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How to get deeds of house, held in Branch.

  • 11-01-2017 3:04pm
    #1
    Spanish Eyes
    Registered Users, Registered Users 2 Posts: 16,059 ✭✭✭✭


    Afternoon,

    An elderly relative who doesn't use internet is trying to get the deeds of his house. They are held in a branch in Co. Meath. He no longer lives there. He has asked his own branch in Kildare on numerous occasions, but has got no response.

    Is there a central address where he can write or email (I'll do that for him), and if so, can you tell me what information is required.

    Unfortunately he no longer drives and we are all at work during bank opening hours, otherwise we would take him to the branch in Meath.

    Many thanks.


Comments

  • #2
    myshirt
    Registered Users, Registered Users 2 Posts: 5,245 ✭✭✭myshirt


    Usually when the mortgage is paid off, you pay €3k to the bank and they then release the deeds.

    I'd say it's likely he is dealing with low level staff in the bank who are unsure what to do, so they just ignore, which is not right really. Hopefully someone here from BOI will direct him.

    Has he paid off the mortgage? If not they have to hold onto the deeds. If he has, then excellent, fix them up and get the deeds.


  • #3
    Spanish Eyes
    Registered Users, Registered Users 2 Posts: 16,059 ✭✭✭✭Spanish Eyes


    Mortgage is paid in full. He is hoping to sell and downsize so needs the deeds!


  • #4
    Bank of Ireland: Nicola
    Closed Accounts Posts: 735 ✭✭✭Bank of Ireland: Nicola


    Spanish Eyes wrote: »
    Afternoon,

    An elderly relative who doesn't use internet is trying to get the deeds of his house. They are held in a branch in Co. Meath. He no longer lives there. He has asked his own branch in Kildare on numerous occasions, but has got no response.

    Is there a central address where he can write or email (I'll do that for him), and if so, can you tell me what information is required.

    Unfortunately he no longer drives and we are all at work during bank opening hours, otherwise we would take him to the branch in Meath.

    Many thanks.
    Hi Spanish Eyes, thanks for getting in touch and I’m sorry to hear that your relative hasn’t had a response yet.

    Please can you ask him to call 01 611 3333 (choose option 3 on the menu followed again by option 3 for title deeds).

    I hope this helps, please let me know if you need anything else.
    Nicola


  • #5
    Spanish Eyes
    Registered Users, Registered Users 2 Posts: 16,059 ✭✭✭✭Spanish Eyes


    Thanks Nicola

    I'll try that tomorrow.


  • #6
    More Music
    Registered Users, Registered Users 2 Posts: 874 ✭✭✭More Music


    myshirt wrote: »
    Usually when the mortgage is paid off, you pay €3k to the bank and they then release the deeds.

    I'd say it's likely he is dealing with low level staff in the bank who are unsure what to do, so they just ignore, which is not right really. Hopefully someone here from BOI will direct him.

    Has he paid off the mortgage? If not they have to hold onto the deeds. If he has, then excellent, fix them up and get the deeds.
    What's this about? When you have paid your mortage in full you then have to pay another €3k extra to get your deeds back?


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