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Insurance risk with company car for two years+?

  • 07-06-2017 9:51pm
    #1
    Casati
    Registered Users, Registered Users 2 Posts: 3,053 ✭✭✭


    Quick question - considering company car but would my 8+ NCB become non existent after 2+ years in a company car where the company are paying the insurance? Anybody have recent experience of this let me know tnks


Comments

  • #2
    blackbox
    Registered Users, Registered Users 2 Posts: 4,703 ✭✭✭blackbox


    Not sure if two years is the limit, but yes, this happened to me.

    Keeping yourself as a named driver on spouse's policy helps somewhat. They would give me no allowance for company car experience without claims when I bought another car (still have company car).


  • #3
    Casati
    Registered Users, Registered Users 2 Posts: 3,053 ✭✭✭Casati


    blackbox wrote: »
    Not sure if two years is the limit, but yes, this happened to me.

    Keeping yourself as a named driver on spouse's policy helps somewhat. They would give me no allowance for company car experience without claims when I bought another car (still have company car).

    Thanks, that's going to be a problem as I can't guarantee I won't be back in my own car in two years and would really despise seeing my insurance go from 600/700 quid to 2 or 3 grand as I see happening folk that have left the country for a few year


  • #4
    ScouseMouse
    Closed Accounts Posts: 5,070 ✭✭✭ScouseMouse


    Just insure your own car once every two years third party. Keep the NCB alive.


  • #5
    Casati
    Registered Users, Registered Users 2 Posts: 3,053 ✭✭✭Casati


    ScouseMouse wrote: »
    Just insure your own car once every two years third party. Keep the NCB alive.

    Taking the company car is really expensive with BIK and would only work financially if I have no other motoring expenses in my own name so really I'm better off forgetting about it unless my mileage really goes high next year


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