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Mortgage approval / Job change

  • 28-04-2018 12:30PM
    #1
    Registered Users, Registered Users 2 Posts: 2


    Hi all.

    Perhaps you've been in a similar situation or have experience in it.

    Last week, myself and my wife were mortgage approved. It was pretty straightforward, both full time Permanent employment, all documentation etc, boxes ticked.

    On Thursday I was offered a new job - one I really want. More money, an area of the industry I want to work in, an opportunity that doesn't come along often.

    If I accept the job, what are the potential issues?
    We have approval for 6 months, until October.

    It is a new house, we'll move in in September.

    Anyone have any idea on how I should proceed, or maybe it's just an honest conversation with the lender?

    Thanks


Comments

  • Registered Users, Registered Users 2 Posts: 1,326 ✭✭✭Blingy


    Logger123 wrote: »
    Hi all.

    Perhaps you've been in a similar situation or have experience in it.

    Last week, myself and my wife were mortgage approved. It was pretty straightforward, both full time Permanent employment, all documentation etc, boxes ticked.

    On Thursday I was offered a new job - one I really want. More money, an area of the industry I want to work in, an opportunity that doesn't come along often.

    If I accept the job, what are the potential issues?
    We have approval for 6 months, until October.

    It is a new house, we'll move in in September.

    Anyone have any idea on how I should proceed, or maybe it's just an honest conversation with the lender?

    Thanks

    In my experience I needed to have passed the probation period in order to proceed with the mortgage. However there was a similar thread to this on this forum lately where some people had different experiences. It would be annoying to have to miss the opportunity of a new job that you really want to get the mortgage.


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