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AA vs boi breakdown assist

  • 20-10-2017 4:04pm
    #1
    restive
    Banned (with Prison Access) Posts: 1,066 ✭✭✭


    I am due to renew my aa policy for €290. However my bank of Ireland comprehensive policy has breakdown assist.

    Should I renew the AA policy or save the money? I drive to and from work in rural Ireland 20km in each direction and the occasional weekend journey.


Comments

  • #2
    punisher5112
    Registered Users, Registered Users 2 Posts: 24,644 ✭✭✭✭punisher5112


    You pay 290 for breakdown???

    I got it online for €45 with Axa and not insured with them.

    If you have cover why would you need 2 companies to do the one job.


  • #3
    9935452
    Registered Users, Registered Users 2 Posts: 2,835 ✭✭✭9935452


    punisher5112 wrote: »
    You pay 290 for breakdown???

    I got it online for €45 with Axa and not insured with them.

    If you have cover why would you need 2 companies to do the one job.

    Id say 290 is his insurance premium


  • #4
    colm_mcm
    Registered Users, Registered Users 2 Posts: 73,520 ✭✭✭✭colm_mcm


    AA breakdown cover can be quite comprehensive compared to what an insurer will cover. Example: a relative had the gearbox go in Cashel, lives in Clare. The insurance company covered bringing it to a garage further away from home and didn’t cover getting home, luckily a passenger had an expensive enough aa policy which covered getting the car back to Clare to the local garage even though it wasn’t their car.
    Obviously not all aa policies are the same.


  • #5
    Outkast_IRE
    Registered Users, Registered Users 2 Posts: 7,516 ✭✭✭Outkast_IRE


    Also AA repair about 90% of breakdowns at the roadside as they are trained mechanics - Most other breakdown cover is just a tow to the nearest garage to the breakdown location.


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