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Ulster bank break out to change to kbc

gomamochi1 · 2017-09-21 23:36:24

Hi we have 7 year fixed with ub around 4.7%. 3 years in. Hoping to break out and go to the 10 year fixed with kbc 2.99% therefore reducing our mortgage by 5 odd years. We had issues drawing original mortgage and felt ill-advised re 7 year fixed rate as we had a doer upper- ltv changed drastically from 90% -60% over a 6…

21-09-2017 11:36pm

#1

gomamochi1

Registered Users, Registered Users 2 Posts: 542 ✭✭✭

Join Date: December 2011

Posts: 451

Hi we have 7 year fixed with ub around 4.7%. 3 years in. Hoping to break out and go to the 10 year fixed with kbc 2.99% therefore reducing our mortgage by 5 odd years. We had issues drawing original mortgage and felt ill-advised re 7 year fixed rate as we had a doer upper- ltv changed drastically from 90% -60% over a 6 month period . We brought a case to the ombudsman who ruled in our favour , were compensated a small amount of money However we were not allowed to break our fixed rate without paying penalty's. Can anyone advise us of our options? Many thanks

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