just say you didn't get a p45, say you were working for family, make something up, you'll be grand

bmarty12

Avatar MIA wrote: »

Do you get the dole paid into a bank account?

Do you have a secondary bank account?

Lads, the OP clearly isn't a master criminal. Goodwill to all men etc.

No I’ve only one account. I haven’t received any dole yet, this will be my first time signing on.

Avatar MIA

bmarty12 wrote: »

No I’ve only one account. I haven’t received any dole yet, this will be my first time signing on.

If it were me I might be tempted to open up a new account and say it was my first bank account.

As for the other question I imagine you are very young and you looking for your first job is plausible.

I've never applied for social welfare so don't what is involved.

splinter65

Once again OP the application form asks you when, where, for whom and for how long you last worked. How will you respond?

bmarty12

pleas advice wrote: »

Just say you didn't get a p45, say you were working for family, make something up, you'll be grand

It was with family but I don’t see how that will help?

Sleeper12

Avatar MIA wrote:

If it were me I might be tempted to open up a new account and say it was my first bank account.

Covering a lie with another lie does not end well if caught. Its not advice I'd be following

splinter65

Avatar MIA wrote: »

If it were me I might be tempted to open up a new account and say it was my first bank account.

As for the other question I imagine you are very young and you looking for your first job is plausible.

I've never applied for social welfare so don't what is involved.

Jobseekers payment must be collected at the PO for obvious reasons.

shar01

I've no real advice OP - just try and avoid the cash in hand jobs. You'll be glad of a decent PRSI record when you hit OAP age.

Snotty

splinter65 wrote: »

Once again OP the application form asks you when, where, for whom and for how long you last worked. How will you respond?

Put down the last "on the books" job, say your been traveling since and open a new back account. Don't be so stupid in the future

bmarty12

splinter65 wrote: »

Once again OP the application form asks you when, where, for whom and for how long you last worked. How will you respond?

The answer to this question is sort of my conundrum. I don't want to answer it in a way that is going to get my previous employer (or myself) in trouble. I don't know if that's is possible however given the position I've put myself in.

Snotty wrote: »

Put down the last "on the books" job, say your been traveling since and open a new back account. Don't be so stupid in the future

My last on the books job was over 12 months ago. I finished college in May so can't say I've been travelling.

splinter65

Snotty wrote: »

Put down the last "on the books" job, say your been traveling since and open a new back account. Don't be so stupid in the future

If you say you’ve been traveling then you’ll have to complete a HRC form. Piling lies on lies. DEASP aren’t stupid.

splinter65

bmarty12 wrote: »

The answer to this question is sort of my conundrum. I don't want to answer it in a way that is going to get my previous employer (or myself) in trouble. I don't know if that's is possible however given the position I've put myself in.



My last on the books job was over 12 months ago. I finished college in May so can't say I've been travelling.

The only thing you can do is tell the truth because if you try to defraud them you will get caught out one way or the other. Either that or just get a job.

Avatar MIA

splinter65 wrote: »

The only thing you can do is tell the truth because if you try to defraud them you will get caught out one way or the other. Either that or just get a job.

How is he defrauding them. He wasn't claiming the dole while working. If he was he'd not be having this problem now.

bmarty12

splinter65 wrote: »

If you say you’ve been traveling then you’ll have to complete a HRC form. Piling lies on lies. DEASP aren’t stupid.

This is my attitude. Can I move forward without lying or do I cancel my appointment?

Car99

Was it a one lump sum payment into your account? And did you lodge cash in as you say you put the company Name in for reference?

Squatter

bmarty12 wrote: »

I finished a job recently that I worked off the books and was getting paid in cash. I entered the company name when lodging the cash into my account.

I’m wondering what my position is when I go in for my appointment tomorrow. I won’t have a p45 to produce or any documentation from my previous job (I understand this impacts my prsi contributions etc but this is not my concern), and I don’t want to get my previous employer in any trouble or find myself in trouble by trying to claim now that I’m out of work. Im worried what they’ll say as my bank statements will indicate income for the last 3 months from the employer.

Can anyone offer any advice on this? It would be much appreciated.

Get your employer to give you a P45.

From what you have written - worked for only 3 months in this calendar year - it's quite possible that you haven't incurred any PAYE or USC liability.

