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Accident no insurance

  • 07-06-2018 11:00pm
    #1
    Registered Users, Registered Users 2 Posts: 15


    I had an acciden 3 months ago. I had missed payments for my insurance so I wasn't covered at the time of the accident. How long will it take for this to go to court


Comments

  • Registered Users, Registered Users 2 Posts: 16,069 ✭✭✭✭CiniO


    Carolal wrote: »
    I had an acciden 3 months ago. I had missed payments for my insurance so I wasn't covered at the time of the accident. How long will it take for this to go to court

    Was your policy cancelled, because you missed payment?


  • Registered Users, Registered Users 2 Posts: 15 Carolal


    Yes it was


  • Closed Accounts Posts: 2,988 ✭✭✭jacksie66


    This post has been deleted.


  • Registered Users, Registered Users 2 Posts: 12,866 ✭✭✭✭bear1


    Be prepared for a driving ban, ludicrous insurance quotes in the future, hefty fines and a serious amount of headaches.
    Nearly 3 months ago I got hit by an uninsured driver.
    My car has been off the road since due to the length of time it's taking the uninsured drivers fund to pay out for the repairs.
    It's not in Ireland but the other driver is looking around 7k euro in total costs.
    I'd imagine you'll be summoned to court pretty quickly.


  • Registered Users, Registered Users 2 Posts: 19,102 ✭✭✭✭Del2005


    Carolal wrote: »
    I had an acciden 3 months ago. I had missed payments for my insurance so I wasn't covered at the time of the accident. How long will it take for this to go to court

    They've 6 months from the alleged offence to apply for a summons. How long after getting it or how close to the court date they serve it is not defined.


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  • Registered Users, Registered Users 2 Posts: 12,866 ✭✭✭✭bear1


    Op, is this the accident where you hit a pedestrian and the police took your phone?


  • Registered Users, Registered Users 2 Posts: 15 Carolal


    bear1 wrote: »
    Op, is this the accident where you hit a pedestrian and the police took your phone?

    Yes its the same accident. The pedestrian ran out infront of me


  • Registered Users, Registered Users 2 Posts: 15 Carolal


    jacksie66 wrote: »
    Expect a driving ban and a hefty fine..

    I know what to expect that's not what I asked I asked how long untill it goes to court


  • Registered Users, Registered Users 2 Posts: 1,391 ✭✭✭VeVeX


    Carolal wrote: »
    Yes its the same accident. The pedestrian ran out infront of me

    He/she wasn't pedestrian, they were running. Use this as the cornerstone of your self defence. Also tell the judge you're a sovereign being not adhering to common law. You'll walk. Thank me later.


  • Closed Accounts Posts: 2,067 ✭✭✭368100


    VeVeX wrote: »
    Also tell the judge you're a sovereign being not adhering to common law.

    All that rubbish will only piss the judge off. Same lingo that people advise to try and get out of bank debts but never works


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  • Registered Users, Registered Users 2 Posts: 19,102 ✭✭✭✭Del2005


    VeVeX wrote: »
    He/she wasn't pedestrian, they were running. Use this as the cornerstone of your self defence. Also tell the judge you're a sovereign being not adhering to common law. You'll walk. Thank me later.

    I didn't hit a pedestrian I hit a runner will not change the outcome of driving with no insurance.


  • Registered Users, Registered Users 2 Posts: 3,739 ✭✭✭scamalert


    one thing ive learned that it will follow you for years, even insured, if person claims any injuries nerve damage whatever they come up with thats basically impossible to prove or dismiss they could milk you hard for this.
    get a lawyer as youll def need one, court date could be anywhere from 6mo to 2 years and expect repeat visits, specially if they will bring it up the chain, unless your good reason why your car wasnt insured it will be as someone mentioned above before youll get back onto road, then again depends a lot on judge and his mood on the day, since cash will be coming out from obudsman or whatever they are called, as insurance in this case wouldnt have any reason to cover your expenses.


