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First time buyer questions

  • 10-07-2018 11:32am
    #1
    thetimeisnow
    Banned (with Prison Access) Posts: 129 ✭✭


    1. If one has generally been a bad saver would one have to show they have changed over a certain amount of time even if they knuckled down and had the deposit within 6 to 9 months 

    2.Does it matter if all your savings are in the credit union or should you have a savings account with the institution your borrowing the mortgage from?


Comments

  • #2
    Liam D Ferguson
    Registered Users, Registered Users 2 Posts: 542 ✭✭✭Liam D Ferguson


    thetimeisnow wrote: »
    1. If one has generally been a bad saver would one have to show they have changed over a certain amount of time even if they knuckled down and had the deposit within 6 to 9 months

    Most banks will look at a 12-month savings record.  
    thetimeisnow wrote: »
    2.Does it matter if all your savings are in the credit union or should you have a savings account with the institution your borrowing the mortgage from?

    Savings in the credit union are fine.


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