Furthermore, if you were earning less than €352 a week (were you?) then you wouldn't be liable for employee's PRSI. But your employer would be liable for
employer's PRSI (8.6% or more) so he'd have to pay that to Revenue at year end. If he wants you to stump up all or part of that then you need to discuss that with him - immediately.

Priority for both of you is to get things sorted out by year end.

bmarty12

Car99 wrote: »

Was it a one lump sum payment into your account? And did you lodge cash in as you say you put the company Name in for reference?

There were about 4 payments I think. Lodged individually. The company name is just 3 letters/initials. I think I may have put the full name (the full 3 letters) in only once and the other lodgements had just the first letter. But anyone looking over the whole statement would guess they are from the same place as they are the only significant incomings to my account and are close enough to each other in value

splinter65

Avatar MIA wrote: »

How is he defrauding them. He wasn't claiming the dole while working. If he was he'd not be having this problem now.

The application asks him when did he last work, for whom and for how long. If he doesn’t tell the truth then that is an attempt to defraud the dept.
it’s obvious here that you don’t know anything about applying for a Jobseekers payment.

splinter65

bmarty12 wrote: »

This is my attitude. Can I move forward without lying or do I cancel my appointment?

It’s up to you. What I would say is, if you are going to go to the appointment then come clean because lying always backfires and gets you in a worse fix.

Avatar MIA

splinter65 wrote: »

The application asks him when did he last work, for whom and for how long. If he doesn’t tell the truth then that is an attempt to defraud the dept.
it’s obvious here that you don’t know anything about applying for a Jobseekers payment.

Look up the definition of defraud.

He's entitled to the dole for the time he is not working.

Would he be lying, yes, but whether he tells the truth or not he is due payment from SW.

splinter65

Avatar MIA wrote: »

Look up the definition of defraud.

He's entitled to the dole for the time he is not working.

Would he be lying, yes, but whether he tells the truth or not he is due payment from SW.

How do you know he is due payment from SW?
Does he fulfill all the criteria for JSA?
Is he looking for available for and fit for work? Does he pass the means test? The DO will investigate his claim and make a desicion. He will be asked how he has supported himself since the last time he worked or applied for SW or was dependent on a parent. He will be asked for bank statements. If he can’t satisy the DO then he will be refused.
5 hours ago you were telling us you knew nothing about applying for SW but now your trying to correct people like me who do know. What’s that about?

Avatar MIA

splinter65 wrote: »

How do you know he is due payment from SW?
Does he fulfill all the criteria for JSA?
Is he looking for available for and fit for work? Does he pass the means test? The DO will investigate his claim and make a desicion. He will be asked how he has supported himself since the last time he worked or applied for SW or was dependent on a parent. He will be asked for bank statements. If he can’t satisy the DO then he will be refused.
5 hours ago you were telling us you knew nothing about applying for SW but now your trying to correct people like me who do know. What’s that about?

So, you've still not looked up the definition of defraud. Don't need to have claimed dole to have an understanding of the English language.

splinter65

Avatar MIA wrote: »

So, you've still not looked up the definition of defraud. Don't need to have claimed dole to have an understanding of the English language.

So...your still deflecting away from the fact that you decided to give advice about something you admit you know nothing about, advice that was contrary to advice from posters who clearly are experienced and you continue to insist that lying to the dept is not seen as an attempt to defraud? Your just a numpty with a chip on your shoulder.
Needs to be ignored.

Avatar MIA

splinter65 wrote: »

Needs to be ignored.

Promise? I remain available for English lessons.

Car99

bmarty12 wrote: »

There were about 4 payments I think. Lodged individually. The company name is just 3 letters/initials. I think I may have put the full name (the full 3 letters) in only once and the other lodgements had just the first letter. But anyone looking over the whole statement would guess they are from the same place as they are the only significant incomings to my account and are close enough to each other in value

So you lodged some cash into your account 3 or 4 times with initial as a reference , so no one know where you got those sums of money except you and whoever gave them to you? If that is the case you could be a little creative with the origins of these gifts

splinter65

Car99 wrote: »

So you lodged some cash into your account 3 or 4 times with initial as a reference , so no one know where you got those sums of money except you and whoever gave them to you? If that is the case you could be a little creative with the origins of these gifts

And what evidence of the origin of these gifts will he manufacture?

mp22

Were done here.....closed