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Re Mortgage question

kryan1 · 2018-08-30 05:49:39

I have an existing mortgage that i have had for 10 years. 15 years is left in it. No issues with repayments and have never missed a payment. I have recently renovated my house spending all my savings on it. My question is if i needed 10 r 20 k to finish the renovation am i put thru the same rigerous procedures as what i…

30-08-2018 5:49am

#1

kryan1

Registered Users, Registered Users 2 Posts: 232 ✭✭

Join Date: July 2005

Posts: 150

I have an existing mortgage that i have had for 10 years. 15 years is left in it. No issues with repayments and have never missed a payment.
I have recently renovated my house spending all my savings on it.
My question is if i needed 10 r 20 k to finish the renovation am i put thru the same rigerous procedures as what i had to do when i applied for the 1st time. More importantly do they look for 6 months of bank statements.
Cheers for looking

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Comments

#2 30-08-2018 5:53am

Wanderer78

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Join Date: April 2015

Posts: 30384

I'm sure you ll be subjected to fairly rigorous scrutiny to be getting a loan of that size, I am hearing the boom is back though in relation to banks and building works, so you d never know your luck. Best of luck with the works

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