Best/cheapest way of taking card payments

Pepp1989

Hi

Am looking for suggestions for a good system for taking card payments for an office. The payments would not be too regular. Maybe around 15 per month or so.

Does anyone have a system they would recommend?

Thanks

adrianw

Pepp1989 wrote: »

Hi

Am looking for suggestions for a good system for taking card payments for an office. The payments would not be too regular. Maybe around 15 per month or so.

Does anyone have a system they would recommend?

Thanks

Clover seems to be taking over. But sum up also a good option.

jimmii

Depends on the value more than the volume. 15 €2 payments is obviously very different to 15 €1k payments. Are you willing to sign to 2 or 3 hear contract or want something you can ditch tomorrow if need be?

Pepp1989

jimmii wrote:

Depends on the value more than the volume. 15 €2 payments is obviously very different to 15 €1k payments. Are you willing to sign to 2 or 3 hear contract or want something you can ditch tomorrow if need be?

It could be 5 50e payments and 5 1500 payments a month. A contract would be OK if necessary.

Genghis

Are your customers physically on the premises when paying, or is it payment over phone?

Pepp1989

Genghis wrote:

Are your customers physically on the premises when paying, or is it payment over phone?

Generally they would be on the premises.

Genghis

If generally the cardholder is present, then with those sort of volumes your best bet would be a card terminal.

For someone new to cards, often something like SumUp would work well, but on the volume you indicate SumUp would be expensive. So would say look at a card terminal from an acquirer like AIB Merchant Services, BOI Payment Acceptance, Elavon or Worldpay.

I work for one provider if you like to PM me I'm happy to offer any help.

uck51js9zml2yt

I'm seeing sum up being used more and more. Any trader I've spoken to had said, the lack of monthly fees for machines makes it a no brainer.
One off fee for machine and a transaction payment. Cheaper than handling cash.

brynne

Do you mind if I tag on to this discussion? My requirements are slightly different in that I run an online business, so my online sales are currently handled by PayPal. However, I do have a few local cash customers, and people sometimes call me for advice and expect to be able to order over the phone. I have to refer them back to the site, or send out a PayPal invoice, which seems a bit clunky and off-putting.

Have you any recommendations for a predominantly online trader?

jimmii

brynne wrote: »

Do you mind if I tag on to this discussion? My requirements are slightly different in that I run an online business, so my online sales are currently handled by PayPal. However, I do have a few local cash customers, and people sometimes call me for advice and expect to be able to order over the phone. I have to refer them back to the site, or send out a PayPal invoice, which seems a bit clunky and off-putting.

Have you any recommendations for a predominantly online trader?

I would look at stripe. You can add it on your site but it also has a virtual terminal where you could take phone payments.

BarryD2

brynne wrote: »

Do you mind if I tag on to this discussion? My requirements are slightly different in that I run an online business, so my online sales are currently handled by PayPal. However, I do have a few local cash customers, and people sometimes call me for advice and expect to be able to order over the phone. I have to refer them back to the site, or send out a PayPal invoice, which seems a bit clunky and off-putting.

Have you any recommendations for a predominantly online trader?

Look into Braintree Payments. Owned/ partnered by PayPal and handle all major cards plus virtual terminal.

brynne

BarryD2 wrote: »

Look into Braintree Payments. Owned/ partnered by PayPal and handle all major cards plus virtual terminal.

Thanks, I'll look into that.