Commercial vs private motor tax

Dizzz

I know what you're all thinking, not another post from someone trying to get away with commercial tax but actually it's the opposite.

I just bought a brand new VW Caddy for my business and have now obviously to go ahead and do the first taxation of the van. It dawned on me though that I am going to be paying more for it being a commercial (€333) versus private emission based (€200). Is there a downside to me picking private on the online tax form?

Background on business is that it's in healthcare industry so can't claim tax back on purchased items etc but also don't charge vat so no implications there I don't think seen as I can't claim back the vat anyway no matter what...

Atlantic Dawn

If your using it commerically it should have commercial tax.

uck51js9zml2yt

From a motor tax perspective there is no issue with you taxing it as a private vehicle.

mayota

Juelz Broad Forefinger wrote: »

From a motor tax perspective there is no issue with you taxing it as a private vehicle.

On cc rates tho.

Cheensbo

You won't get co2 rate tax for it, only cc based - so €710 or whatever band it falls into.

Stick with the commercial rate

uck51js9zml2yt

mayota wrote: »

On cc rates tho.

That's how vehicles are taxed post 08!

Ongo Goblogian

Can you get commercial insurance on a privately taxed vehicle???

Gumbo

Juelz Broad Forefinger wrote: »

That's how vehicles are taxed post 08!

Post 08 is CO2, pre 08 is cc.
Think you have them mixed up.

(Private cars of course).

listermint

Ongo Goblogian wrote: »

Can you get commercial insurance on a privately taxed vehicle???

As long as it has doe i believe you can yes

Ongo Goblogian

listermint wrote: »

As long as it has doe i believe you can yes

I thought DOE was only for commercial vehicles and NCT for private. So now I don't know what defines a commercial vehicle. Is it Tax, Insurance or DOE/NCT. Seems like a minefield:)

If its classified as a commercial then its CC rates even for a brand new van afaik so commercial tax is the way to go.

BronsonTB

Ongo Goblogian wrote: »

I thought DOE was only for commercial vehicles and NCT for private.

A van needs a DOE test every year & is not tested in an NCT centre, doesn't matter how the van is actually taxed. For example , a carvan needs a DOE every year even if you have it insured & taxed privately.

Ongo Goblogian

BronsonTB wrote: »

A van needs a DOE test every year & is not tested in an NCT centre, doesn't matter how the van is actually taxed. For example , a carvan needs a DOE every year even if you have it insured & taxed privately.

I vaguely/sorta knew about the caravans, but I just thought that was because of the size of them(wont fit in an NCT bay) and also because they are usually made out of paper mache and string!

Also, can you get private insurance on a van that is only suitable for carrying goods/materials. For what none commercial purpose could a van be required under social/domestic/pleasure. Stick a mattress in the back for the pleasure aspect I suppose:). The days of fitting the local soccer team in the back for an away game are long gone I hope.

I just assumed that for commercial insurance, the insurance company would request proof of tax, or the tax man would request proof of insurance. Whichever way around, I believed they had to go hand in hand.

Isambard

not caravan...carvan....van based on a car.....still CVRT as for all commercials and also campers

CiniO

Dizzz wrote: »

I know what you're all thinking, not another post from someone trying to get away with commercial tax but actually it's the opposite.

I just bought a brand new VW Caddy for my business and have now obviously to go ahead and do the first taxation of the van. It dawned on me though that I am going to be paying more for it being a commercial (€333) versus private emission based (€200). Is there a downside to me picking private on the online tax form?

Background on business is that it's in healthcare industry so can't claim tax back on purchased items etc but also don't charge vat so no implications there I don't think seen as I can't claim back the vat anyway no matter what...

What makes you think it's €200 tax rate if you tax it privately?

If EU vehicle category is anything else than M1 (field J in your reg cert), you won't get CO2 rates. It will be taxed based on engine size.

CiniO

Ongo Goblogian wrote: »

I thought DOE was only for commercial vehicles and NCT for private. So now I don't know what defines a commercial vehicle. Is it Tax, Insurance or DOE/NCT. Seems like a minefield:)

DOE or NCT is not dependant on tax class.
It only depends on vehicle type.

Only passenger vehicles up to 9 seats (including driver) and up to 3500kg (which is EU vehicle category M1) are due NCT.
Anything else is CVRT (known previously as DOE).

EU vehicle category doesn't change with different taxation class, so if vehicle is of category N1 (small van up to 3500kg gross), then it will always be due CVRT no matter if taxed commercially or privately.

elperello

Ongo Goblogian wrote: »

I vaguely/sorta knew about the caravans, but I just thought that was because of the size of them(wont fit in an NCT bay) and also because they are usually made out of paper mache and string!

Also, can you get private insurance on a van that is only suitable for carrying goods/materials. For what none commercial purpose could a van be required under social/domestic/pleasure. Stick a mattress in the back for the pleasure aspect I suppose:). The days of fitting the local soccer team in the back for an away game are long gone I hope.

I just assumed that for commercial insurance, the insurance company would request proof of tax, or the tax man would request proof of insurance. Whichever way around, I believed they had to go hand in hand.

People who are involved in outdoor sports ie. fishing, shooting, boating, dog shows etc. may find a van useful. Unfortunately for them the odds are stacked against them.