Car listed as limousine on tax book but it's not. Insurance now want to dump me

Da Optimist

I brought a Mercedes e 220 three years ago. It is an ordinary saloon with 5 doors but it was an embassy car used to ferry visitors around. It is listed as a limousine on the tax book as I assume that was done to avail of cheap tax. I have it insured with the same company with no problems for the last 3 years and now following an audit they are refusing to insure me as its a limousine!

How do I change this on the tax book? I'm paying just under 400 a year on tax!!

Buffman

Da Optimist wrote: »

How do I change this on the tax book?

Use the RF111 form. Section 4 is the relevant section for you.

https://www.motortax.ie/OMT/pdf/RF111_en.pdf

colm_mcm

What year is the car?

Da Optimist

colm_mcm wrote: »

What year is the car?

2011

gctest50

Please tread carefully - they might look for all the back-tax

Da Optimist

gctest50 wrote: »

Please tread carefully - they might look for all the back-tax

But I've been taxing it at 380 a year so at the normal rate despite the tax book stating it's a limo. So I'm not liable to back tax.

Heres Johnny

A 2011 would have low tax anyway so I assume that's not it.

coylemj

In a German car brochure, the word for any saloon model (vs. coupe or estate) is 'limousine', it doesn't imply a long luxury model as it does in English.

Here is a link to the Mercedes Germany page for the current C-class saloon which they call a 'limousine' .....

https://www.mercedes-benz.de/passengercars/mercedes-benz-cars/models/c-class/saloon/inspiration.html

Somebody in the embassy who registered the car probably wrote 'limousine' instead of 'saloon' in the model description.

CiniO

OP
In which field of logbook does it say "Limousine" ?
Is it D.3 ?

And what is in your logbook if field J ? I'm guessing M1

If you answer that, it will give us more light into your case.

CiniO

coylemj wrote: »

In a German car brochure, the word for any saloon model (vs. coupe or estate) is 'limousine', it doesn't imply a long luxury model as it does in English.

Here is a link to the Mercedes Germany page for the current C-class saloon which they call a 'limousine' .....

https://www.mercedes-benz.de/passengercars/mercedes-benz-cars/models/c-class/saloon/inspiration.html

Somebody in the embassy who registered the car probably wrote 'limousine' instead of 'saloon' in the model description.

Exactly.
My dad bought one of those in 1990 brand new from a dealer, and it was described as Limousine.


Not to mix it with a Kombi model:

Atlantic Dawn

Does it say PRIVCO2 on the tax disc?

CalamariFritti

What the difference between a Trabant and a Trabant Sport?






























Trabant Sport has got a poor of runners in the boot. :eek:

Buffman

Ye, somethings not adding up here, limo taxi is AFAIK the same as taxi tax at €95 regardless of year. If you're paying the standard CO2 tax of €390 for the model then the car is not registered as a limo for motor tax.

Da Optimist

CiniO wrote: »

OP
In which field of logbook does it say "Limousine" ?
Is it D.3 ?

And what is in your logbook if field J ? I'm guessing M1

If you answer that, it will give us more light into your case.

D.3 is Limousine and J is M1

Looking at it

Da Optimist

Atlantic Dawn wrote: »

Does it say PRIVCO2 on the tax disc?

Yes it does

Da Optimist

How can I post a picture

colm_mcm

You need 50 posts as far as I know, you’re on 47.

CiniO

Da Optimist wrote: »

D.3 is Limousine and J is M1

Looking at it

Than the car is not a limousine in legal sense of way.
Field D.3 is just a description of body type, so might be saloon, estate, coupe, etc...

Someone with very little brain must have entered this in your vehicle as limousine instead of saloon. But it makes no difference to vehicle VRT category, vehicle EU type category, and vehicle taxation class.

M1 is just a regular passenger car, so there's completely no reason for your insurance to be making any trouble.


Inventing own names in that D.3 field seems pretty commons, as I had Honda CRV, which as body type in D.3 had "Jeep".
I was thinking what the hell. It's a honda not a jeep.
And yes - I know in everyday language people call SUV's as Jeeps, but Jesus it shouldn't be ending up in a logbook.

When I exported that car abroad and was registering it there, lady in the registration office couldn't believe her eyes, that body type was described as Jeep.


I'd say your next move should be to contact your insruer, and explain them that your car is just a normal car, and it was just someone's fantasy Shannon or motortax office who entered body type as limousine.

Da Optimist

colm_mcm wrote: »

You need 50 posts as far as I know, you’re on 47.

Thanks for that Colm

colm_mcm

You can say that again.


(Twice)

Da Optimist

I have 50 now but still can't

colm_mcm

Use www.postimg.cc then copy the “direct link”

Harry Palmr

Da Optimist wrote: »

I have 50 now but still can't

Just post the link to the pic

Atlantic Dawn

I can't see how the insurance company is getting a limousine designation if car is taxed private?

Da Optimist

Edit

TrailerBob

I've seen German manufacturers do this before. In the owners manual of a 01 passat I had, the body type was referred to as 'Passat Limousine' instead of saloon or sedan. Maybe that's where this originated?

Da Optimist

Da Optimist

Edit

OldMrBrennan83

This post has been deleted.

CiniO

Anyway - tell your insurer it's a normal car. Insist that limousine in D.3 field is totally irrelevant.

Da Optimist

Da Optimist

Patww79 wrote: »

This post has been deleted.

Careful, your full reg is in that one.


Edit over it on your phone, then screenshot and upload the screenshot.[/quote]

Sorted it there

coylemj

OP, have you considered sending your insurance a photo of the car to show that it's just a regular E220 saloon?

You could also attempt to explain that it was registered by a German-speaking embassy official who wasn't aware of the insurance connotations of registering a saloon car as a 'limousine'. Was it previously owned by the German or Austrian embassy?

Though in your first post you mention that it has 5 doors, which makes it an estate

Curioser and curioser.

Da Optimist

coylemj wrote: »

OP, have you considered sending your insurance a photo of the car to show that it's just a regular E220 saloon?

You could also attempt to explain that it was registered by a German-speaking embassy official who wasn't aware of the insurance connotations of registering a saloon car as a 'limousine'. Was it previously owned by the German or Austrian embassy?

Though in your first post you mention that it has 5 doors, which makes it an estate

Curioser and curioser.

5 door including the boot. It's a saloon car.

wonski

Da Optimist wrote: »

5 door including the boot. It's a saloon car.

4 door, don't tell the insurance company you have 5 They will be more confused.

The boot doesn't count. So does the bonnet

Alanstrainor

Some fool in the insurance company has made a complete cock up here. This is madness.

wonski

Alanstrainor wrote: »

Some fool in the insurance company has made a complete cock up here. This is madness.

Crazy stuff. An audit...

They spotted limousine on the logbook and nobody looked into it, insurance professionals my ****.

Took us few minutes to work it out.

coylemj

Da Optimist wrote: »

5 door including the boot. It's a saloon car.

The boot lid doesn't count as a 'door' in a saloon car. Hatchbacks (e.g. VW Golf) are 3 or 5 door, most estates are 5 door.

No window = not a door.