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Any one got a solution.

  • 22-01-2018 12:18pm
    #1
    Posts: 0


    Maybe this should be in the accommodation forum I don't know.

    Reading the response to the latest government initiative to help those who are on a lower income but not low enough to qualify for social housing.

    What would be the solutions in large urban areas that would not interfere with the property market.

    http://www.housing.gov.ie/sites/default/files/migrated-files/en/Publications/DevelopmentandHousing/Housing/table_with_2016_income_limits.pdf

    So approximately the limits are 35k for a single applicant and 42k for a family applicants to be eligible for social housing.

    If long term renting is not an option how should long term secure housing be provided.

    For a single applicant who is say 40 and earning 30k a year.

    A family with a combined income of 40k

    Applicants who are in precarious employment.

    Loan parents who's ex partner cant or wont support their children but the loan parent does not qualify for social housing.


«1

Comments

  • Closed Accounts Posts: 18,299 ✭✭✭✭The Backwards Man


    This should be in the boring forum.

    So yeah, you're in the right place :p


  • Registered Users, Registered Users 2 Posts: 324 ✭✭spindex


    What's the question ?


  • Posts: 0 [Deleted User]


    spindex wrote: »
    What's the question ?

    Can anyone do better that the government.


  • Closed Accounts Posts: 6,750 ✭✭✭Avatar MIA


    Solution.

    Free houses for everyone.

    Unbreakable union of freeborn people
    Great Eire has welded forever to stand!
    Created in struggle by will of the peoples
    United and mighty, our Eire!


  • Registered Users, Registered Users 2 Posts: 9,166 ✭✭✭Fr_Dougal


    Plenty of cheaper houses outside of the main cities. Let people get over their sense of entitlement.


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  • Registered Users, Registered Users 2 Posts: 81,220 ✭✭✭✭biko


    I find alcohol a great solution.


  • Posts: 0 [Deleted User]


    Fr_Dougal wrote: »
    Plenty of cheaper houses outside of the main cities. Let people get over their sense of entitlement.

    We could build built trains from Monasterevin, and open sleepover creches problem solved.


  • Posts: 0 [Deleted User]


    biko wrote: »
    I find alcohol a great solution.

    But does that not lead to actual homelessness as opposed to constantly living with the prospect of homelessness.


  • Registered Users, Registered Users 2 Posts: 24,644 ✭✭✭✭punisher5112


    Why not speed up trains and provide adequate parking at stations to keep cars out of cities so public transport becomes quicker.

    If one works in Dublin then property should be affordable for that person to reside close to where they work.


    Think back to when companies looked after worker accommodation such as the likes of tram staff back in the day and housing was provided.

    I suppose in a way some get this but only huge corporate company staff that are already on big money as is.

    I see a lot of companies are coming in and renting out numerous units to house staff where they stay at no cost as rent is paid.


  • Registered Users, Registered Users 2 Posts: 9,166 ✭✭✭Fr_Dougal


    mariaalice wrote: »
    We could build built trains from Monasterevin, and open sleepover creches problem solved.

    There’s already a train service from Monasterevin to Dublin. Cres are cheaper outside of Dublin.

    What do you want?


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  • Registered Users, Registered Users 2 Posts: 6,292 ✭✭✭Ubbquittious


    3d printed houses made from mud. Cheap, minimal effort to build, plenty raw materials available. Horse in a few twigs for extra stability.

    The developer crowd won't be happy though unless they can charge a €100,000 royalty for each one built.


  • Registered Users, Registered Users 2 Posts: 24,644 ✭✭✭✭punisher5112


    3d printed houses made from mud. Cheap, minimal effort to build, plenty raw materials available. Horse in a few twigs for extra stability.

    The developer crowd won't be happy though unless they can charge a €100,000 royalty for each one built.

    Straw bales much better....


  • Registered Users, Registered Users 2 Posts: 2,375 ✭✭✭Sin City


    Avatar MIA wrote: »
    Solution.

    Free houses for everyone.

    How much are these free houses of which you speak


  • Posts: 0 [Deleted User]


    Fr_Dougal wrote: »
    There’s already a train service from Monasterevin to Dublin. Cres are cheaper outside of Dublin.

    What do you want?

    What is reasonable? no more that a commute of 1.5 hours each way and no more that 10 hours a day in a creches for the babies, that seems reasonable to me.


