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Booking deposit on new build - cheque needed?

  • 29-12-2016 4:01pm
    #1
    StGriffen
    Registered Users, Registered Users 2 Posts: 33 ✭


    Am I correct in assuming you need a cheque to pay a booking deposit in a new build development?

    I've heard horror stories of people clamouring at launches and paying in cash even! Sould that happen to me, I am wondering if I should get a bank account that offers a cheque book. Rather than the rigmarole I need to do at the moment with going to the branch to get a draft etc. Which is obviously very time consuming. Thanks.


Comments

  • #2
    willbur
    Registered Users, Registered Users 2 Posts: 134 ✭✭willbur


    You can use EFT just bring your mobile assuming you have online banking simple as that, just check with your bank that they don't have a low limit set on your account for money transfers


  • #3
    listermint
    Registered Users, Registered Users 2 Posts: 34,216 ✭✭✭✭listermint


    Wouldnt a bank draft work from your bank...


  • #4
    Innervision
    Registered Users, Registered Users 2 Posts: 482 ✭✭Innervision


    Yeah we just transferred by EFT on the day on a mobile.


  • #5
    Gumbo
    Moderators, Society & Culture Moderators Posts: 40,356 Mod ✭✭✭✭Gumbo


    Cheque
    Postal order
    Bank draft

    Messy with EFT as they may not have their details on site and then they may not have log in details to confirm transfer.


  • #6
    StGriffen
    Registered Users, Registered Users 2 Posts: 33 ✭StGriffen


    listermint wrote: »
    Wouldnt a bank draft work from your bank...

    Yeah the issue is that you've to go and get them and then go back to agent, from what I've heard it can be a quick process with some in demand developments. Which means you'd be possibly too late then having to go try cancel a draft..


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  • #7
    Gumbo
    Moderators, Society & Culture Moderators Posts: 40,356 Mod ✭✭✭✭Gumbo


    StGriffen wrote: »
    Yeah the issue is that you've to go and get them and then go back to agent, from what I've heard it can be a quick process with some in demand developments. Which means you'd be possibly too late then having to go try cancel a draft..

    We bought twice from plans and both times they gave us a day or two to have the cheque into their offices.

    If it was me and I deffo wanted a house within the development then I'd have the bank draft in their names ready and with you on the day. It will cost you €1.90 only.


  • #8
    PhoenixParker
    Registered Users, Registered Users 2 Posts: 2,677 ✭✭✭PhoenixParker


    The piece of paper we got from sherry Fitz said 3 days to transfer €5k booking deposit and it had their bank details on it.


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