Claim culture

bri007

This is another person trying to make a claim for doing something stupid.

Thankfully the judge made the correct decision but why should the insurance company be forced to foot the cost of the trial when the man lost his case?

https://m.independent.ie/irish-news/courts/policyholders-will-pay-up-to-50k-in-legal-bills-after-man-who-lost-finger-climbing-luas-fence-loses-high-court-action-37585326.html

BlackEdelweiss

I am just back from living in New Zealand for 6 years. There is no compensation for injury in New Zealand, whether it be a result of some one elses negligence or your own stupidity. If you have an accident you will get your medical bills paid and if you are unable to work you get some allowance for that aswell. I am not sure how much or how it is determined but from what I gather you are better off getting back to work as soon as possible if you have a mortgage etc to pay. Its not a paid holiday. As a result of this, insurance premiums are very low, car insurance especially. My insurance on a $18,000 Mazda Premacy was about $300 a year for both myself and my wife. That is about E200.
I never once read about someone getting whiplash or getting a bowl of soup spilled on them or going by what I have read in the papers since I returned, total stupidity being repaid by rewards of thousands of euros at the expense of the policy holders.

Eric Cartman

The luas girl, this lad, there was another one this week about some woman who got 75k because she cut her hand shucking mussels and the chef gave her the wrong knife.

Its gone mad and increases all our insurance and the liability for everyone, prices which get passed on to all of us when we shop or eat or drive etc....

we need to stop these insane claims.

Eggs For Dinner

Too many vested interests in Ireland in maintaining the status quo. Apart from the monetary factor, it is feeding a sense of entitlement and negating any sense of personal responsibility. It won't end well.

tedpan

A 4 foot fence??

CIARAN_BOYLE

Eric Cartman wrote: »

The luas girl, this lad, there was another one this week about some woman who got 75k because she cut her hand shucking mussels and the chef gave her the wrong knife.

Its gone mad and increases all our insurance and the liability for everyone, prices which get passed on to all of us when we shop or eat or drive etc....

we need to stop these insane claims.

this lad lost his claim. still managed to rack up 50k in legal fees for the defendent.

shows why so many silly cases are settled easily.

NUTLEY BOY

bri007 wrote: »

This is another person trying to make a claim for doing something stupid.

Thankfully the judge made the correct decision but why should the insurance company be forced to foot the cost of the trial when the man lost his case?

https://m.independent.ie/irish-news/courts/policyholders-will-pay-up-to-50k-in-legal-bills-after-man-who-lost-finger-climbing-luas-fence-loses-high-court-action-37585326.html

An insurance company is often forced to foot the legal costs because where there is an order for costs against the plaintiff it is often of no practical value.
This arises where a plaintiff has not got the means to reimburse the defendants.

I am not clear as to why the trial judge is reported as expressing the hope that the defendants would not pursue the plaintiff for the costs. I speculate here that if a defendant does not pursue the costs a plaintiff will often not lodge an appeal.

A failed appeal by an unsuccessful plaintiff usually whacks up the total legal costs bill for the defendants and leaves them with a bigger amount which they cannot recover.

We have no information on the exact fee basis on which the plaintiff instructed his solicitors but he may well have a bill to pay them also.