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Re-Mortgaging Options

  • 02-02-2017 2:29pm
    #1
    Colking
    Registered Users, Registered Users 2 Posts: 1,192 ✭✭✭


    Hi there

    Not sure if this is the correct place but I've done a search and most mortgage related topics seem to be here.

    Does anyone have any experience with re-mortgaging investment or buy to let properties ?

    I have a property with 145k of a 15 years remaining mortgage with KBC @ 5.15%

    I have seen a similar property advertised for 235k on Daft (personally I'd be surprised if they realised that much but it's the best current comparator I can find)

    At those figures you're looking at circa 62% LTV. Does anyone think I could get a more favorable Interest Rate and if so do you think it would be worth it after the legal fees etc. ? (I presume you cannot avail of offers to pay legal fees etc. for buy to let properties)

    Thanks in advance for any help or thoughts on the matter.


Comments

  • #2
    bungaro79
    Registered Users, Registered Users 2 Posts: 1,214 ✭✭✭bungaro79


    are you able to switch your mortgage to some other bank i wonder?? maybe give the switcher team at aib and ulster bank a call and see what they say


  • #3
    Colking
    Registered Users, Registered Users 2 Posts: 1,192 ✭✭✭Colking


    Thanks, spoke with a few people on Friday.


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