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Accident no insurance

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  • 08-06-2018 12:00am
    #1
    Carolal
    Registered Users Posts: 15 ✭


    I had an acciden 3 months ago. I had missed payments for my insurance so I wasn't covered at the time of the accident. How long will it take for this to go to court


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    #2
    CiniO
    Registered Users Posts: 16,089 ✭✭✭✭CiniO


    Carolal wrote: »
    I had an acciden 3 months ago. I had missed payments for my insurance so I wasn't covered at the time of the accident. How long will it take for this to go to court

    Was your policy cancelled, because you missed payment?


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    #3
    Carolal
    Registered Users Posts: 15 ✭Carolal


    Yes it was


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    #4
    jacksie66
    Closed Accounts Posts: 2,988 ✭✭✭jacksie66


    This post has been deleted.


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    #5
    bear1
    Registered Users Posts: 12,812 ✭✭✭✭bear1


    Be prepared for a driving ban, ludicrous insurance quotes in the future, hefty fines and a serious amount of headaches.
    Nearly 3 months ago I got hit by an uninsured driver.
    My car has been off the road since due to the length of time it's taking the uninsured drivers fund to pay out for the repairs.
    It's not in Ireland but the other driver is looking around 7k euro in total costs.
    I'd imagine you'll be summoned to court pretty quickly.


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    #6
    Del2005
    Registered Users Posts: 18,943 ✭✭✭✭Del2005


    Carolal wrote: »
    I had an acciden 3 months ago. I had missed payments for my insurance so I wasn't covered at the time of the accident. How long will it take for this to go to court

    They've 6 months from the alleged offence to apply for a summons. How long after getting it or how close to the court date they serve it is not defined.


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    #7
    bear1
    Registered Users Posts: 12,812 ✭✭✭✭bear1


    Op, is this the accident where you hit a pedestrian and the police took your phone?


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    #8
    Carolal
    Registered Users Posts: 15 ✭Carolal


    bear1 wrote: »
    Op, is this the accident where you hit a pedestrian and the police took your phone?

    Yes its the same accident. The pedestrian ran out infront of me


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    #9
    Carolal
    Registered Users Posts: 15 ✭Carolal


    jacksie66 wrote: »
    Expect a driving ban and a hefty fine..

    I know what to expect that's not what I asked I asked how long untill it goes to court


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    #10
    VeVeX
    Registered Users Posts: 1,389 ✭✭✭VeVeX


    Carolal wrote: »
    Yes its the same accident. The pedestrian ran out infront of me

    He/she wasn't pedestrian, they were running. Use this as the cornerstone of your self defence. Also tell the judge you're a sovereign being not adhering to common law. You'll walk. Thank me later.


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    #11
    368100
    Closed Accounts Posts: 2,067 ✭✭✭368100


    VeVeX wrote: »
    Also tell the judge you're a sovereign being not adhering to common law.

    All that rubbish will only piss the judge off. Same lingo that people advise to try and get out of bank debts but never works


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    #12
    Del2005
    Registered Users Posts: 18,943 ✭✭✭✭Del2005


    VeVeX wrote: »
    He/she wasn't pedestrian, they were running. Use this as the cornerstone of your self defence. Also tell the judge you're a sovereign being not adhering to common law. You'll walk. Thank me later.

    I didn't hit a pedestrian I hit a runner will not change the outcome of driving with no insurance.


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    #13
    scamalert
    Registered Users Posts: 3,739 ✭✭✭scamalert


    one thing ive learned that it will follow you for years, even insured, if person claims any injuries nerve damage whatever they come up with thats basically impossible to prove or dismiss they could milk you hard for this.
    get a lawyer as youll def need one, court date could be anywhere from 6mo to 2 years and expect repeat visits, specially if they will bring it up the chain, unless your good reason why your car wasnt insured it will be as someone mentioned above before youll get back onto road, then again depends a lot on judge and his mood on the day, since cash will be coming out from obudsman or whatever they are called, as insurance in this case wouldnt have any reason to cover your expenses.


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    #14
    unkel
    Registered Users Posts: 65,103 ✭✭✭✭unkel


    VeVeX wrote: »
    Also tell the judge you're a sovereign being not adhering to common law. You'll walk. Thank me later.

    Not that freeman of the land bollox again? Used by selfish arseholes who reckon they don't need to pay tax and can do as they please?


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    #15
    the_syco
    Registered Users Posts: 37,297 ✭✭✭✭the_syco


    368100 wrote: »
    All that rubbish will only piss the judge off.
    I think that's the entire plot.

    OP; got €134,000 handy?


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    #16
    Isambard
    Registered Users Posts: 5,796 ✭✭✭Isambard


    unkel wrote: »
    Not that freeman of the land bollox again? Used by selfish arseholes who reckon they don't need to pay tax and can do as they please?
    did you not spot the tongue in his cheek?

    question was how long, DEL2005 answered it


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    #17
    CeilingFly
    Closed Accounts Posts: 3,378 ✭✭✭CeilingFly


    It will take about 12 months.

