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Mortgage advice

Emfran262 · 2017-12-03 08:08:58

Hi everyone, My husband and I recently got married and are now planning to build a house. We have been gifted a site and are currently in the process of getting it signed over. Once we have that completed we plan to apply for our mortgage. My questions are; A. Do we need much in our savings? We plan to seek a mortgage of…

03-12-2017 8:08am

#1

Emfran262

Registered Users, Registered Users 2 Posts: 2 ✭

Join Date: December 2017

Posts: 0

Hi everyone,
My husband and I recently got married and are now planning to build a house. We have been gifted a site and are currently in the process of getting it signed over. Once we have that completed we plan to apply for our mortgage. My questions are;
A. Do we need much in our savings? We plan to seek a mortgage of around 220,000. Our site has not yet been valued but we have a tough idea that it's about 30,000.
B. Are car lions and credit car bills a major No no? Should we have all this cleared?
C. Anything else that should be flagged?

Thanks in advance,
ðŸ€—

0