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To fix or not to fix?

  • 02-07-2018 7:00pm
    #1
    FurBabyMomma
    Registered Users, Registered Users 2 Posts: 774 ✭✭✭


    We're currently playing 2.95% on our mortgage but have the option to fix at 3.05% with another lender. We'd have to pay an extra whack off the mortgage, have 2 years added on and also out payments would increase, but I suppose the worry is that the rates are due an increase and we might get caught. Any advice?

    Apologies if this is in the wrong forum, btw.


Comments

  • #2
    zl1whqvjs75cdy
    Closed Accounts Posts: 4,042 ✭✭✭zl1whqvjs75cdy


    Why not switch to Ulster Bank at 2.3 fixed?


  • #3
    FurBabyMomma
    Registered Users, Registered Users 2 Posts: 774 ✭✭✭FurBabyMomma


    donkeyoaty0099 wrote: »
    Why not switch to Ulster Bank at 2.3 fixed?

    Sorry, should have mentioned that this is a 10 year fixed rate. The rate you mention is only for 2 years but I may look into the figures again seeing as Ulster have just cut their rates, thanks.


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