No planning or building regs compliance cert on house

Three3

Purchasing a 35/40 yr old house and found out it does not have an original certificate of compliance with planning permission or building regulations.
Awaiting legal advice... I believe the option is to get a retrospective opinion of compliance but bank may not accept this?
Any experience or advice?
Does it affect resale value?
Would bank adjust their valuation?
Does it have impacts on getting house insurance etc?

Thanks.

Gumbo

Three3 wrote: »

Purchasing a 35/40 yr old house and found out it does not have an original certificate of compliance with planning permission or building regulations.
Awaiting legal advice... I believe the option is to get a retrospective opinion of compliance but bank may not accept this?
Any experience or advice?
Does it affect resale value?
Would bank adjust their valuation?
Does it have impacts on getting house insurance etc?

Thanks.

Building Regulations didn’t exist 35-40 years ago.
They commenced in 1992.
Possible it has Building bye law approval?

Three3

kceire wrote: »

Building Regulations didn’t exist 35-40 years ago.
They commenced in 1992.
Possible it has Building bye law approval?

Thank you kceire, i will ask this question tomorrow. This approval has not been mentionned by solicitor. I am guessing that could address compliance with building regulations but planning ia separate. I believe that an extension of planning may even have been used for the estate being built. Not sure id the lack of compliance cert on this age house is common..

Hannibal_Smith

Is it in a housing estate or a once off build? In my experience it's not possible to get a 'retrospective cert. Either your building complied with the planning permission issued or it didnt . If its in a housing estate it is possible to get a qualified cert from an architect who can only say from a superficial inspection of the property and from an inspection of the planning file in the local authority that the construction appears to have complied with the plans lodged an no enforcement notices issued.

If you're getting a loan I would point it out to the bank. A qualified cert is better than nothing.

Three3

Thanks Hannibal Smith...yes housing estate. Yes from my ubderatanding now it will be an opinion of compliance/ qualified cert on planning, so not sure how the bank will view that. I probably am more concerned with comploance with building regulations but unfortunately not familiar with all of this to anticipate how the banks will view it or how solicutors will advise us.

Thanks for responses, it helpes guide the online research i am doing.

riclad

I think if house was built in say 1980 only the regulations when it was built apply.
I bought a house that has a rear extension 160sq ft,
i was told if i i intend to sell it ,i might have get a cert from an architect
.i think to show the extension is exempt from planning permission as it was built
in 1910.
Well before 1992.

dusteeroads

Three3 wrote: »

Thanks for responses, it helpes guide the online research i am doing.

Try looking here
http://conveyancinghandbook.lawsociety.ie/Chap07/07-34.pdf

Gumbo

riclad wrote: »

I think if house was built in say 1980 only the regulations when it was built apply.
I bought a house that has a rear extension 160sq ft,
i was told if i i intend to sell it ,i might have get a cert from an architect
.i think to show the extension is exempt from planning permission as it was built
in 1910.
Well before 1992.

You have your regulations mixed up.

1992 is building regulations, no connection to the planning status of your extension.

In 1980, building bye laws were in force, not building regulations.

Three3

dusteeroads wrote: »

Try looking here
http://conveyancinghandbook.lawsociety.ie/Chap07/07-34.pdf

Thank you. That is a really useful resource, I appreciate you posting this.