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BOI Goal Saver Account

  • 11-09-2018 4:39pm
    #1
    Hibernicis
    Registered Users, Registered Users 2 Posts: 1,750 ✭✭✭


    I have two Goal Saver Accounts. The BOI interest rate information sheet  shows that a rate of 1.35% applies to "a max" of 15,000, and a rate of .25% applies when the balance exceeds this. 

    I have reviewed the Goal Saver Information and Terms & Conditions on the BOI Website and nowhere is this set out clearly whether the reduced rate applies to the excess over 15,000 only, or to the entire balance. 

    I would have assumed that the rules were similar to the 365 Monthly Saver Account as set out in this thread

    Can you clarify this for me please ?


Comments

  • #2
    Bank of Ireland: Tara
    Closed Accounts Posts: 2,346 ✭✭✭Bank of Ireland: Tara


    Hi Hibernicis,

    Thanks for contacting us here on Boards.ie.

    What you've assumed is correct, the rate of 1.35% applies to balances up to €15000 and any balance above this then earns interest at 0.25%. For example, if you had a balance of €20000, €15k would earn 1.35% and the remaining €5k would earn 0.25%.

    Thanks
    Tara


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