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How long does the mortgage offer stay valid for?

  • 30-09-2017 9:05am
    #1
    UneJolieFemme
    Registered Users, Registered Users 2 Posts: 22 ✭


    Hi,

    Does any of you know, how long the mortgage offer stays valid for in the following banks:

    KBC
    Ulster Bank
    Permanent TSB
    EBS?

    I only found that information on the Bank of Ireland website so I know their loan offer is valid for 6 months. What about the other banks? Is it 6 months as well?

    And another thing that interests me: what happens if the loan offer expires and there is no possibilty of extension? If you have to re-apply for the mortgage, is it quicker to get re-approval or does it take as much time as when applying for the first time? Anyone here has experienced that and could share their knowledge?


Comments

  • #2
    Lumen
    Registered Users, Registered Users 2 Posts: 31,221 ✭✭✭✭Lumen


    Do you mean loan offer or approval in principle?


  • #3
    UneJolieFemme
    Registered Users, Registered Users 2 Posts: 22 ✭UneJolieFemme


    The actual Loan Offer :)


  • #4
    Lumen
    Registered Users, Registered Users 2 Posts: 31,221 ✭✭✭✭Lumen


    Ulsterbank 2016, loan for house purchase. Three months.

    Screen_Shot_2017-09-30_at_10.10.38.png


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