  • Registered Users, Registered Users 2 Posts: 9,166 ✭✭✭Fr_Dougal


    mariaalice wrote: »
    What is reasonable? no more that a commute of 1.5 hours each way and no more that 10 hours a day in a creches for the babies, that seems reasonable to me.

    What about people who drive for a living? Bus drivers etc., what do you do for them?


  • Posts: 0 [Deleted User]


    Fr_Dougal wrote: »
    What about people who drive for a living? Bus drivers etc., what do you do for them?

    That's easy they could live in their vehicle.


  • Closed Accounts Posts: 6,750 ✭✭✭Avatar MIA


    Sin City wrote: »
    How much are these free houses of which you speak

    Just one soul.

    I'll PM you the contract


  • Registered Users, Registered Users 2 Posts: 2,375 ✭✭✭Sin City


    Avatar MIA wrote: »
    Just one soul.

    I'll PM you the contract

    Someones already beaten you too it :D


  • Registered Users, Registered Users 2 Posts: 34,694 ✭✭✭✭NIMAN


    Vote PBP and AAA into power, sure they'll get everyone a free house.


  • Posts: 0 [Deleted User]


    NIMAN wrote: »
    Vote PBP and AAA into power, sure they'll get everyone a free house.

    There not my cup of tea, but comments like that really irritates me they haven't promised free housing to anyone.

    Have you got a solution that does not consist of saying the other persons solution is stupid.


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  • Closed Accounts Posts: 6,750 ✭✭✭Avatar MIA


    Sin City wrote: »
    Someones already beaten you too it :D

    *flicks through records*

    Ah, we have. See you in, well, that would be telling.


  • Closed Accounts Posts: 2,379 ✭✭✭donegaLroad


    This was posted on a thread before Christmas. Reading Town Council have started providing prefab type housing for families in need of housing.

    Article here


    47978F1C00000578-5215485-image-a-67_1514391487884.jpg


    £70k each for a two bedroom house, and they figure that they will save a lot of money over time because of the cost of paying for temporary accomm, such as a hotel.


  • Posts: 0 [Deleted User]


    This was posted on a thread before Christmas. Reading Town Council have started providing prefab type housing for families in need of housing.

    Article here


    47978F1C00000578-5215485-image-a-67_1514391487884.jpg


    £70k each for a two bedroom house, and they figure that they will save a lot of money over time because of the cost of paying for temporary accomm, such as a hotel.

    That is a solution for homelessness what about the segment of the population who don't qualify for social housing yet do not earn enough to get a mortgage for a home in an urban area.


  • Closed Accounts Posts: 2,379 ✭✭✭donegaLroad


    mariaalice wrote: »
    That is a solution for homelessness what about the segment of the population who don't qualify for social housing yet do not earn enough to get a mortgage for a home in an urban area.

    There is a family in Dublin who got planning permission for, and built a shipping container home. 350k all in. He figured he saved 300k by doing this. Will find link as soon as im back at my PC. I hate posting with my phone.


  • Posts: 0 [Deleted User]


    There is a family in Dublin who got planning permission for, and built a shipping container home. 350k all in. He figured he saved 300k by doing this. Will find link as soon as im back at my PC. I hate posting with my phone.

    That is fine but not exactly suitable for the average to low paid worker and if you are a single buyer on 30k in Dublin how do they house themselves securely and long term.


  • Registered Users, Registered Users 2 Posts: 270 ✭✭shivermetimber


    Many of the Irish offerings for low cost housing at a showing a few years ago were absolute overpriced tat. Some companies from it are even non existent now whereas the UK has a history of being able to drum up low cost ideas that can actually work. They have awards every year for them and some of the winning and runner up ideas as fantastic for the money needed. http://www.nacsba.org.uk/selfbuildonashoestring/12-shoestring/39-shoestring2013top16

    There are also certain companies further afield specialising in low cost builds such as a certain Russian company who can do a 65sq mtr house for 50k all in. They look perfect and are built to last in the arse ends of Russia so no questions about insulation and u-value blah. They have recently branches out to Czech, France and are into the US soon.

    The problem is that the solutions are out there but there are are just not enough forward thinking minds here and too many pockets to line.


  • Registered Users, Registered Users 2 Posts: 2,375 ✭✭✭Sin City


    Avatar MIA wrote: »
    *flicks through records*

    Ah, we have. See you in, well, that would be telling.


    Bags packed

    as for sun cream what would you recommend?


