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Insurance transfer

  • 24-07-2017 3:10pm
    #1
    Richard tea
    Registered Users, Registered Users 2 Posts: 3,597 ✭✭✭


    Just looking at my options please.

    I put my car policy on hold about a year and a half ago. I want to renew my policy before the 2 year break is up. My wife is the current owner of the car but I would like to become the main driver and add her as a named driver. I have left things late as her own policy is up on the 28th of this month. Can I insure myself on the car or must I send off the log book and become the registered owner first?


Comments

  • #2
    grogi
    Registered Users, Registered Users 2 Posts: 8,616 ✭✭✭grogi


    Richard tea wrote: »
    Just looking at my options please.

    I put my car policy on hold about a year and a half ago. I want to renew my policy before the 2 year break is up. My wife is the current owner of the car but I would like to become the main driver and add her as a named driver. I have left things late as her own policy is up on the 28th of this month.

    Did you cancel your policy or suspended it?
    Can I insure myself on the car or must I send off the log book and become the registered owner first?

    Very often you don't need to be the registered owner. It is sufficient if the car is in spouses/partner name.


  • #3
    Richard tea
    Registered Users, Registered Users 2 Posts: 3,597 ✭✭✭Richard tea


    grogi wrote: »
    Did you cancel your policy or suspended it?



    Very often you don't need to be the registered owner. It is sufficient if the car is in spouses/partner name.


    Thanks Grogi,

    from what I remember I was told I could suspend it for 2 years. That was Dec 2015. I ride a motorcycle so dont need the car anymore.


  • #4
    grogi
    Registered Users, Registered Users 2 Posts: 8,616 ✭✭✭grogi


    Richard tea wrote: »
    Thanks Grogi,

    from what I remember I was told I could suspend it for 2 years. That was Dec 2015. I ride a motorcycle so dont need the car anymore.

    Call your insurance provider today and transfer the suspended insurance to the current car starting from 28th.


  • #5
    Cakerbaker
    Registered Users, Registered Users 2 Posts: 850 ✭✭✭Cakerbaker


    Richard tea wrote: »
    Just looking at my options please.

    I put my car policy on hold about a year and a half ago. I want to renew my policy before the 2 year break is up. My wife is the current owner of the car but I would like to become the main driver and add her as a named driver. I have left things late as her own policy is up on the 28th of this month. Can I insure myself on the car or must I send off the log book and become the registered owner first?

    I am the registered owner of our one car and my oh and I swap the insurance every year with no issue (one as main driver, other as named) so we both keep our no claims. Once married you have what I think is called an insurable interest in a spouses car so you don't need to get the car put into your name to become the main insured driver. Our broker seemed very familiar with this being done so i doubt it's rare.


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