  • Registered Users, Registered Users 2 Posts: 66,132 ✭✭✭✭unkel
    Chauffe, Marcel, chauffe!


    VeVeX wrote: »
    Also tell the judge you're a sovereign being not adhering to common law. You'll walk. Thank me later.

    Not that freeman of the land bollox again? Used by selfish arseholes who reckon they don't need to pay tax and can do as they please?


  • Registered Users, Registered Users 2 Posts: 37,316 ✭✭✭✭the_syco


    368100 wrote: »
    All that rubbish will only piss the judge off.
    I think that's the entire plot.

    OP; got €134,000 handy?


  • Registered Users, Registered Users 2 Posts: 5,795 ✭✭✭Isambard


    unkel wrote: »
    Not that freeman of the land bollox again? Used by selfish arseholes who reckon they don't need to pay tax and can do as they please?
    did you not spot the tongue in his cheek?

    question was how long, DEL2005 answered it


  • Closed Accounts Posts: 3,378 ✭✭✭CeilingFly


    It will take about 12 months.

    If the pedestrian is suing you for damages via MIBI, then the MIBI will cover those costs but will put the entire costs as a charge against you and will collect at some stage. - They've been known to come knocking many years after the costs have incurred.


  • Registered Users, Registered Users 2 Posts: 15 Carolal


    VeVeX wrote: »
    He/she wasn't pedestrian, they were running. Use this as the cornerstone of your self defence. Also tell the judge you're a sovereign being not adhering to common law. You'll walk. Thank me later.

    He was drunk and ran across the road


  • Registered Users, Registered Users 2 Posts: 1,576 ✭✭✭Glass fused light


    Carolal wrote: »
    He was drunk and ran across the road

    Won't matter a bit on the no insurance criminal case

    And even if you could prove the sprint was some type of failed suicide bid it won't matter much as you will be liable for the amout of compensation awarded as a result of the civil case.


  • Registered Users, Registered Users 2 Posts: 5,267 ✭✭✭mikeecho


    Carolal wrote: »
    He was drunk and ran across the road


    Doesn't matter a Siht if the person was drunk or sober, you didn't have insurance.


    The MIBI are now actively seeking redress for compensation paid.


  • Registered Users, Registered Users 2 Posts: 7,430 ✭✭✭bladespin


    Carolal wrote: »
    He was drunk and ran across the road

    More entitled to be there than an uninsured driver I'm afraid, very simply there's no defense and trying to project blame might not go down well.

    MasteryDarts Ireland - Master your game!



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  • Registered Users, Registered Users 2 Posts: 5,267 ✭✭✭mikeecho


    Carolal wrote: »
    He was drunk and ran across the road


    bladespin wrote: »
    More entitled to be there than an uninsured driver I'm afraid, very simply there's no defense and trying to project blame might not go down well.


    The charge in court will be for driving with out insurance, & failure to produce insurance within 10 days




    The fact that the pedestrian was drunk will be irrelevant


  • Registered Users, Registered Users 2 Posts: 7,430 ✭✭✭bladespin


    mikeecho wrote: »
    The charge in court will be for driving with out insurance, & failure to produce insurance within 10 days




    The fact that the pedestrian was drunk will be irrelevant

    My point exactly.:P

    MasteryDarts Ireland - Master your game!



  • Registered Users, Registered Users 2 Posts: 5,795 ✭✭✭Isambard


    I don't think the OP is using it as an excuse just answering the question put about the circumstances. I think they know they're in the poop, and just want to know how long it will take.


  • Registered Users, Registered Users 2 Posts: 38,247 ✭✭✭✭Guy:Incognito


    Carolal wrote: »
    He was drunk and ran across the road

    Before they built a pedestrian bridge over the Naas Road at the Red cow, a guy managed to walk out in front of a luas, he was locked after coming out of the bluebell club. He got over a quarter of a million.