  • Posts: 0 [Deleted User]


    Many of the Irish offerings for low cost housing at a showing a few years ago were absolute overpriced tat. Some companies from it are even non existent now whereas the UK has a history of being able to drum up low cost ideas that can actually work. They have awards every year for them and some of the winning and runner up ideas as fantastic for the money needed. http://www.nacsba.org.uk/selfbuildonashoestring/12-shoestring/39-shoestring2013top16

    There are also certain companies further afield specialising in low cost builds such as a certain Russian company who can do a 65sq mtr house for 50k all in. They look perfect and are built to last in the arse ends of Russia so no questions about insulation and u-value blah. They have recently branches out to Czech, France and are into the US soon.

    The problem is that the solutions are out there but there are are just not enough forward thinking minds here and too many pockets to line.

    They are all a great ideas, someway around the cost of serviced land in large urban areas and it would all be sorted.


  • Registered Users, Registered Users 2 Posts: 29,752 ✭✭✭✭blanch152


    There is only so much land within a short commute of Dublin City Centre, yet we have more and more people wanting to live on that land.

    Three solutions possible:

    (1) The first solution is high-rise, high-density housing. The problem is Dublin City Council and their refusal to be realistic in planning for this. So many opportunities for development have been wasted over the last 5-6 years by the gob****es on that council.

    (2) Shorten commute time through reducing commuter time. The problem here is the number of actors. Dublin City Council again, with their focus on bicycles rather than public transport and pedestrians thanks to the Dublin City Manager, Irish Rail for being so inefficient that LUAS now carry more passengers, the Government for the lack of investment in public transport infrastructure other than LUAS (but when you see the mess that CIE and Dublin City Council are, you might guess why they don't bother), and the NTA for the lack of a single coherent plan and sticking to it.

    (3) Building up the other cities - Cork and Limerick in particular. This won't necessarily be at the expense of Dublin, if it is to work, then it is other small cities and rural areas who will suffer most. Coveney, to be fair, seemed to be thinking about this, but it appears to have gone quiet with the new Minister.


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  • Registered Users, Registered Users 2 Posts: 6,292 ✭✭✭Ubbquittious


    Many of the Irish offerings for low cost housing at a showing a few years ago were absolute overpriced tat. Some companies from it are even non existent now whereas the UK has a history of being able to drum up low cost ideas that can actually work. They have awards every year for them and some of the winning and runner up ideas as fantastic for the money needed. http://www.nacsba.org.uk/selfbuildonashoestring/12-shoestring/39-shoestring2013top16

    There are also certain companies further afield specialising in low cost builds such as a certain Russian company who can do a 65sq mtr house for 50k all in. They look perfect and are built to last in the arse ends of Russia so no questions about insulation and u-value blah. They have recently branches out to Czech, France and are into the US soon.

    The problem is that the solutions are out there but there are are just not enough forward thinking minds here and too many pockets to line.

    One can pay some celtic tiger developer 350-450k to build a semi-Dee

    or else one can pay €50k for a prefab and pay some Irish company €300-400k to plant said prefab on a scrap of land and connect a few pipes.

    You're going to be out of pocket at least €300k no matter what way you look at it unless you find a way to bypass the posh Irish/English fcuker who charges a €300k finger-lifting fee which is nigh on impossible especially if you're the government

    There's also a good chance that the celtic tiger developers will try to use all the modern planning regulations they helped draft as a weapon to enforce their privileged status


  • Registered Users, Registered Users 2 Posts: 5,374 ✭✭✭aido79


    mariaalice wrote: »
    Maybe this should be in the accommodation forum I don't know.

    Reading the response to the latest government initiative to help those who are on a lower income but not low enough to qualify for social housing.

    What would be the solutions in large urban areas that would not interfere with the property market.

    http://www.housing.gov.ie/sites/default/files/migrated-files/en/Publications/DevelopmentandHousing/Housing/table_with_2016_income_limits.pdf

    So approximately the limits are 35k for a single applicant and 42k for a family applicants to be eligible for social housing.

    If long term renting is not an option how should long term secure housing be provided.

    For a single applicant who is say 40 and earning 30k a year.

    A family with a combined income of 40k

    Applicants who are in precarious employment.

    Loan parents who's ex partner cant or wont support their children but the loan parent does not qualify for social housing.

    How can someone borrow a parent?


