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District court claim notice (credit union)

  • 28-09-2017 9:29pm
    #1
    TheMilkyPirate
    Registered Users, Registered Users 2 Posts: 6,028 ✭✭✭


    Hi I received a district court claim notice today from a solicitor with regards to my credit union loan. I had a difficult year and ended up in arrears on my loan. The term of the loan is not up yet and I had and still have every intention of repaying the loan.

    I rang the credit union a month back and told them I would start repaying the loan soon and asked for a direct debit form to be sent out which I never got. I went down last week and made a payment and got a form which I was going to hand in on Saturday but then received this by registered post today.

    What happens now? Do I have to go to court now? Can I deal with the credit union directly or will I have to ring the solicitor?


Comments

  • #2
    nuac
    Registered Users, Registered Users 2 Posts: 6,769 ✭✭✭nuac


    Suggest you make an appointment with the CU person dealing with your account


  • #3
    Pat Mustard
    Registered Users, Registered Users 2 Posts: 9,554 ✭✭✭Pat Mustard


    TheMilkyPirate wrote: »
    Hi I received a district court claim notice today from a solicitor with regards to my credit union loan. I had a difficult year and ended up in arrears on my loan. The term of the loan is not up yet and I had and still have every intention of repaying the loan.

    Might I suggest that you enlist MABS asap to assist you in dealing/negotiating with the CU.

    And don't overlook the court date while negotiation is going on.


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