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Best Mortgage Provider Currently

0gac3yjefb5sv7 · 2018-10-22 22:42:52

Hi there, I wanted to check two things. 1. Who is the best mortgage provider and cheapest long term (without giving you cash back that you pay extra for in the rate ). 2. Has anyone gone 50% fixed and 50% variable? Thanks!

22-10-2018 10:42pm

#1

0gac3yjefb5sv7

Closed Accounts Posts: 3,948 ✭✭✭

Join Date: December 2011

Posts: 3770

Hi there, I wanted to check two things.

1. Who is the best mortgage provider and cheapest long term (without giving you cash back that you pay extra for in the rate ).

2. Has anyone gone 50% fixed and 50% variable?

Thanks!

0

Comments

#2 22-10-2018 10:46pm

Mariomaker

Registered Users, Registered Users 2 Posts: 41 ✭

Join Date: December 2016

Posts: 34

Dont do 50/50. IMO the ECB is bound to raise interest rates so If you dont plan paying off mortgage early fixed is best option. Think TSB are offering a 5 year fixed intrest rate @ 2.97%. Not financial advice :-)

0
#3 23-10-2018 11:10am

Samuel T. Cogley

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Join Date: January 2017

Posts: 10458

Assuming they'll all give you a mortgage surely it's simply a function of the rate and the time they'll give it to you. OP may want to do 50/50 to allow him to overpay, if not, go more for a fixed rate.

0
#4 23-10-2018 1:11pm

wersal gummage

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Posts: 1542

There are comparison websites that do all this online... Takes a few seconds to find the best rate. Best rate will depend on LTV and amount borrowed.

0
#5 23-10-2018 1:48pm

Geuze

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Posts: 13887

UB at 2.3% over 2 years is good.

0