  • Closed Accounts Posts: 6,750 ✭✭✭Avatar MIA


    There is a family in Dublin who got planning permission for, and built a shipping container home. 350k all in. He figured he saved 300k by doing this. Will find link as soon as im back at my PC. I hate posting with my phone.

    You can buy a single shipping container for €3k delivered. Wonder how many did he use. Site must have been 50% plus of cost.
    Sin City wrote: »
    Bags packed

    as for sun cream what would you recommend?

    Hey, we look after all that. Don't sweat the small stuff.
    cooking-oil-pure-corn.jpg


  • Closed Accounts Posts: 2,379 ✭✭✭donegaLroad


    Avatar MIA wrote: »
    You can buy a single shipping container for €3k delivered. Wonder how many did he use. Site must have been 50% plus of cost.

    He used 7, but the were the 28 ft ones, and maybe 1 40 ft (?)

    The site was €50k

    It was the cost of fitting everything out that brought up the price. I know that if you buy a refrigerated container, it is already insulated. Im sure this would have been pointed out to him at the time. I'll post a couple of photos, but not the article because they might not like to be named on boards.

    2ekkvg1.jpg

    2po9xxf.jpg


  • Posts: 0 [Deleted User]


    I hate to labour the point but a one or two off solution found by some well off connected person with the skills and ability to do it, is not a solution to housing those who are above the limits for social housing yet do not earn enough to get a mortgage in a large urban area or for a family who are just over the income threshold for social housing.


  • Closed Accounts Posts: 6,750 ✭✭✭Avatar MIA


    mariaalice wrote: »
    I hate to labour the point but a one or two off solution found by some well off connected person with the skills and ability to do it, is not a solution to housing those who are above the limits for social housing yet do not earn enough to get a mortgage in a large urban area or for a family who are just over the income threshold for social housing.

    If just over could they ask their employer to reduce the wages - many would be happy to oblige.


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  • Closed Accounts Posts: 6,750 ✭✭✭Avatar MIA


    I'll post a couple of photos,

    A fine job. Not sure €350k fine though.


  • Registered Users, Registered Users 2 Posts: 2,021 ✭✭✭Arcade_Tryer


    blanch152 wrote: »
    There is only so much land within a short commute of Dublin City Centre, yet we have more and more people wanting to live on that land.

    Three solutions possible:

    (1) The first solution is high-rise, high-density housing. The problem is Dublin City Council and their refusal to be realistic in planning for this. So many opportunities for development have been wasted over the last 5-6 years by the gob****es on that council.
    There is more than enough land within a short distance of Dublin City Centre to solve the housing supply issue; the Government continue to allow it to sit unused at little cost, thereby incentivising land hoarding.
    (2) Shorten commute time through reducing commuter time. The problem here is the number of actors. Dublin City Council again, with their focus on bicycles rather than public transport and pedestrians thanks to the Dublin City Manager, Irish Rail for being so inefficient that LUAS now carry more passengers, the Government for the lack of investment in public transport infrastructure other than LUAS (but when you see the mess that CIE and Dublin City Council are, you might guess why they don't bother), and the NTA for the lack of a single coherent plan and sticking to it.
    Bizarre phrasing. There should always be a focus on cycling in Dublin city. There should not be a choice between cycling and public transport; if anything, there should be a choice between cars and public transport.


  • Registered Users, Registered Users 2 Posts: 10,117 ✭✭✭✭Junkyard Tom


    Stop TD's/Local Councillors with second/third homes and property portfolios from being involved in housing legislation due to conflict of interests - when housing comes up for debate they leave councils/Dail.

    Build public mixed-use housing.


  • Moderators, Category Moderators, Music Moderators, Politics Moderators, Society & Culture Moderators Posts: 22,360 CMod ✭✭✭✭Dravokivich


    Fr_Dougal wrote: »
    There’s already a train service from Monasterevin to Dublin. Cres are cheaper outside of Dublin.

    What do you want?

    I could very well be more likely to afford the accommodation itself out in offaly. But as a single parent the commuting will be too much and I won't be able to find a creche that opens from 6 in the morning to 8 in the evening.


  • Registered Users, Registered Users 2 Posts: 850 ✭✭✭Hans Bricks


    So whats the story with the Affordable Mortgage Scheme introduced by Eoghan Murphy today ?
    Does the 3.5 times lending rule still apply ? If it does, then this is utterly pointless for my situation.
    Unlike a lot of people my age, I'm lucky that I have a 25 - 30 k deposit saved. It's the lending rules that just make all that saving redundant.


