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Variable Mortgage interest rate.....AIB.... am I missing somethinh

  • 24-03-2018 8:22pm
    #1
    Registered Users, Registered Users 2 Posts: 33


    Just seen an ad on TV promoting AIB’s variable rate of 4.5%.....how is that of value; interest rates are at an all time low; ECB has already indicated that interest rates will be increased Over the coming years... and Quantitive Easing still in place....

    I think anyone that gives up a 5 or 10yr fixed rate of 3-3.5% for that is mad.......

    Or am I missing something???? Would love to hear others thoughts


Comments

  • Registered Users, Registered Users 2 Posts: 14,039 ✭✭✭✭Geuze


    VanPercy wrote: »
    Just seen an ad on TV promoting AIB’s variable rate of 4.5%.....how is that of value; interest rates are at an all time low; ECB has already indicated that interest rates will be increased Over the coming years... and Quantitive Easing still in place....

    I think anyone that gives up a 5 or 10yr fixed rate of 3-3.5% for that is mad.......

    Or am I missing something???? Would love to hear others thoughts

    Please note that AIB's SVRs are from 2.75% to 3.15%

    Please see here:

    https://aib.ie/our-products/mortgages/mortgage-interest-rates


    and here:

    https://www.askaboutmoney.com/threads/best-buy-for-50-ltv-mortgages-i-e-the-lowest-mortgage-rates-available.205864/


  • Registered Users, Registered Users 2 Posts: 2,807 ✭✭✭g0g


    If I remember right, the AIB ads show them smashing competitor rates in various different ways. e.g. there's a TV showing one rate and it falls and smashes etc. Might that be what you were looking at?


  • Registered Users, Registered Users 2 Posts: 33 VanPercy


    g0g wrote: »
    If I remember right, the AIB ads show them smashing competitor rates in various different ways. e.g. there's a TV showing one rate and it falls and smashes etc. Might that be what you were looking at?

    Yes that’s the one; I’m nearly certain they are promoting their 4.5% variable...... maybe I was seeing things???


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