  • Registered Users, Registered Users 2 Posts: 1,391 ✭✭✭VeVeX


    unkel wrote: »
    Not that freeman of the land bollox again? Used by selfish arseholes who reckon they don't need to pay tax and can do as they please?

    Yes that. Surely its within the rights of a sovereign man to proceed with his business without the impediment of a drunken man traveling on foot at speed? Be him adhering to an act that requires motor vehicles to be properly insured or not. No judge in sound mind will proceed with such an abhorrence to the law.


  • Registered Users, Registered Users 2 Posts: 22,412 ✭✭✭✭endacl


    VeVeX wrote: »
    Yes that. Surely its within the rights of a sovereign man to proceed with his business without the impediment of a drunken man traveling on foot at speed? Be him adhering to an act that requires motor vehicles to be properly insured or not. No judge in sound mind will proceed with such an abhorrence to the law.
    Is this what your head sounds like?


  • Registered Users, Registered Users 2 Posts: 5,267 ✭✭✭mikeecho


    Before they built a pedestrian bridge over the Naas Road at the Red cow, a guy managed to walk out in front of a luas, he was locked after coming out of the bluebell club. He got over a quarter of a million.

    I'm pretty sure that the luas has insurance or a cert of exemption.


  • Registered Users, Registered Users 2 Posts: 656 ✭✭✭christy02


    Fu**ers like you that make all our insurance premiums go up. Hope they throw he book at ya.

    If you can't afford to run a car then don't drive. Simples.


  • Registered Users, Registered Users 2 Posts: 4,940 ✭✭✭dingding


    christy02 wrote: »
    Fu**ers like you that make all our insurance premiums go up. Hope they throw he book at ya.

    If you can't afford to run a car then don't drive. Simples.

    https://www.independent.ie/business/personal-finance/latest-news/uninsured-drivers-blamed-as-premium-costs-to-rise-again-35006001.html

    Some €65m was paid out in claims last year, adding an estimated €35 to the cost of the average motor premium


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  • Registered Users, Registered Users 2 Posts: 4,407 ✭✭✭Dartz


    dingding wrote: »
    https://www.independent.ie/business/personal-finance/latest-news/uninsured-drivers-blamed-as-premium-costs-to-rise-again-35006001.html

    Some €65m was paid out in claims last year, adding an estimated €35 to the cost of the average motor premium


    What the **** does the other 1250 I'm paying cover then?


  • Administrators, Business & Finance Moderators, Society & Culture Moderators Posts: 16,957 Admin ✭✭✭✭✭Toots


    I was recently a witness in a road traffic related court case and it was nearly 2 years between the offence and the eventual hearing. It was put back a couple of times but I think the hearing was originally about a year after the event. I'd imagine it would depend on the court you're in and how busy it is.


  • Closed Accounts Posts: 1,501 ✭✭✭Alfasudcrazy


    There is no defined limit for a case being brought to court - other than as already said the garda has to apply to have any summonses issued within 6 months of the offence date.

    Its really down to the time it takes to prepare the Garda file, how long the superintendent keeps it in his system and then once its returned to the Garda how efficient he/she is at getting the summonses issued, printed and served.

    The delay can't be too long however so usually all these cases are wrapped up from the Garda side within 6/7 months. Justice delayed is justice denied etc.

    Afterwards you can expect a separate civil case for damages/injuries (assuming the injured person brings one).

    Its going to be a pain for a while but I would not be as doom filled as some of your other advisers on this thread. These things happen and when they are sorted life goes on - your's will too so don't get yourself too depressed about it.


  • Registered Users, Registered Users 2 Posts: 1,576 ✭✭✭Glass fused light


    Its going to be a pain for a while but I would not be as doom filled as some of your other advisers on this thread. These things happen and when they are sorted life goes on - your's will too so don't get yourself too depressed about it.


    Driving without insurance does not just happen.
    It's a choice that the OP made by getting into and driving a car while not having insurance.


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