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  • Closed Accounts Posts: 11,221 ✭✭✭✭m5ex9oqjawdg2i


    mariaalice wrote: »
    That is a solution for homelessness what about the segment of the population who don't qualify for social housing yet do not earn enough to get a mortgage for a home in an urban area.

    Rent?
    I could very well be more likely to afford the accommodation itself out in offaly. But as a single parent the commuting will be too much and I won't be able to find a creche that opens from 6 in the morning to 8 in the evening.

    You should totally sacrifice the welfare of both you and your child, and purchase something in Longford or Leitrim, to appease those spiteful few ;)

    The lack of housing isn't an issue at all, that's just a red herring :rolleyes:


  • Registered Users, Registered Users 2 Posts: 9,166 ✭✭✭Fr_Dougal


    So whats the story with the Affordable Mortgage Scheme introduced by Eoghan Murphy today ?
    Does the 3.5 times lending rule still apply ? If it does, then this is utterly pointless for my situation.
    Unlike a lot of people my age, I'm lucky that I have a 25 - 30 k deposit saved. It's the lending rules that just make all that saving redundant.

    No, can be up to 5x.

    But there’s not enough supply out there, all it will do is drive up the prices of New and second hand houses.


  • Registered Users, Registered Users 2 Posts: 4,825 ✭✭✭LirW


    Rent?



    For that you need a functional rental market which isn't the case in urban Ireland and supply is too little for the ones that can't afford to rent in the cities.


  • Registered Users, Registered Users 2 Posts: 20,832 ✭✭✭✭Donald Trump


    Obvious solution?

    Kill the poor?




  • Closed Accounts Posts: 9,586 ✭✭✭4068ac1elhodqr


    Hyperloop - is generally be the solution to most issues (i.e. hyperloop the problem a hundred km out to somewhere else).

    For cheap housing specifically, these concrete tube flats look like they'd be good for hundred of years, might even withstand Rocketman's best efforts.

    SHhxaSq.png8nbb4Vm.png

    OPod Tube Housing: 2.5m wide concrete water tubes transformed into 9.3sqm micro houses, just keep adding on as time goes by.

    https://www.dezeen.com/2018/01/16/opod-james-law-cybertecture-hong-kong-micro-apartments-concrete-pipes-low-cost-housing-crisis/


  • Posts: 0 [Deleted User]


    I could very well be more likely to afford the accommodation itself out in offaly. But as a single parent the commuting will be too much and I won't be able to find a creche that opens from 6 in the morning to 8 in the evening.

    I can't understand why the sleepover creches haven't caught on then it would be easy to live in Monasterevin and its in Kildare only 63km from Dublin be totally doable leave Dublin to those who deserve to live there the plebs can go somewhere else.

    That is a joke by the way.


  • Registered Users, Registered Users 2 Posts: 2,314 ✭✭✭KyussB


    The solutions aren't difficult - it's getting politicians to implement the actual solutions that's difficult - our predicament is down to the deliberate choices of people in power, to keep things this way - and to worsen them.

    Massive public spending on housing construction - not on subsidies to the private market - is the only solution, and always has been.

    I'd go so far to say, that as a nation there should be a large political push, for the bulk of private housing development to be based upon housing co-operatives, with ample public support for their construction (on a strictly not-for-profit basis) - and away from the current template of over-reliance on private development, where the goal is to maximize profits at the expense of societies ability to sustainably pay for accommodation - as the latter is historically one of the leading sources of corruption of our society, politics and economy (going back at least half a century).


    If we don't permanently wrest the lions share of control of the property market, away from people who would use that market to exploit all of us, then we are never going to be rid of this problem - we'll see this problem deliberately come up again and again and again, over the span of decades - pretty much forever.


  • Registered Users, Registered Users 2 Posts: 73,520 ✭✭✭✭colm_mcm


    Just cheap terraced houses built simply without any of the ould ****e of fancy looking rooves and weird shapes they put on council houses these days. Just plain square things in a row built cheaply through design that people can live in if they want to. If they want something fancier, then there’s the motivation.


  • Registered Users, Registered Users 2 Posts: 4,825 ✭✭✭LirW


    #makeportlaoisegreatagain


  • Registered Users, Registered Users 2 Posts: 1,190 ✭✭✭Rory28


    LirW wrote: »
    #makeportlaoisegreatagain

    #portlaoiseisabusstop


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