insurance for a second vehicle for the farm

Tomjim

I have a car which is insured with a full no claims bonus

Looking at getting a small van which would be used on the farm only such as a Berlingo.

Anyone know how much insurance would be, I will be the only one driving the van

Bass Reeves

Tomjim wrote: »

I have a car which is insured with a full no claims bonus

Looking at getting a small van which would be used on the farm only such as a Berlingo.

Anyone know how much insurance would be, I will be the only one driving the van

350-500 euro depending on your age and NCB. If you can put another driver on it that has no accidents in last 5 years and is advanced in years I presume that you are over 30.

The part time boy

I tried to insure a 2nd van that I had no claims bonus for . Most places would not even quote me .

Fbd (1350) and chill (820) were the only 2 that would quote .

Even though I had the original van policy they were all asking was I a named driver on another policy . I think if I had of been it may help

Bass Reeves

The part time boy wrote: »

I tried to insure a 2nd van that I had no claims bonus for . Most places would not even quote me .

Fbd (1350) and chill (820) were the only 2 that would quote .

Even though I had the original van policy they were all asking was I a named driver on another policy . I think if I had of been it may help

In those situation try a broker like insure my van

The part time boy

Bass Reeves wrote: »

The part time boy wrote: »

I tried to insure a 2nd van that I had no claims bonus for . Most places would not even quote me .

Fbd (1350) and chill (820) were the only 2 that would quote .

Even though I had the original van policy they were all asking was I a named driver on another policy . I think if I had of been it may help

In those situation try a broker like insure my van

I rang 6 brokers including insure my van and they would not quote . I had my excisting van up for renual as well .

Chill were the only broker that would even quote

Who2

Tomjim wrote: »

I have a car which is insured with a full no claims bonus

Looking at getting a small van which would be used on the farm only such as a Berlingo.

Anyone know how much insurance would be, I will be the only one driving the van

You'll be starting a fresh policy I presume and the car won't carry over to the van or they may give you some allowance. You'll be lucky to get it for800

blue5000

Looked into it last year as well, 800 would be a good quote.

Tomjim

checked my insurance. My policy says I am covered to drive another car (it can not be a commerical vehichle or it cant be in my name)

So my wife bought a second car in her name.

I rang the insurance company and they confirmed Im was covered to drive this car, even though there is no insurance policy on the car

Problem is my wife is going to tax the car and she needs to include the insurance details on it. Just wondering if this is mandatory when taxing a car

Muckit

You can't tax any vehicle without insuring it first

Who2

Tomjim wrote: »

checked my insurance. My policy says I am covered to drive another car (it can not be a commerical vehichle or it cant be in my name)

So my wife bought a second car in her name.

I rang the insurance company and they confirmed Im was covered to drive this car, even though there is no insurance policy on the car

Problem is my wife is going to tax the car and she needs to include the insurance details on it. Just wondering if this is mandatory when taxing a car

Look up third party extension policy. If you've a skyline or an Impreza it's about the only way these lads get covered.

tanko

Muckit wrote: »

You can't tax any vehicle without insuring it first

Are you sure about that?

If you put in any old rubbish for the insurance policy number on motortax.ie i'm pretty sure you can tax a car even if its not insured.

dzer2

tanko wrote: »

Are you sure about that?

If you put in any old rubbish for the insurance policy number on motortax.ie i'm pretty sure you can tax a car even if its not insured.

Just change the insurance over for a week and tax it.

lakill Farm

Who2 wrote: »

Look up third party extension policy. If you've a skyline or an Impreza it's about the only way these lads get covered.

Explain that will you

Love to buy another Impreza

mickdw

Dont bother. All those guys driving around their own imprezas under driving other cars extension are not insured at all, just giving insurance company money for nothing.

lakill Farm

mickdw wrote: »

Dont bother. All those guys driving around their own imprezas under driving other cars extension are not insured at all, just giving insurance company money for nothing.

I could stick it into OH or Ltd name Sure.

ED E

Tomjim wrote: »

So my wife bought a second car in her name.

Get a copy of your policy document and read it.

mickdw

you can and you can drive it but my point is that when a claim occurs, its quite likely that insurers will look at it in some depth.
I know of one lad who drove a skyline registered in his mates name. Broadcast that fact widely too.
Anyway, after having an accident and the insurer producing sufficient evidence that he was the main driver of the car, he got zero.

lakill Farm

mickdw wrote: »

you can and you can drive it but my point is that when a claim occurs, its quite likely that insurers will look at it in some depth.
I know of one lad who drove a skyline registered in his mates name. Broadcast that fact widely too.
Anyway, after having an accident and the insurer producing sufficient evidence that he was the main driver of the car, he got zero.

Ok. I'd only be buying a yoke for odd days out. Might stick in auld lads name so. E700 tax and e55 every 2nd year.

_Brian

lakill Farm wrote: »

Ok. I'd only be buying a yoke for odd days out. Might stick in auld lads name so. E700 tax and e55 every 2nd year.

Would a wee van not make more sense. Then you can have it in your own name straight.

My brother went to insuremyvan.ie and they mirrored his no claims from his private policy straight off.

lakill Farm

_Brian wrote: »

Would a wee van not make more sense. Then you can have it in your own name straight.

My brother went to insuremyvan.ie and they mirrored his no claims from his private policy straight off.

Have a l200 for the farm and business use.
And have a company c4 commercial car pretty much at my disposal all the time for work

But I miss my scooby.