    If the pedestrian is suing you for damages via MIBI, then the MIBI will cover those costs but will put the entire costs as a charge against you and will collect at some stage. - They've been known to come knocking many years after the costs have incurred.


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    #18
    Carolal
    Registered Users Posts: 15 ✭Carolal


    VeVeX wrote: »
    He/she wasn't pedestrian, they were running. Use this as the cornerstone of your self defence. Also tell the judge you're a sovereign being not adhering to common law. You'll walk. Thank me later.

    He was drunk and ran across the road


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    #19
    Glass fused light
    Registered Users Posts: 1,576 ✭✭✭Glass fused light


    Carolal wrote: »
    He was drunk and ran across the road

    Won't matter a bit on the no insurance criminal case

    And even if you could prove the sprint was some type of failed suicide bid it won't matter much as you will be liable for the amout of compensation awarded as a result of the civil case.


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    #20
    mikeecho
    Registered Users Posts: 5,086 ✭✭✭mikeecho


    Carolal wrote: »
    He was drunk and ran across the road


    Doesn't matter a Siht if the person was drunk or sober, you didn't have insurance.


    The MIBI are now actively seeking redress for compensation paid.


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    #21
    bladespin
    Registered Users Posts: 7,339 ✭✭✭bladespin


    Carolal wrote: »
    He was drunk and ran across the road

    More entitled to be there than an uninsured driver I'm afraid, very simply there's no defense and trying to project blame might not go down well.


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    #22
    mikeecho
    Registered Users Posts: 5,086 ✭✭✭mikeecho


    Carolal wrote: »
    He was drunk and ran across the road


    bladespin wrote: »
    More entitled to be there than an uninsured driver I'm afraid, very simply there's no defense and trying to project blame might not go down well.


    The charge in court will be for driving with out insurance, & failure to produce insurance within 10 days




    The fact that the pedestrian was drunk will be irrelevant


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    #23
    bladespin
    Registered Users Posts: 7,339 ✭✭✭bladespin


    mikeecho wrote: »
    The charge in court will be for driving with out insurance, & failure to produce insurance within 10 days




    The fact that the pedestrian was drunk will be irrelevant

    My point exactly.:P


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    #24
    Isambard
    Registered Users Posts: 5,796 ✭✭✭Isambard


    I don't think the OP is using it as an excuse just answering the question put about the circumstances. I think they know they're in the poop, and just want to know how long it will take.


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    #25
    Guy:Incognito
    Registered Users Posts: 38,247 ✭✭✭✭Guy:Incognito


    Carolal wrote: »
    He was drunk and ran across the road

    Before they built a pedestrian bridge over the Naas Road at the Red cow, a guy managed to walk out in front of a luas, he was locked after coming out of the bluebell club. He got over a quarter of a million.


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    #26
    VeVeX
    Registered Users Posts: 1,389 ✭✭✭VeVeX


    unkel wrote: »
    Not that freeman of the land bollox again? Used by selfish arseholes who reckon they don't need to pay tax and can do as they please?

    Yes that. Surely its within the rights of a sovereign man to proceed with his business without the impediment of a drunken man traveling on foot at speed? Be him adhering to an act that requires motor vehicles to be properly insured or not. No judge in sound mind will proceed with such an abhorrence to the law.


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    #27
    endacl
    Registered Users Posts: 22,259 ✭✭✭✭endacl


    VeVeX wrote: »
    Yes that. Surely its within the rights of a sovereign man to proceed with his business without the impediment of a drunken man traveling on foot at speed? Be him adhering to an act that requires motor vehicles to be properly insured or not. No judge in sound mind will proceed with such an abhorrence to the law.
    Is this what your head sounds like?


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    #28
    mikeecho
    Registered Users Posts: 5,086 ✭✭✭mikeecho


    Guy:Incognito wrote: »
    Before they built a pedestrian bridge over the Naas Road at the Red cow, a guy managed to walk out in front of a luas, he was locked after coming out of the bluebell club. He got over a quarter of a million.

    I'm pretty sure that the luas has insurance or a cert of exemption.


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    #29
    christy02
    Registered Users Posts: 656 ✭✭✭christy02


    Fu**ers like you that make all our insurance premiums go up. Hope they throw he book at ya.

    If you can't afford to run a car then don't drive. Simples.


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    #30
    dingding
    Registered Users Posts: 4,931 ✭✭✭dingding


    christy02 wrote: »
    Fu**ers like you that make all our insurance premiums go up. Hope they throw he book at ya.

    If you can't afford to run a car then don't drive. Simples.

    https://www.independent.ie/business/personal-finance/latest-news/uninsured-drivers-blamed-as-premium-costs-to-rise-again-35006001.html

    Some €65m was paid out in claims last year, adding an estimated €35 to the cost of the average motor premium


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    #31
    Dartz
    Registered Users Posts: 4,372 ✭✭✭Dartz


    dingding wrote: »
    https://www.independent.ie/business/personal-finance/latest-news/uninsured-drivers-blamed-as-premium-costs-to-rise-again-35006001.html

    Some €65m was paid out in claims last year, adding an estimated €35 to the cost of the average motor premium


    What the **** does the other 1250 I'm paying cover then?


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