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Home Insurance within 50m of a stream

josip · 2017-11-02 13:46:55

Are there any insurance providers that don't ask about distance from a stream/lake etc, or ask for less than 40m? We live 45m away from a stream (and about 10m above it) but most providers ask if you're within 50m or more. It really limits competitive quotes for us.

02-11-2017 1:46pm

#1

josip

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Are there any insurance providers that don't ask about distance from a stream/lake etc, or ask for less than 40m?
We live 45m away from a stream (and about 10m above it) but most providers ask if you're within 50m or more.
It really limits competitive quotes for us.

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Comments

#2 02-11-2017 2:02pm

godtabh

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Get a flood map for the stream and send it to the insurances. Helped me once.

I also got refused a quotation as I was within 10m for a stream. Didn't care that my apartment was 30 m above it!

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#3 02-11-2017 2:06pm

Varta

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I am in a similar situation and have house insurance from FBD. They didn't ask about proximity but only if the house had ever been flooded.

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