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Car insurance and theft damage

glomar · 2017-07-26 09:18:17

Hi there all recently my car was broken into and some items were taken . Now I have fucll NCB protection and have been advised by my insurer that it will have no impact on my NCB and I will have to pay no excess . Though they do mention that the theft will be listed as a claim . Can somebody advise on how I should proceed…

26-07-2017 9:18am

#1

glomar

Registered Users, Registered Users 2 Posts: 176 ✭✭

Join Date: November 2005

Posts: 143

Hi there all
recently my car was broken into and some items were taken .
Now I have fucll NCB protection and have been advised by my insurer that it will have no impact on my NCB and I will have to pay no excess .
Though they do mention that the theft will be listed as a claim .
Can somebody advise on how I should proceed . Is this damage likely to hit my premium next year ? bear in mind that the damage estimate if about 900 euro's worth .

Best regards Owen

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Comments

#2 26-07-2017 12:08pm

aujopimur

Registered Users, Registered Users 2 Posts: 3,953 ✭✭✭

Join Date: June 2009

Posts: 3798

Your NCB will remain, but as you have a claim you are deemed to be a higher risk, so your basic premium will probably increase.

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